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Self-employed mortgages and financial products
Inside IR35: How do contractors work out their income to apply for a mortgage if their tax status…
Despite over a quarter (27%) of self-employed renters now seeking to improve their credit to boost their home buying chances, 14% say their credit score has been negatively impacted due to the pandemic,…
Self-employed Mortgages: How to best prepare
The number one reason for a mortgage application rejection for the self-employed was being self-employed, with a third (32%) citing this as a reason for rejection, according to a new study.
Research from Aldermore Bank…
IR35: All IT contractors deemed “employed” under Halifax mortgage criteria; Plus Expert…
Expert Application Tips For Contractors
New self-employed pension app Penfold sets your pension plan up in five minutes
A new self-employed pension app called Penfold could have you saving for your pension and reducing your tax bill in a matter of minutes.
Penfold was founded by CEO Pete Hykin, who was self-employed for two years without a pension. Hykin…
Is buying professional indemnity cover on a price comparison site always a good idea?
Price comparison websites give quick results, but did you know that they tend to exclude whole sections of the professional indemnity insurance market? A business broker offers a PI policy checklist to help you in your search
Most…
Mortgage Outlook: Santander launches mortgage calculator for self-employed borrowers affected by the…
Santander will be launching a mortgage calculator for self-employed borrowers whose businesses have been affected by Covid-19, it has been reported by Mortgage Solutions. Earlier this month, it was announced that brokers will exclusively…
Government-backed mortgages: which lenders are signing up?
Getting on the property ladder may become a reality for many, which is a good thing. But who pays up if people cannot keep up with payments?
A new government-backed mortgage scheme will help first time buyers or current homeowners…
“Helping Hand’ Mortgage excludes self-employed
If you’re struggling to borrow enough to buy your first home, Nationwide said it may be able to give you a Helping Hand. From April 26, they are launching the lender's Helping Hand mortgage. Giving first-time buyers the option of…
Freelancer-turned-founder develops fintech app
Startup Profile: Corgee
Freelancer turned founder: Dmitrijs Vitjazevs
Sector: Fintech/Freelancer Economy
Location: UK/Spain
Corgee, an AI-powered finance app to make personal finance simpler for the UK’s 5.3 million…
How to preserve your reputation when things go wrong as a freelancer
Those freelancers and business owners that have had to make a professional indemnity claim over the course of the pandemic, such as wedding photographer Lucy English* have seen the benefits of cover both to preserving their professional…