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Self-employed mortgages and financial products
Self-employed director secures extra £230k for mortgage in 4 days despite complex personal situation
UK mortgage rate cut needed today for financial and mental wellbeing, say experts. But will it happen? Find out their predictions, plus a success story for self-employed mortgage applicants.
According to Katy Eatenton, a Mortgage…
Self-employed: invest the extra cash coming your way
A recent report by Hargreaves Lansdown says the financial freedom of freelancing comes with a significant financial cost. But for those freelancers that take advantage of lower national insurance and electricity costs becoming available…
Stamp duty to double next year
The stamp duty or tax bill on an average priced home in England is set to jump from £2,428 to £4,928 after next March. That's more than double the cost of stamp duty this year
In London the tax bill on an average priced first…
LibDems blame Conservatives for “crashing economy” and leaving “homeowners to pick…
The Liberal Democrats are calling on the Government to introduce an emergency Mortgage Protection Fund to support struggling families at risk of losing their homes, paid for through reversing Conservative tax cuts to the banks. But is this…
5 Lesser-Known ISA Tax Breaks for UK Freelancers and High Earners
While many know about the basic tax benefits of Individual Savings Accounts (ISAs), several lesser-known ISA tax breaks can be especially valuable for UK freelancers and high earners, according to a report by Hargreaves Lansdown. This…
99% mortgages: a dynamite or disaster scheme?
Speaking to the Newspage news agency, The Freelance Informer asked lenders, mortgage experts and financial advisers their take on the Conservative Government's talk of encouraging lenders to offer 99% mortgages. Here's what we wanted to…
Mortgage debts higher than 2008 financial crisis
OBR forecasts household debt servicing costs to double from £73bn to a staggering £151bn in 2026 - higher than the 2008/2009 crisis
Typical household to pay £5,350 servicing debts after a string of interest rate rises
Families…
Are index funds a smart option for freelancers?
Index funds could be a popular option for many self-employed people in the UK and US who are looking to invest in their pension. They are a low-cost, diversified way to invest in the stock market. We highlight what to consider
Index…
Income protection v. critical illness cover: What’s the difference and can you ever be denied…
SPECIAL REPORT: HEALTH
We explain the difference between income protection and critical illness coverage so that you can decide whether it is something you need and whether you may find it harder than others to get cover
There are…
Maley: government must “wake up” and support self-employment to beat UK cost of living…
SPECIAL REPORT
Contractor specialists and even some Tory MPs are calling for more government support when it comes to encouraging people into self-employment to make ends meet and boost the economy
Personal finance and property…