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Cost of Living
“Bulldozed by inflation”: retirement in the UK is becoming “impossible”
Freelancers, especially those nearing retirement age, can expect to feel the economic headwinds this summer now that the Bank of England has put up interest rates again to 4.5%. Will we have another rate hike this year? It's no wonder more…
How to calculate your personal inflation rate
The Financial Times has published a free personal inflation rate tool so that you can calculate how much your monthly spending has gone up over the past year and how it compares to the UK national average
One look at how much your…
Majority of people are looking for new work because their pay is not keeping pace with inflation
With the vast majority of pay increases not keeping pace with inflation, two-thirds of workers are searching for a new job
Less than one in four workers who received a pay rise in the past year had their salary increased in line…
How to tackle late paid invoices as a freelancer
Are late payments causing you financial problems? Here are your rights about getting paid on time
Late paid invoices can wreak havoc on your finances and personal life as a freelancer. The added struggle of higher interest rates and…
Cost of living crisis: it’s impacting how freelancers now work
The London School of Economics and the Centre for Economic Performance found that a third of the UK's self-employed are experiencing financial difficulties paying basic expenses. Many freelancers as a result of the cost of living…
Why freelancers must set aside “worry time”
If more of us set aside time to worry, we are more likely to get some perspective on what's eating us and actually do something about it. Here are some things to consider when you set aside your "worry time"
Rome wasn't built in a day…
How can freelancers cut down on rising energy costs?
The latest ONS report has revealed that the cost-of-living crisis is hitting people living in the most deprived areas of England the hardest. Many of the self-employed are finding rising costs, especially energy bills, a…
How to get free stuff practically every day
When money is tight, it pays to know where to get free stuff. Here's a list of sites and places to get your free stuff from coffee to boxers to WiFi to toys!
MyWaitrose loyalty card members will be glad to know that the…
Self-employed sports and fitness coaches: are you prepared to lose more than half your clients?
Cost of living rises force 90 per cent of people to stop taking part in sports and fitness classes
The cost of living crisis is forcing 90 per cent of those aged under 34 to stop taking part in hobbies including fitness classes…
The self-employed are the most dedicated investors in the UK. So how can they get more bang for…
It comes as a nice surprise to hear that the self-employed are the most likely to invest, especially those that work part-time or on a contract basis. It is also refreshing to learn that SIPP investors, who are largely freelancers,…