How do you escape your comfort zone, love Mondays and earn more as a freelancer?
Freelancers constantly juggle finding consistent work with keeping their skills sharp. However, some freelancers are finding a faster path to career diversity and income by leveraging their existing talents and reaching out to clients in…
Apple warning: you’re a spyware target. Now what?
If you're an iPhone user, be on high alert. Apple recently sent notifications to users in 92 countries, warning them that they may be targeted by mercenary spyware attacks. This follows a similar notification campaign in October 2023 that…
M&S Chair warns Labour Worker Rights Overhaul could lead to “lack of growth and…
Archie Norman, chairman of Marks & Spencer, has voiced concerns over the potential consequences of a Labour election victory on worker rights, cautioning that it could deter investment in the UK
Norman has highlighted, according to…
Creative freelancers screwed by AI and streaming: parliament demands fair “revenue…
Parliamentary committee calls for fair remuneration of creative freelancers following evidence that creative freelancers like songwriters, musicians, writers and actors are not getting the "revenue rights" they deserve since the onset of…
The embarrassing work syndrome on the rise
Being your own boss as a freelancer comes with perks, but it also means you might find yourself glued to your chair for long stretches. This can lead to gluteal amnesia. In layman’s terms this is "dead butt syndrome." Don't let the funny…
Vice’s woes leave lasting impact on freelancers
OPINION
Vice: edgy, irreverent, juvenile, inexplicably cool. Many a freelancer's dream publisher, as long as you were not bothered by the reportedly dubious journalistic methods and clickbait gold headlines. As Vice's corporate ego…
UK highly skilled contractors out of work due to IR35. But not for long if the Americans have their…
An IPSE survey reveals a troubling trend: highly skilled UK freelancers are out of work due to IR35. The situation looks to have created the ideal environment for American companies to recruit British talent from across the Atlantic. Will…
Goodbye, contractor blanket bans?
A legislative fix to off-payroll working rules taking effect on April 6th should reduce the perceived financial risk of engaging contractors commonly known as contractor blanket bans
The start of the new tax year today - 6th April -…
Why is it becoming so taxing to be self-employed?
Millions of self-employed will be affected by the tax-free dividend allowance cut made this month and what could be yet another year of job insecurity and unnecessary economic risk posed by IR35 and an unregulated umbrella industry
From…
PAC chair warns of “cycle of broken promises and wasted cash in perpetuity”
Given that the self-employed have been low-hanging fruit for tax grabs, voters must voice their concerns now about government misspending before history repeats itself
No matter how the votes sway come the next General Election, Dame…
Not everyone can afford avocado toast: BOE, forget Pret, Greggs should be the nation’s…
OPINION
Great Britain needs a consumer spending barometer we can all relate to (and afford)
Did you know that The Bank of England uses transactions from coffee chain Pret a Manger to gauge consumer spending and economic activity?
…
Why do you keep kickin’ the can, tax man?
Freelancers left frustrated by latest government inaction over umbrella company tax avoidance protections
Freelancers forced to work through umbrella companies were left disappointed today after the government's announcement on tackling…
AI in the hangar: recruitment for AI and aircraft maintenance set to soar
A new McKinsey report explores the potential of generative AI (Gen AI) to revolutionise aircraft maintenance, repair, and overhaul (MRO) – a sector facing a growing skills gap and rising costs. While the technology promises a boost in…
Gender pay gap revealed by occupation: female freelancers take note
A new UK study sheds light on the gender pay gap in various professions. Could female freelancers be selling themselves short?
The study carried out by Claims.co.uk analysed data from the Office for National Statistics (ONS) to…
In Musk we trust: will Tesla contractors come back?
When tech talent is let go, it can be difficult for a company to lure those skills back without paying a high price. If Tesla does see another "phase of growth" will it be able to attract enough talent to meet the demand or will egos still…
Tech freelancers in high demand for their Zen appeal
We look into why demand for freelancers’ skills is rising with the pressure at tech companies, and how independent workers can often bring calm into the chaos
The tech industry is often riddled with deadlines and stress, which causes…
What will happen if the UK bans zero-hour contracts?
In the wake of the Labour Party's proposal for a "New Deal for Working People," which includes measures to ban zero-hours contracts and enhance workers' rights, we analyse how such a policy change might unfold. Could it do more harm than…
More Dads going freelance to spend time with family
The trend of Dads opting to go freelance to spend more time with their children has been gaining momentum. Andy Frobisher, a seasoned digital marketing and SEO expert, is one of the latest examples. After a successful stint as Head of SEO…
Win a mentorship session with Diary of a CEO’s Steven Bartlett
Think you have a brilliant business idea but lack the skills to take it to the next level? Budget woes have you questioning how to hire an app developer, or if a social media guru is the magic bullet to instant success? Fiverr and Steven…
A Mirror: a satirical drama that makes you laugh, reflect and keep guessing until the very end
The less you know about the plot of this play before you see it, the better. It's a genius play-within-a-play that is as cerebral as it is comical. It also proves a great night out in support of fellow freelancers
As we waited for…
Secret to a pain-free and enjoyable run
FREELANCER HEALTH
Dreading your next run? You're not alone. Many of us have that love-hate relationship with pounding the pavement. But what if there was a way to run with less effort and pain and more enjoyment?
Enter Helen Hall, a…
Client due diligence: kissing more frogs than princes?
Freelancers often feel they face a trade-off: project freedom for income stability. While you get to choose your work, a steady stream of clients is crucial. Finding great clients can be like kissing frogs hoping to find a prince. But what…
Marriage and life spans: it’s time to talk about money
A personal finance expert highlights some alarming trends when it comes to money and marriage. Are you in a position to preserve financial security for not just yourself but your loved ones and children?
Whether you're in a marriage,…
Glassdoor reviews: are they now useless and risky if your identity is no longer anonymous?
A software developer based in the US, known only as Monica, became one of the first to raise the alarm about a recent shift on Glassdoor. Monica's blog post, titled "Time to delete your Glassdoor account and data," urged users to take…
Freelancer’s guide to creating your own sales video
Videos are powerful tools to showcase your skills and land new clients. Here's your roadmap to creating a compelling video that could help convert viewers into clients (even when you're sleeping)
Why Video?
In today's digital age,…
HMRC CEST tool reportedly “misaligned with the law”
THIS ARTICLE HAS BEEN UPDATED
Freelancers face a potential tax timebomb, thanks to a recent revelation about HMRC's CEST tool. However, not all IR35 and Off-Payroll experts believe the HMRC is in the wrong
A Freedom of Information…
Contractor Loan Scheme Scandal: MP Calls for Inquiry
Thousands Face Crushing Tax Bills After Following "Disguised Remuneration" Advice. Radio presenter Mariella Frostrup brings this harrowing dilemma to the wider public's attention
This week Times Radio presenter Mariella Frostrup spoke…
Apple lawsuit: market cap drops $100bn, so what’s the good news?
Anyone who holds Apple stock and did not sell today may be feeling queasy. We go over the highlights of the tech giant's law suit and what if anything could be the silver lining in all of this
The U.S. Department of Justice, along with…
Stamp duty to double next year
The stamp duty or tax bill on an average priced home in England is set to jump from £2,428 to £4,928 after next March. That's more than double the cost of stamp duty this year
In London the tax bill on an average priced first…
Body doubling: sounds weird at first but it works
We look at the productivity technique called body doubling. Admittedly at first, I considered the term cringe and awkward. But after learning more about it, the penny dropped. I could see the benefits. If you are a digital nomad, solo…
HMRC Halts Helpline Cuts After Public Backlash
HM Revenue & Customs (HMRC) announced a U-turn on its plans to restrict access to phone helplines, following criticism from taxpayers and businesses.
The initial plan involved closing the Self Assessment, VAT and PAYE helplines for…
How to keep your cool when a client loses theirs
As you build your portfolio you will come to understand that clients and corporate cultures each come with their own personalities. But with a few strategies, you can navigate even the trickiest client situations with grace and…
Sunak’s gift to small businesses is boost to apprenticeships rather than eliminate IR35
OPINION
Prime Minister Rishi Sunak sang the praises of small business owners in a speech this past week. He is pushing for more small business owners to hire apprentices and more funding for female-founded companies. Both policies are…
IR35: freelancers and contractors face deadline to reclaim thousands in overpaid taxes
Time is running out for freelancers and contractors to claim back potentially thousands of pounds in overpaid taxes under IR35 rules
The deadline for submitting an overpayment relief claim is April 5th, 2024. This applies to anyone who…
If Jesus gifted bikes to his mates this just might be it
Love cycling and watersports? We look at the Manta5 SL3 hydro bike, which claims to give newbies to the sport of hydro cycling the best chance of looking like a pro rather than, um, a plonker
E-foils and hydrofoil bikes already have a…
Potential US TikTok ban could hurt UK freelancers
In a bid to fight a proposed US law that could force the sale or US market ban, TikTok is deploying its most relatable weapon onto Washington: influencers
There are reports that the popular social media app has been flying in…
Overwhelmed Freelancer? Cash-Strapped Student? This Unexpected Partnership is Your Answer
Want to grow your business but think you can't afford a helping hand? Santiago Steiner goes beyond the ramen noodle jokes to share why cash-strapped uni students and busy solopreneurs should be collaborating for the benefit of their cash…
Where have all the slow-clap political speeches gone?
Katherine Steiner-Dicks contemplates the downfall of the inspirational political speech and how it reflects today's lack of political leadership for the self-employed
Remember when politicians were quoted for more than campaign gaffes,…
“Muffin me”: how to pitch humour to serious clients
THIS ARTICLE HAS BEEN UPDATED
In honour of Comic Relief's Red Nose Day, The Freelance Informer looks at the art of humour and how solopreneurs should embrace it to stand out from the competition
Humour, when used strategically, can…
Big tech’s child labour problem isn’t going away
TECH TOPIC OF THE WEEK
A recent US court decision has thrown a wrench into the fight against child labour in the tech industry, according to news reports. Will IT contractors speak up or keep silent for fear of losing their jobs?
The…
How to become more profitable as a freelancer
Freelancer Profits: A Guide to Working Smarter, Not Harder
As a freelancer or solopreneur, your profit margin is directly tied to your financial and personal well-being. Unlike traditional businesses with separate departments, you wear…
Best places for freelancers to live in the UK
Looking for a community that fosters your entrepreneurial spirit? Look no further than the UK's top entrepreneurial regions, revealed in a recent study
Major cities are not as entrepreneurial as we may think, according to a recent…
Cheapest places to get on the property ladder in the UK
Scotland takes top spot for most affordable for first-time buyers in the UK
A recent study by L&C Mortgages reveals the most affordable areas in the UK to purchase a property, and Scotland dominates the top of the list.
The…
“Very thin gruel for SMEs”: self-employed respond to UK Spring Budget
April 2024 Budget key points: what do the self-employed think?
"Very thin gruel for SMEs," that's how Daniel Wiltshire, an actuary and IFA at Wiltshire Wealth, describes Jeremy Hunt's offering in the Spring Budget.
"It's as if the…
YouTube music Cognizant contractors axed and escorted off premises in 20 minutes
In an ironic turn of events, members of the YouTube Music Content Operations team, represented by the Alphabet Workers Union (AWU), were informed they were being laid off during a live Austin, Texas City Council meeting on February 29th.…
NHS Contractors Striking at Prospect Park Hospital: What You Need to Know
Contractors, including cleaners, caterers, and security guards, are currently striking outside mental health facility Prospect Park Hospital in Reading, England, over a pay dispute, it has been reported. The key point is that ISS, not the…
What is tech neck and what to do if you have it?
A recent study revealed a worrying trend: searches for "tech neck" have skyrocketed to their highest point ever, increasing a staggering 245% since 2004. This isn't surprising, considering the long hours freelancers often spend hunched…
Could you do Taylor Swift’s Eras tour workout?
With a total of 151 tour dates across five continents, and each show lasting more than three hours, Taylor Swift needed to find a workout that not only improved her stamina but also increased her strength. The secret lies in her…
US freelancers may have no choice but to vote for Trump due to Biden-imposed federal rule
A lawsuit filed in the US state of Tennessee against a new Biden administration-imposed rule regarding worker classification has raised concerns for freelancers on both sides of the Atlantic
The Beacon Center of Tennessee, a free-market…
Gen Z sees freelancing as stable career choice following mass corp layoffs
A recent Fiverr survey reveals a significant trend: Gen Z, witnessing the waves of corporate layoffs, is increasingly turning to freelancing as a viable career path. This shift, however, extends beyond just one generation, and points…
Self-Employed Estate Agents Offered Upfront Commission: Boon or Bust for Buyers and Sellers?
A new initiative by The Agency UK, a network for self-employed estate agents, is offering agents 30% of their commission upfront upon listing a property. While this aims to address cash flow concerns for new agents, it raises questions…
IR35: the demise of UK’s free press and democracy?
We ask Dave "Mr. IR35" Chaplin's take on the latest Parliamentary news on IR35 and how it is impacting businesses, freelancers and our "free" press
OPINION/Q&A
IR35 has arguably taken its toll on UK Plc, small companies and…
NHS patients to wait years for Galleri cancer blood test. Here’s why
A blood test that can detect cancer early has shown positive results. But like all NHS trials, access to the product can take years. Could the NHS push the envelope on this one?
The NHS has completed its trial of 140,000 volunteers who…
How freelance platform workers can land client references and testimonials
We look into how platform freelancers could be losing out on landing future work due to a lack of client references. What can they do about it?
The ease of getting end-client references or testimonials from freelancer platforms like…
How to unlock your full potential as a freelancer
The self-directed nature of freelance work can lead to feelings of isolation, uncertainty, and even burnout. So, how can freelancers navigate these hurdles and tap into their full potential? The answer lies in cultivating a deep connection…
Gamers beware: £34.6 Million Stolen from Gaming and Metaverse in 2023
A recent study reveals that gamers and metaverse enthusiasts lost a whopping £34.6 million to cryptocurrency scams last year.
Binance was the most targeted blockchain for scams in the gaming and metaverse sector
February is the…
IR35 Offsets double taxation removed, but challenges remain for freelancers
Freelancers and solo self-employed individuals running their own limited companies in the UK can sigh relief as the IR35 offsets flaw has been officially resolved. The Finance Bill containing the fix received Royal Assent yesterday,…
Enjoy the “tax cuts” while they last warns think tank
While voters in Great Britain may be cheering the prospect of pre-election tax cuts, a new report by the Resolution Foundation indicates the celebrations could be short-lived. Find out how you could be affected
A statement from the UK…
Self-employed feel like “cash cows” under Conservatives and likely to vote Labour in…
Self-employed workers ‘politically homeless’, as 6 in 10 do not have faith in any party
Nearly two in three self-employed people do not believe any of the main political parties represent their best interests, according to new research.…
Ways to earn extra cash to fuel your freelance business
Looking to boost your bank balance and strengthen your freelance business? Online marketing expert Joshua George shares side hustles that take just 8 hours per week and can bring in hundreds of pounds each month
While you dedicate…
Self-Employed Women in UK Face Retirement Crisis
SELF-EMPLOYED & PENSIONS REPORT
UK self-employed women face a bleak retirement: low pensions due to pay gap, worsened by divorce
Self-employed women in the UK are facing a financial time bomb in retirement, with a significant…
What freelancers can learn from “Blackberry”
Cracking the Code: A freelancer's review of the film "BlackBerry"
"BlackBerry", the comedic mockumentary film about the rise and fall of the iconic smartphone, isn't just a tech and startup history lesson. It's a story packed with…
How to get sculpted arms like Miley Cyrus
Do you feel like your arms could do with a serious tune-up but can't afford a personal trainer or gym fees? We share a celebrity-inspired workout you can carry out at home without the celebrity price tag.
Miley Cyrus's toned arms stole…
MIT: AI won’t replace jobs just yet but still a threat
We look into an MIT study to find out just how quickly some freelance jobs could be replaced by AI and where AI is not cost-effective. Plus tips for freelancers who want to stay ahead of the AI curve
A recent study by MIT researchers…
Government turns to AI for tricky pension calculations
This project could have significant implications for self-employed individuals and contractors who rely on multiple umbrella companies for their retirement savings
The Government Actuary's Department (GAD) is working with an artificial…
Publicis Groupe cuts freelancers, pumps staff bonuses
French advertising giant Publicis Groupe has reported record profits and staff bonuses while slashing its use of freelance workers by 27%, according to Campaign Live. This move could have a significant impact on freelancers working in the…
Jon Stewart makes “Daily Show” comeback
Jon Stewart, the comedian who redefined political satire during his 16-year reign on "The Daily Show," is stepping back into the spotlight, the AP has reported. But this time, the landscape he returns to is vastly different. Starting…
Freelancers to gain from US chip R&D boom
US chip boom calls for specialist talent across multiple skill setsThe Biden administration has announced a significant $5 billion investment in a newly formed public-private consortium dedicated to research and development (R&D) of…
Which Gemini features are best for freelancers?
We look at how Gemini's suite of features can supercharge the productivity and client services of independent professionals
Google parent company Alphabet has launched a premium subscription model for its rebranded Bard AI bot now…
25% of Brits still sleep with the light on says study
One in four adults still sleep with the light on in addition to holding onto other childhood fears, according to a new study. We look at why freelancers could be more affected by their fear of the dark than others and how they can stop…
Finnair trials passenger weigh-in for flight safety
Would you be willing to get weighed alongside your luggage? More airlines are trialling passenger weigh-ins before departure
Finnair passengers flying via Helsinki airport may pass up having the country's hefty traditional rice pasty…
2024 UK freelancer rates revealed
The much-anticipated YunoJuno annual Freelancer Rates Report for 2024 reveals a resilient freelance market navigating a challenging economic landscape. The report, based on over 98,000 freelance contracts, offers valuable insights into day…
Romantic escapes: balancing love and laptops in style
With the right mindset and a dash of creativity, you can find the perfect blend of love, work, and unforgettable experiences at some of the world's most romantic hotels.
Forget cookie-cutter getaways with rose petals and spa treatments…
Q&A: Protecting Contractors from Umbrella Company Abuses and Opaque Rates
The Freelance Informer is concerned about the risks contractors face from tax avoidance schemes within some umbrella companies and the complications caused by non-transparent assignment rates. We spoke to Ray Walker, Worksome's VP of…
Independent Contractor Rule: US classification rules to change in March
US DOL's New Independent Contractor Rule: A Guide for Businesses and Freelancers
The landscape of independent contracting is undergoing a significant shift in the United States. Following the U.S. Department of Labor's (DOL)…
Freelance Worker Protection Act: US lawmakers propose freelancer payment protection and comp
California leads the way with Freelance Worker Protection Act. Will other US states follow suit?
California's Senate Bill 988, also known as the Freelance Worker Protection Act, proposes groundbreaking measures to safeguard a…
LibDems blame Conservatives for “crashing economy” and leaving “homeowners to pick…
The Liberal Democrats are calling on the Government to introduce an emergency Mortgage Protection Fund to support struggling families at risk of losing their homes, paid for through reversing Conservative tax cuts to the banks. But is this…
Dog Mountain: a dog lover’s destination like no other
If you ever have plans to travel to the US state of Vermont, be prepared for a tug on the old heartstrings. The rolling hills are heaven-inspired and arguably so is the Ben & Jerry's ice cream. But there's something truly unique about…
Best tablets with stylus pens for 2024
This guide to tablets with stylus pen capabilities compares some of the most exciting tablets by features and price points, helping you find the perfect fit for your needs and budget
Tablets with stylus pens have become increasingly…
5 Lesser-Known ISA Tax Breaks for UK Freelancers and High Earners
While many know about the basic tax benefits of Individual Savings Accounts (ISAs), several lesser-known ISA tax breaks can be especially valuable for UK freelancers and high earners, according to a report by Hargreaves Lansdown. This…
Fiverr’s new products: how do they compare to the competition?
Fiverr's latest products launched through its "Winter Release" campaign have some welcome additions for freelancers and hiring companies alike. But how do they stack up against the competition? Let's dive into the details and compare…
IFS: UK tax system needs an overhaul: is it time for another song about the taxman?
The UK's tax system is riddled with inefficiencies and unfairness, according to a new report by the Institute for Fiscal Studies (IFS), but tight public finances are making much-needed reforms difficult to implement. No political party…
Ditch “freelancer guilt” because no one cares but you
If you are falling back into old 9 to 5 working patterns then it's time to ask yourself: why?
Ah, the freelancer's life. Free from the shackles of the office, beholden only to deadlines and the ever-present hum of self-doubt. But with…
Skills that need nurturing to stave off World War III
OPINION/WORLD AFFAIRS
Shadows of conflict are widening across the globe. Headlines scrolling across our news feeds warn of the return to military conscription and war with Russia. While a return to inscription has been rebuffed as…
What’s your procrastination type?
GUIDE
A guide to the many types of procrastination and how not to let yours cripple your freelance business
As a freelancer, you're your own boss. You set your own hours, choose your own projects, and are ultimately responsible for…
99% mortgages: a dynamite or disaster scheme?
Speaking to the Newspage news agency, The Freelance Informer asked lenders, mortgage experts and financial advisers their take on the Conservative Government's talk of encouraging lenders to offer 99% mortgages. Here's what we wanted to…
EBay trims contractor workforce among major job cuts
eBay cuts 1,000 jobs and reduces work for outside contractors
Move follows previous layoffs and reflects economic challenges.
Impact on contractors and long-term company strategy unclear.
In a double blow to its workforce,…
Manchester’s £300k freelancer fund now open – bid expert shares tips for a winning…
A £300,000 fund has been launched in Greater Manchester to support freelancers and small organisations working in music and the arts. The Inspire Fund will provide grants of between £500 and £2,000. Where do you even start to pitch a…
10 end-of-tax year strategies to cut your tax bill
Millions of Britons are caught in a high-tax trap, squeezed by outdated thresholds and rising incomes. The higher rate tax threshold, frozen since 2021, will continue to lag behind wages until 2028, leaving more and more people dragged…
What do the latest tech layoffs mean for freelancers?
Tech layoffs set to continue in 2024 despite tug-of-war for AI talent
This week, another wave of tech layoffs washed over the industry, with giants like Amazon, YouTube, and Wayfair joining the ranks of those trimming their workforces.…
Best areas for freelancer job security
While the overall job market in Great Britain might be facing some turbulence, the news isn't all doom and gloom for freelancers. A recent study by Wealth of Geeks reveals valuable insights into regional job security, which can be…
Taxation Without Fairness: The Uncomfortable Echoes of the Loan Charge and the Boston Tea Party
OPINION & SPECIAL LOAN CHARGE REPORT
As responses to a Parliamentary debate on the Loan Charge brew this week, we turn to the history books and our American cousins for inspiration on the implementation of a Taxpayer Bill of Rights…
Echoes of Injustice: Parallels between the Post Office Scandal and IR35
OPINION
Two seemingly disparate events in the UK share a troubling common thread: the unjust pursuit of individuals caught in the crossfire of poorly implemented systems. The Post Office scandal and the ongoing controversy surrounding…
Could freelancers make children’s homes happier places?
OPINION
The news is bleak: children with complex needs in the UK are languishing in care, waiting years for a stable and loving home. This isn't just a statistic; it's a heartbreaking reality that begs the question: what can we as…
Pumpwatch Scheme: Petrol stations required to post real-time fuel prices to drive competition
Good news for self-employed drivers. The government is taking steps to bring down fuel prices by requiring pump stations to share real-time prices instantly via apps and websites. Here's the latest on the Pumpwatch Scheme
New real-time…
How to master better payment terms as a freelancer
GUIDE TO FREELANCER PAYMENT TERMS
This guide will equip you with the essential tips and payment terms you should understand and use to your advantage each time you create an invoice or bring on a new client
As your freelance business…
The “look” that pays: why freelancers with glasses (and sometimes beards) get more gigs…
In a digital age where resumes pile up in virtual inboxes, a new Harvard Business School study finds a surprising advantage for freelancers: wearing glasses
Researchers from Harvard Business School and the University of Southern…
Experience is the new black: how a trend in over 50s going freelance will forever change the world…
With decades of expertise under their belts, more people over 50 are going freelance. Is this a loss or gain to the new world of working?
For decades, the narrative around the workforce has been dominated by the rise of millennials and…
Apprentice levy fraud: it’s costing taxpayers millions
If you are a contractor who works through an umbrella company, news of a recent case of Apprentice Levy fraud is a stark reminder that contractors must ensure they are not unwillingly footing this tax through their "assignment rate"
In…
IFS report: greater sick pay benefits for self-employed should be up for discussion
An IFS report is calling for policymakers and stakeholders to address the growing vulnerabilities faced by self-employed workers by considering greater unemployment and sick pay benefits for this growing and vital segment of the…
Facing the competition: Could facial yoga land you more clients? (Seriously, folks, it just might)
Our clients may hire us for our know-how, but is there value in taking better care of our appearance as freelancers? In this piece, we look into the growing trend of facial yoga. What is it? What kind of results can you expect? And how…
Feeling Anxiety Between Gigs? Why Freelancers Might Need a January Tune-Up
Research has found that independent workers experience significantly higher levels of anxiety and depression in January compared to other months. This increased vulnerability is attributed to several factors unique to the freelance…
How UK freelancers can spend their tax windfall
On average the national insurance cuts coming in April will bring an extra £350 into the pockets of UK freelancers. Instead of letting this money get absorbed or spent with little thought, we share some ways freelancers can earmark their…
Beat the January Blues Quiz: how to spot the signs
This quiz will help you assess your risk of experiencing the January blues, those post-holiday feelings of sadness, fatigue, and lack of motivation. Remember, this is just a playful assessment, and there's always hope for a happy and…
Assignment rate unravelled: questions to ask before you accept an off-payroll job
SPECIAL REPORT
If you are starting your contracting journey in 2024 or deciding to take an off-payroll job especially one that the recruitment agency insists you work via an umbrella company, then there are some crucial things you need…
Second-hand sellers in a tax tizzy over side hustle tax (when they probably don’t need to be)
The world of pre-loved fashion is abuzz with worry about the looming "side hustle tax" on platforms like Depop, eBay, and Vinted. This new HMRC regulation has sellers in a frenzy, wondering if their passion project will be hit with a tax…
Mel Robbins: how to bounce back from betrayal
In this Freelancer's Lunch, we turn to motivation expert and podcast host Mel Robbins. Mel shares her experience of being betrayed by someone she trusted in her business and offers guidance on how to approach betrayal in life and business…
Freelancer to founder: how to get up after a nasty fall
We share tips and experiences from resilient entrepreneur and investor Sophia Amoruso who founded and rose to rapid entrepreneurial fame with her fashion business Nasty Gal. Her business was eventually sold for a fraction of its former…
How can IT contractors make passive income?
As an IT contractor, you have some unique skills and knowledge that can be leveraged to generate passive income streams. Here are a few ideas you can explore
Passive income usually requires upfront work. Building and establishing these…
Master the Leap: Former IT contractors share their tips on how to transition from freelancer to…
Freelance IT contractors, the backbone of many projects, often possess a unique blend of technical prowess and entrepreneurial spirit. But what happens when these skilled soloists decide to strike out on their own and build their own…
Freelancers: How to get financially fit in 6 months
As a freelancer, you know the importance of hustle and flexibility. But when it comes to your finances, are you feeling fit and ready for the year ahead? We set out a 6-month plan to help build your wealth and downgrade your debt
New…
Are you depressed or just sleep deprived?
Can't sleep? Your mood might be feeling it too. Freelancers could be more prone to poor sleeping habits than others, which is why we look at the dark connection between sleep and depression and how to approach and eventually overcome both
…
Why do people in Blue Zones sleep better at night?
Several factors in the Blue Zones lifestyle contribute to their residents' good sleep habits. We highlight a few here that you can adopt in your daily routine so you are sleeping like a baby come nighttime
Habits that are part of a…
Upwork freelancers face account deactivations over name mismatches, sparking community concern
Freelancers on the popular platform Upwork are expressing frustration and worry after experiencing account deactivations due to discrepancies between their Upwork profile names and their legal names on payment methods. The issue raises…
We predict weirdest side hustles to trend in 2024
Ah, the allure of the side hustle. In 2024, with the ever-evolving gig economy and our collective thirst for unique income streams, we can expect some weird and wonderful side hustles to emerge in 2024
Forget about dog walking and…
Are you aware of these freelance scams?
The New Year is upon us and many freelancers will be looking to land new clients. Whether you have been working independently for years or through a freelance jobs platform we highlight some tips to avoid becoming a victim of freelance…
Some APP scam victims to get quicker reimbursement
The Payment Systems Regulator is putting in place stronger protections and reimbursement measures for victims of APP scams. Read more to find out what these scams entail, what they look like, how to avoid them, the process of getting…
New UAE corporate tax to impact freelancers
The introduction of corporate tax in the United Arab Emirates (UAE) will impact many individuals conducting business there including freelancers, consultants and solo entrepreneurs. Here's what you need to know and things to consider.
…
Another umbrella company caught in a tax avoidance scheme. The scope of damage yet to be determined
The latest discovery by HMRC of an umbrella company servicing contractors is likely part of a tax avoidance scheme is a stark reminder to freelancers and temp workers that they must do background research on an umbrella company's Companies…
25 Reasons why HMRC could use AI for umbrella company background checks
Automating background checks to weed out tax-avoiding umbrella companies could save HMRC time and resources compared to manual investigations. It could also save thousands of freelancers financial heartbreak. Here we share 25 reasons why…
Freelancers, we rode the Hot Mess Express in 2023. Now it’s time to hop on the Second Chance…
Before you dive headfirst into 2024 with sour grapes, here's how to carry out a freelancer "year in "review". Something careers Tedx Talk guru Helen Tupper suggests could do us all a world of good
From squeezing every pound in the…
How to Make It as a Freelance Stylist
GUIDE
Stylists are often the masterminds behind those breathtaking editorial spreads and celebrity looks. However, the world of fashion is a competitive field, and it takes more than just good taste to make it.
Budding stylists can…
New York’s afternoon tea on wheels tour is a hit
Love afternoon tea? Love New York? Just want to get into the warmth in the winter or air conditioning in summer and still see all that New York City has to offer? Then travelling freelancers and digital nomads you have to check out this…
Australia, UK, and US deployment of AI to track submarines in Asia Pacific calls for freelance…
The development of AI-powered maritime surveillance systems is on the fast track following a tri-national alliance. This means it will be an all-hands-on-deck recruitment drive for freelancers with the right skill set and security…
Why AI-skilled IT veterans could have an edge over other candidates
Experienced IT contractors aged 50 and above could have an advantage over other candidates if they are swift to embrace the latest AI applications. Here's why.
A recent report by Cognizant Technology Solutions found that 40% of CIOs…
Contractor to captivator: how to shift to IT training
There may come a time when some IT professionals may yearn for a different kind of challenge and fulfilment. For these individuals, the path of a freelance IT trainer can offer a rewarding and impactful career shift. But it's not as easy…
Ditch the time wasters: how to discover what makes you tick as a freelancer and relaunch your…
With the new year upon us, it is an opportune time to discover what you are really good at as a freelancer so you can drop the tasks or projects that could be holding you back. Here we outline a step-by-step plan to rediscover what you are…
HMRC’s misinformation on IR35 sparks concern
OPINION
Intense questioning of HMRC Permanent Secretary Jim Harra by the Public Accounts Committee (PAC) over IR35 has raised concerns about the accuracy of information about legal cases carried out by the tax authority on freelancers…
Mozilla launches Solo an AI-powered website builder for freelancers and solopreneurs
Mozilla has launched Solo, an AI-powered website builder, designed specifically for independent professionals and entrepreneurs. Still in Beta, Solo uses artificial intelligence to automate many of the website creation steps, from…
Former Liverpool Football Player and Sky Sports Pundit Phil Thompson Loses IR35 Case
Sky Sports pundit, Phil Thompson, loses £300,000 IR35 case
In a recent tax case ruling, it has been determined that former Liverpool football player and Sky Sports pundit, Phil Thompson, has lost his IR35 case. As a result, he will be…
Umbrella workers take law into own hands to claim lost benefits
Umbrella workers urged to claim withheld holiday pay and lost benefits in what is seen as two calls to justice putting compliance outfit in the spotlight
Two developments have come to light about umbrella workers reportedly being…
How to Survive the Holidays Without Shoving Aunt Mildred into the Turkey
With a dash of dry humour and a sprinkle of deflection, we share some tips on how to navigate even the most awkward family gatherings with grace and composure
The holidays are a time for family, joy, and, of course, the annual gauntlet…
Food as Medicine: the next big freelance opportunity
The "food is medicine" movement is a growing recognition that nutrition plays a crucial role in preventing, managing, and even treating a wide range of chronic diseases. It advocates for integrating nutrition counselling and food-based…
James Robertson: A Pioneering Voice in Self-Employment and the Future of Work
Obituary
James Robertson (11 August 1928 – 9 November 2023), a renowned futurist and social commentator, left an indelible mark on the world of self-employment and the broader realm of work. However many freelancers may have never…
Freelance economy could help get 4.5 million of the UK’s children out of poverty. But perhaps…
OPINION
Despite the country's relative affluence, over 4.5 million children in the UK are living in poverty, an issue that has worsened despite - or perhaps because of - government policies
A recent report by UNICEF, "Child Poverty…
Despite mass layoffs freelancers no longer a “threat” to exsiting employees says report
In the face of mass layoffs that swept several industries in the past two years, businesses are expected to embrace freelance talent to fill critical skills gaps in 2024. They are also leveraging AI tool skills
Tech layoffs took over…
Ministers rushed through amendment that gives government access to bank accounts of anyone claiming…
Ministers have reportedly rushed an amendment through the Commons last week, allowing it to look into the bank account of everybody claiming State Pension or State Benefits. Why?
The Department for Work and Pensions (DWP) is planning to…
Unvetted gig workers gaining access to our homes
Investigations from New York and London have revealed that illegal workers are posing a risk to the gig economy's reputation. While documented and skilled refugees are otherwise contributing to the tax system, our workforce and economy
…
Home Elixirs to Keep Cold Viruses and Flu at Bay: A Freelancer’s Guide to Staying Healthy
There is a growing interest in natural remedies. Here we share some of the more popular home remedies that could help freelancers stay healthy and earning during the flu season.
As an independent freelancer, your health is your most…
Latest changes to Making Tax Digital
The government originally planned to mandate MTD for ITSA starting in April 2024, but has since delayed the mandate to April 2026. More changes could still be on the cards
Making Tax Digital for Income Tax Self-Assessment (MTD for…
Victory for freelancers: presenter Kaye Adams wins IR35 case against HMRC after 9-year ordeal
Media presenter Kaye Adams has finally won her IR35 case against HMRC after a nine-year ordeal. The First-tier Tribunal has upheld Ms Adams's appeal for the third time, confirming her self-employed status for the tax years 2013/14 to…
DevTernity: the gender gap at this tech event was so bad the organisers created fake female speakers
Tech Executives Drop Out of DevTernity Conference After Fake Speakers Revealed
Tech executives at Microsoft and Amazon have withdrawn from an upcoming DevTernity software conference after it was discovered that at least one of the…
Freelancers and digital nomads reconsider long-term cruises following cancellation of epic voyage
The recent cancellation of a three-year world cruise, just two weeks before its scheduled departure, has sent shockwaves through the travel industry, particularly among remote workers and digital nomads who have embraced long-term travel…
UK Tightens Immigration Rules: Minimum Salary Threshold for Skilled Worker Visas Hits £40,000
In a significant move to curb immigration, UK Prime Minister Rishi Sunak has agreed to raise the minimum salary threshold for foreign skilled worker visas from £26,000 to £40,000. This substantial increase is expected to have an impact on…
Freelancers Face Health Risks from Reduced Nature Exposure
A new report has revealed that a drop in the number of visits to nature has had a significant impact on the health of people in the UK. We look at the likely implications for freelancers
The report, which was commissioned by the…
Pubs Could Stay Open Later for Euros
The UK government is proposing to extend pub and bar licensing hours if England, Wales, or Scotland reach the semi-finals or final of next year's European Football Championships
This means that thirsty supporters could be cheering their…
15 Movies that celebrate freelancers and entrepreneurs
Embark on a cinematic journey as we unveil the top 15 movies that celebrate the triumphs and tribulations of freelancers and entrepreneurs
From humble beginnings in a garage to global domination, the journey of freelancers and…
Mortgage debts higher than 2008 financial crisis
OBR forecasts household debt servicing costs to double from £73bn to a staggering £151bn in 2026 - higher than the 2008/2009 crisis
Typical household to pay £5,350 servicing debts after a string of interest rate rises
Families…
LibDems accuse Conservatives of £750m “hat-trick stealth tax” on savers
The Liberal Democrats say the Conservatives' Autumn Statement had some "small print" surprises which will cost savers dearly. However, new reports say Conservatives could be making even more changes to the personal tax thresholds come the…
Autumn Statement reactions: despite tax cuts “Tories have failed the self-employed leaving the…
We highlight the key takeaways and expert reactions to the Autumn Statement and what lies ahead for the self-employed including freelancers, contractors and small business owners
The Autumn Statement 2023, delivered by Chancellor…
Brits are overpaying for holidays finds study
Researchers have found flight and accommodation price differences between comparison sites can mean some travellers are seriously overpaying. A new study shares tips on how to use comparison sites to your advantage
As a freelancer,…
Rumours of NI or income tax cut could put Conservatives back into self-employed good books
Autumn Statement: NI or income tax cuts could be a win-win for the self-employed and the economy. Plus self-employed and independent worker specialists share their views on what they'd like to see announced in the upcoming Chancellor's…
Freelancers: here are 6 ways to keep a festive spirit if you have to work over the holidays
We highlight some tips for making the most of working over the holidays
While the festive season brings joy and cheer to many, it can also be a time of stress and anxiety for freelancers working while others enjoy the holidays. The…
Freelancing in December: how to turn the holiday slowdown into a client acquisition spree
While December is often seen as a period of downtime for many businesses, freelancers can capitalise on this time to gain new clients and set themselves up for success in the new year.
December, often perceived as a quiet time for…
Moving or retiring abroad? What to consider when transferring your pension to a Qualifying…
Transferring your UK SIPP or workplace pension into an offshore pension if you retire abroad involves a process called transferring to a Qualifying Recognised Overseas Pension Scheme (QROPS). We outline the steps you should consider to…
Are index funds a smart option for freelancers?
Index funds could be a popular option for many self-employed people in the UK and US who are looking to invest in their pension. They are a low-cost, diversified way to invest in the stock market. We highlight what to consider
Index…
Autumn Budget 2023: tax cuts “not likely” but OBR could push for a VAT threshold rethink
UK Chancellor Jeremy Hunt will deliver his Autumn Statement on November 22, 2023, in what could be his last major economic announcement before the next general election
The Autumn Statement is a chance for the Chancellor to update…
Media-trained McVey: just Sunak’s mouthpiece or an entrepreneur at heart who could put…
OPINION
As part of PM Rishi Sunak's Cabinet Reshuffle, Rt Hon Esther McVey was appointed as Minister without Portfolio in the Cabinet Office on 13 November 2023. Her working-class background could be just the influence the Prime…
Rolled-up holiday pay: temps and contractors to soon get holiday pay drip-fed into every paycheque
The UK government has approved a new policy allowing temporary workers to receive their holiday pay as part of their regular wages. This is known as rolled-up holiday pay, and it is expected to give millions of temps a pay boost worth…
Unveiling Hidden Treasures: A Guide to Starting a Freelance Career in Antiques
The world of antiques is a captivating realm filled with rich history, exquisite craftsmanship, and the thrill of discovery. If you're passionate about antiques and possess a keen eye for valuable pieces, consider embarking on a fulfilling…
Harnessing the power of productization: How freelancers can transform their services into a…
Through productization, we share tips freelancers can use to create a scalable product based on their existing knowledge and passions
Productization is converting a freelance service or passion into a tangible product that can be sold…
UK client wants you for a temporary EU gig? Here’s how to navigate the red tape post-Brexit
A freelance LED technician who recently toured the EU with a band highlights what you need to prepare for if you tour or work in the EU on behalf of a UK client. Let's just say prepare for red tape
Brexit has made it harder for British…
What makes Grok different? Sarcasm, wit and a rebellious streak to start
Elon Musk-led xAI has launched a chatbot that could have new implications for AI
In this article you will find:
How to join the Grok waitlist plus terms and conditions to sign-up and future cost
Potential applications of Grok
…
Freelancers Can Get Fit Like the Beckhams Without Expensive Personal Trainer Bills
Wish you could afford a personal trainer like the rich and famous? We share some of the workout and healthy eating tips that have kept Victoria Beckham and her workout buddy and husband David active and trim but without the costly gym and…
Freelancers Hit by Devastating UK Rent Rises
Freelancers are being hit hard by devastating UK rent rises, as landlords sell up and tenants multiply. Here are some ways freelancers can make up for the rate hikes
According to the Office for National Statistics (ONS), rents in…
Tax non-compliance in the umbrella market: isn’t it time the masquerade party came to an end?
The umbrella market has been a hotbed for tax non-compliance, with unsuspecting temps and contractors falling foul of tax avoidance schemes every year. A new report assesses the damage to workers and the umbrella companies that are…
Tax Non-Compliance in the Umbrella Market: What Workers Need to Know
Any freelancer, contractor or temp worker who has found the ideal project or client but is being forced to work with an umbrella company to get paid, must understand the risks of tax non-compliance
The Problem
The umbrella market is…
Freelancers can’t afford to get ill: here are tips to outsmart the COVID Pirola variant…
SPECIAL REPORT
We share preventative tips and tricks on how to keep the COVID Pirola variant at bay. By incorporating these actions into your daily routine you should have a better chance of not only avoiding falling ill but feeling…
These tax cuts could be just what millions of self-employed need this Christmas
Tax cuts seem to be on everyone's wish list. One MP highlights where tax cuts could be made and the benefits to the economy those cuts could achieve. That is if the government admits where its forecasts have been going wrong and tries a…
AI Safety Summit: Is Sunak about to be played by Elon Musk?
This week world leaders and tech talent elite are talking about artificial intelligence risk. If AI is such a threat, who is best placed to police it? And what part will freelancers have in all of this?
Andrew Ng, a co-founder of…
Don’t wait for 2024 to start your resolutions
Instead of waiting for the New Year to roll around to make your list of "good habit" resolutions, we thought we would review and share some of the wisdom provided in James Clear's book and Master class on Atomic Habits to give you a head…
15 holiday-themed side hustles that could jumpstart a seasonal business
The holidays are a great time to earn some extra money, but traditional retail jobs can be stressful and time-consuming. If you're looking for a unique and flexible way to earn extra cash, here are a few side hustle ideas you can start…
Report reveals property markets at “bubble risk”
Freelancers and digital nomads who rent, are mortgage holders or property investors must keep on top of global property prices should they want greater financial freedom. See which cities are most at risk of a bubble and which ones are…
Where to go to get reliable news in 2023?
We highlight the websites and organisations purported to be reliable independent news sources. However, we are finding that going to just one source can prove unreliable and even biased depending on who is pulling the corporate or…
Kermode: “Government isn’t committed to tackling worker exploitation”
A strategy to stamp out worker exploitation has been published by the government but IR35 and contractor industry experts don’t hold out much hope that the government will implement recommendations
Experts have responded to the…
These freelancers used free business support services to scale up their business
EnterprisingYou, a community of specialists with a passion for helping businesses across Greater Manchester, has a variety of free support services that are proving priceless for freelancers looking to scale their businesses. We share some…
Lessons learned from Canada: Will Sunak incentivise self-employment, or discourage it?
OPINION
Canada's rate of self-employment is sliding and that's bad news for the Canadian economy. We see a similar trend happening in the UK. Will the UK's Conservative Party do anything to make an impact?
The UK and Canada both…
Are your day rates on par with other freelancers?
UK freelancers surveyed by freelance jobs platform YunoJuno saw an average increase in day rates of around 10% in 2023, with the average freelancer earning £375 per day. Yet there are huge gaps in pay within the same industry, the survey…
Boost your freelance day rate by more than £500 by training to become a data analyst in 6 months
If you want to transition your existing industry knowledge to earn more income as a freelancer then consider adding data analysis to your services. In this report, we highlight the data analysis skills and knowledge that are most in demand…
This coworking network has been a lifeline for freelancers and founders
We look at The Devon Work Hubs network, a group of 24 coworking spaces across Devon to see why freelancers and small business owners call them a lifeline
Kids crawling the walls and you can't think straight? Do you have a partner who…
How to save time and attract more clients in a weekend: package your freelance services
Creating packages for your freelance services is a great way to save time, earn more money, and make it easier for clients to understand what you offer. We show you how to get started on creating your own packages along with a few examples…
Scientists say we shouldn’t work an 8-hour day
OPINION
Is it possible for a deadline-dependent freelancer to work less than 8 hours per day and pay the bills?
I came across an article the other day that questioned the validity of the 8-hour workday. The premise of the article was…
Why freelancers must reverse engineer their retirement plans and longevity
A study has found that two in three freelancers do not know the age they can afford to retire. We look at how freelancers can reverse-engineer their retirement plans and longevity to get the most out of their "golden years"
Concerns…
Freelancer voices have gone unheard for 70 years says freelance cultural worker. Is this the…
SPECIAL REPORT: ARTS & CULTURE IN BRITAIN
On the 50th anniversary of Pablo Picasso's death, we reflect on the importance of art and culture in society and the central role freelancers have always played in the economy. But for many…
HMRC’s New Rule for Freelancer Platforms and Side Hustles: What You Need to Know
This article was updated on 27.11.2023
For anyone with a side hustle, whether that's making extra income from Airbnb, getting assignments through a freelancer jobs platform or selling items on Ebay, HMRC will have more data on your…
Playing a musical instrument could make you a more successful freelancer
Could playing a musical instrument bring out the best in you? It has for some. We look at the many benefits that music and learning a musical instrument can have on a freelancer's mindset
Here's one way to beat the blues. Start playing…
Companies suspected of freelancer pay rate fixing
UK regulator investigates TV drama producers for potential cartel-like behaviour
Be informed, be Freelancer Informed! | Freelance Informer
The Competition and Markets Authority (CMA) is investigating scripted drama producers for…
IMF predicts UK interest rates to remain high in 2023 and 2024: what can freelancers do about it?
Nobody is giving freelancers bonuses or pay raises. It's up to them to call the shots on pay to stay in line with inflation and the higher cost of living that has plagued the British economy. That's easier said than done. We look at what…
What successful freelance songwriters can teach the rest of us about upping our game
Martin Gargiulo, a Professor of Entrepreneurship at INSEAD conducted research with Yonghoon Lee, an Assistant Professor at the Hong Kong University of Science and Technology, on the early career of 4,387 K-pop songwriters between 2003…
Labour Party pledge to “hardwire the voice of small business into government” not in…
OPINION
Shadow Chancellor of the Exchequer Rachel Reeves says the Labour Party, if voted into power next year, will appoint a Covid Corruption Commissioner to recover £7.2bn lost to COVID-era waste and fraud. The Labour Party also…
Marketing leaders turn to freelancers as layoffs mount and RTO policies backfire
Freelance marketing jobs are rising. That's because marketing leaders are increasingly relying on freelancers to fill the gaps left by layoffs and to support their teams, according to a new survey by Fiverr. We suggest what freelancers can…
Busted: healthy food fads that are making us fatter
Just when you follow one health expert's advice another one comes along saying you've been doing it all wrong. In this article, we review some of the latest food fads that a world-leading gut health expert says are making us not healthier,…
Second phase of HS2 scrapped and other announcements made by PM Sunak this week
Here are a few of the announcements made by PM Rishi Sunak on the last day of the Conservative Party Conference. Big news for the construction industry, the North, teen smokers and students
Rishi Sunak announced at the Conservative…
Former CEO of Carillion disqualified for 8 years
Richard Howson, who was the Chief Executive Officer of Carillion Plc until 10 July 2017, has been disqualified as a director for 8 years, the UK Insolvency Service has reported
An Insolvency Service spokesperson said The Insolvency…
Police short-changed holiday pay for decades
A Supreme Court case in the UK highlights how members of the Northern Ireland police force have been short-changed holiday pay for decades. Now police staff they could be getting it all back. Umbrella company workers should take notes, say…
How LISA reform could help solve the self-employed pensions and savings gap
Changing the parameters of the Lifetime ISA could help more households, especially those among the self-employed, become much better off come retirement, says a personal finance expert
Although self-employed people paid £2.3 billion…
Matt Abrahams: How to speak confidently when you’re on the spot
Humans are not naturally programmed to think and speak on the spot. Yet, we often have to and with sporadic success. We share expert tips from Stanford Graduate School of Business lecturer Matt Abrahams on how to become a more effective…
Rosebank oil and gas project to provide new jobs
News of the Rosebank oil and gas field exploration project getting the go-ahead could be promising for consultants. While it is early days, job offers are slowly coming to market. We highlight which companies have already been granted…
How to pitch yourself as a panellist and guest speaker to boost your freelance career
Raising your profile to a larger audience through public speaking engagements is an excellent way to promote your expertise and services. We highlight some steps to take before you approach event organisers including a sample pitch email.…
One of the best places to look for high-paying freelance work
Looking for a smarter way to source new clients? Then you might want to start looking into private equity-backed businesses or portfolio companies ("portcos") since they often have larger budgets.
Portcos or rather their investors are…
Don’t get caught out: the things you didn’t realise had to be included in a…
With the self-assessment registration deadline nearing, Sarah Coles, head of personal finance at Hargreaves Lansdown outlines some often unknown things that need to be included
Coles rightly reminds us that "self-assessment angst"…
New stats: Umbrella contractors are getting swindled on pay, rights and pensions and the government…
After reading this article, umbrella company contractors should have a clearer idea of what is required of any umbrella company, their recruitment agency and whether they may have been swindled
A survey that included 520 freelancers and…
Top tips from Neil Patel and Eric Siu on how to create stand-out content when everyone is using AI
In a recent video, digital marketing experts Neil Patel and Eric Siu, discuss the challenges of standing out with content in a world where everyone is creating it and increasingly through AI-based language model apps, like Chat GPT and…
Freelancers: How to Navigate the Murky Waters of Employment Status in the UK
Freelance Informer readers are increasingly frustrated about how their working status is never quite clear-cut with clients or the tax man. We turn to Seb Maley of contractor insurer Qdos to get some clarity for readers about the murky…
Ways freelancers can make passive income with what they already know
We look at 3 ways freelancers can transition their know-how into evergreen content that could be generated into passive income
If you're a freelancer, you know that the feast-or-famine lifestyle can be tough. One month you're rolling…
How to create and conduct a paid webinar in 5 steps
QUICK CAREER TIPS
Paid webinars are a great way to generate leads, sales, and brand awareness. But how do you create and conduct a successful paid webinar? We provide some tips and steps to help you make this happen
If you have ever…
How to make passive income from blogging
Freelancers can make passive income from blogging in a number of ways. Here we show you some examples and what to consider before you get started
According to recent research, it takes an average of 20 months to start making money with…
Fiverr report could backfire on freelancers
New research carried out by freelance jobs platform Fiverr could backfire on freelancers as its report indicates that work can be carried out in less time and office-based work is preferred
Almost 70% of UK workers say they could…
Client profitability and CEO bonus payouts: could they be bargaining tools when pitching to clients?
We suggest freelancers and contractors look to CEO bonus payouts and company profitability to be better informed when pitching and negotiating rates
There is no proven direct correlation between the size of a company's CEO bonus and…
FREENOW gives workers the power to choose their employment status. But union says deal is off
THIS ARTICLE HAS BEEN UPDATED ON 19.09.23
FREENOW, the taxi app, is getting mixed messages from taxi drivers and union members about giving drivers the freedom to choose if they want to be employees or self-employed. Could there be…
Bilbao and Algorta: A Digital Nomad Guide
Many digital nomads will look to the sun-filled coasts of Eastern and Southern Spain, but those on the hunt for the Spanish way of life, but with a cooler microclimate might want to explore Northern Spain's Basque region. We look at two…
BBC, Channel 4 and NFTS to host free masterclasses for freelance writers
The BBC, Channel 4 and the National Film and Television School are collaborating to deliver two weeks of free online sessions aimed at freelancers working in the UK.
The schedule which takes place between 2-13…
How to write thought leadership articles to land higher-paying clients
Whether you are an independent freelancer or umbrella contractor worker you should consider writing at least one thought leadership piece. Doing so could promote your knowledge and experience to advance your career. It could also help you…
Self-employed could be targeted for higher taxes
OPINION
There are signs emerging that higher tax rates and fees for the self-employed could be on the cards to pay for the Companies House overhaul and new laws over off-payroll non-compliance
Many people believe that most problems…
Freelance job in the spotlight: International Hostage Negotiator and Diplomat
Welcome to the first Freelance Job in the Spotlight where we profile out-of-the-ordinary freelance jobs from around the world. For the inaugural launch of the new section, we turn to the high-stakes world of hostage negotiation.
Who…
Companies House fees likely to rise to fund new powers, tackle economic crime
Companies House will be granted new powers and that means it will have to charge higher fees, the government has reported
The Economic Crime and Corporate Transparency (ECCT) Bill is already making its way through Parliament. This…
Income protection v. critical illness cover: What’s the difference and can you ever be denied…
SPECIAL REPORT: HEALTH
We explain the difference between income protection and critical illness coverage so that you can decide whether it is something you need and whether you may find it harder than others to get cover
There are…
IR35 double taxation: Blanket bans could ease once off-set tax rules become law in 2024
News broke this week that HMRC is likely to agree that the offset rules involving IR35 status determinations will be set into law in April 2024. We turn to experts to find out what putting an end to IR35 double taxation means for…
Self-employment among women soars: see which industries they’re turning to
The number of women joining self-employment is on the rise. We look at the latest figures to see which industries they are gravitating to and why. Plus, we look at how artificial intelligence could help fast-track more women into…
Sri Lanka to issue digital nomad visas. Here’s what we know so far
Sri Lanka, a tourist hotspot for people of all ages, will soon issue digital nomad visas, according to regional reports. Here's what we know so far about the visa requirements
Never miss a news story impacting the freelance…
HMRC has “real-time data” on tax avoidance and non-compliant umbrella companies. Why…
Dave Chaplin, CEO of Contractor Calculator, shares his concerns about HMRC not using the data it has at its disposal to shut down tax avoidance schemes. Plus he answers Freelance Informer reader questions about the pending regulation of…
The best freelance jobs of 2023: high pay, low hustle, and career stability
What determines the best freelance jobs? A new report ranks freelance industries by best paid, least hustle, most stable and least competitive. Where does yours stand and is it time to make a change?
Freelancing is never just about the…
Freelancers could be part of mass exodus of Brits having to retire abroad as UK deemed too expensive
A new survey reveals why more people in the UK may have to retire abroad to make ends meet
As tensions in France flare over the raising of the retirement age from 62 to 64, UK sentiment about retirement ages doesn’t seem to differ much…
“Streaming and AI changed everything”: Why the actors’ and writers’ strikes…
The actors' and writers' strikes are having a more lasting financial impact on freelancers than expected. The Freelance Informer looks into how a petition created for income support for those UK freelancers affected by the strikes, could…
Which would you choose: a 3-day weekend for life or a million in the bank?
We look at how freelancers could have more power to manifest change in their lives than most and how to go about it
If a genie magically appeared and granted you three wishes what would they be and would they be the same as most Brits?…
How do I communicate to a client that their demands and manners are unacceptable?
A writer asks The Freelance Informer what to do in a tricky situation and we offer our suggestions to make your concerns heard in a professional way including an email template
As a freelancer, you may sometimes encounter clients who…
Freelancing on a platform vs. independent
There are two main ways to freelance: you can either work on a platform or be truly independent. We highlight the pros and cons of both to help you decide
Platforms like Upwork, Fiverr, Toptal and Yuno Juno allow freelancers to connect…
How to create an optimal morning routine
In this guide, we highlight step by step how you can formulate a morning routine that's just right for you. Plus some inspiration from some of the world's most successful people
How your morning goes can set the tone for the rest of the…
Could AI become obsolete in just a matter of years?
AI's bottleneck isn't about tech, but something else. Katherine Steiner-Dicks reports
When it comes to reading comprehension, speech recognition and image identification, artificial intelligence (AI) or more specifically language models…
IT contractors and AI: Do your communication and problem-solving skills need a reboot?
As artificial intelligence (AI) continues to evolve, IT contractors are facing new challenges and expectations. Human expectations. To be successful in this changing landscape, IT contractors will be wise to develop strong communication…
How freelancers can get paid to travel the world
The dream of many people is to travel the world and experience different cultures. But for most people, this dream is just that - a dream. However, there are a number of legitimate ways that remote workers and freelancers can get paid to…
Could you be a freelancer with undiagnosed ADHD?
What are the behaviour patterns of ADHD in adulthood? Would you be able to spot them? Here we look at the gender-shared and gender-specific signs of ADHD. We also share expert tips and resources to help you overcome any behaviours that…
If freelancing was a soundtrack: song titles that best describe what it’s like to be a…
Manic days when you need to let your hair down at the end of the day are why songs like "It's Five O'Clock Somewhere," by Alan Jackson and Jimmy Buffett were written.
If you have been freelancing for some time or are new to it, you will…
One in three homeowners needs £1000 more a month to afford mortgages. How can freelancers bring in…
A recruitment specialist reveals that more candidates are coming to market to find new clients to accommodate for higher mortgage payments. As more freelancers struggle to make ends meet we offer a list of ideas to help them bring in more…
Between projects? Here’s how freelancers can make the most of their time off and come back…
When you are working between projects or looking for new clients, could you be using that time more effectively to advance your career? We look at ways that freelancers can make the most of their time off between projects to boost their…
How to create a killer online freelance portfolio
Don't leave creating your freelance portfolio to chance. Consider it one of your most important assets. Here we take you through the steps of choosing a portfolio app creator and what to include in your portfolio to make it stand out
In…
Amazing weekends just don’t happen. Here’s how to plan them and get the most out of your…
The weekend is a time for rest and relaxation, but it can be easy to waste it away on chores or being the household's taxi driver. If you are a freelancer you could be fitting in work, too. Here are a few tips on how to make the most of…
Amazon’s call for freelance video creators backfires
Amazon has been looking to boost its TikTok-style shopping feed by offering payments to creators to make videos, it has been reported. However, creators feel their services and skills are being mocked as the offers are too low, according…
“Why are we waiting?”: HMRC spent £451m of its budget to combat tax avoidance. Why…
OPINION
HMRC spent 6.5% of its £6.8bn annual budget fighting tax avoidance, according to its 2022/23 expenditure report. For some people, this isn't enough.
They feel the tax authority should be spending more of its budget on…
Self-employed, renting and a single parent? Here’s how you can still save for retirement
The self-employed, single parents and renters are seeing their retirement savings slide, according to a new report. The Freelance Informer shares ways you can keep your head above water and still save for retirement
Be informed, be…
Maley: government must “wake up” and support self-employment to beat UK cost of living…
SPECIAL REPORT
Contractor specialists and even some Tory MPs are calling for more government support when it comes to encouraging people into self-employment to make ends meet and boost the economy
Personal finance and property…
How freelancers can always be one step ahead of AI
We look at which freelance jobs were in highest and lowest demand in the first half of 2023 and how freelancers no matter their job, can outperform artificial intelligence by boosting one trait
The press release headline read:…
Are tattoos taboo for client meetings?
Tattoos may be more mainstream, but are they still taboo in the workplace? This is a question that has been making the rounds on LinkedIn. We are calling out to freelancers with tattoos to share their experiences and tat pics!
Research…
How to become a solopreneur and make money from two of the fastest-growing beauty trends
We look at two of the fastest-growing beauty trends and what to consider if you want to launch a business to ride the wave
The organic beauty industry is booming, and the demand for organic nails and lash extensions, specifically, is…
Arsenal’s Saka and Fiverr launch UK incubator for young freelancers
Freelancer jobs platform Fiverr has formed a partnership with England and Arsenal star Bukayo Saka to launch an incubator programme called Ideatorr. Could you become involved?
Ideatorr will provide young UK entrepreneurs with…
VC-backed companies could have uptick in cybersecurity contractor jobs following risk report
A cybersecurity firm conducted a risk assessment on over 5480 venture capital portfolio companies and found each one was at risk. Will contractors be called in to make them more secure?
A cyber security risk assessment of thousands of…
“Ironic”: IR35 reforms have facilitated a zero-rights employment boom in the public…
The Department for Work and Pensions has released its accounts for 2022-2023. The findings reveal government contractor hiring practices are increasingly favouring zero-rights employment which could go against HMRC's former concerns about…
New report: women in tech need to catch up on experience
A new report has found that women in tech are lacking in experience compared to their male counterparts. We share tips on how they can make up the gap, gain more experience and accelerate to senior management positions
New research…
The best European cities for expats
A new study from Travel Far and Wide has investigated the best cities in Europe for expats to move to in 2023. Yet, they may not be what you'd expect or want to hear
Many freelancers and contractors dream of living abroad at some point…
How to create a landing page to attract more clients
A freelancer's website landing page is one of the most important tools to attract new clients. It's the first impression potential clients will have, so it's important that it's well-designed, looks professional and is informative about…
Are Time Tracking Apps Worth the Money for Freelancers?
We look at the pros and cons of investing in time-tracking apps for freelancers. Does the monthly app fee pay for itself? We compare 5 of the top time-tracking apps to help you decide
As a freelancer, you know that time is money. That's…
Do UFO sightings spike in times of down market cycles and war? And should freelancers take notice?
UFO sightings are on the up (again) and US congressmen are starting to take notice. Should freelancers and side hustlers do the same?
Revelations about a secret and decades-old government programme that has reportedly uncovered…
Self-employed and small business owners losing faith in HMRC
Nearly half of self-employed workers and small business owners are losing confidence in HMRC, according to data published by the tax office. But they are doing some things right, according to small business owners.
Small Businesses’…
Would HMRC fine itself if its contractors got caught up in an umbrella tax avoidance scheme?
Following news that HMRC-hired contractors over the past year were predominately hired inside IR35 with many becoming umbrella company workers, Dave Chaplin, CEO of IR35 compliance firm IR35 Shield responds to questions about just how far…
Average house in England is now 8.4 times income
The average house price in England is becoming unsustainable. Overstretched buyers will face "rate hell" says personal finance expert as ONS says housing in England has not been affordable since 2017. Is there any good news on the horizon…
UK companies look to recruit talent overseas to cut wage costs. Here’s how freelancers can…
We explore what is happening in corporate UK hiring trends and how they could be impacting freelance recruitment
Businesses are bemoaning that pay increases are not sustainable. Some are exploring other ways to attract and retain staff,…
Sinéad O’Connor one of the world’s most loved and controversial music artists dies at age 56
Sinéad O’Connor, the singer from Ireland that was equally beloved and scrutinised across the globe since the 1990s lived a rich and tumultuous life filled with success and great loss
Singers, comedians, artists. They are the ultimate…
Sadly there’s a link to unregulated umbrella industry growth and HMRC inside IR35 hiring
‘Hypocritical’ HMRC has not engaged any contractors outside IR35 in past year, says IR35 specialist
OPINION
IR35 specialist, Seb Maley, the CEO of Qdos, an insurer for the contractor industry, has reacted to the news that HMRC…
How freelancers can generate new leads and business with X
Elon Musk has rebranded the social media platform Twitter to "X" this week. We look at the platform's features and why they could be used by freelancers to boost their business leads and revenues.
But what we'd like to know is if we…
Don’t make these common freelance contract mistakes
Follow these simple steps to avoid making costly freelance contract mistakes. Plus how to edit and add pages in Adobe Acrobat
Many working professionals, such as freelancers and small business owners, put together contracts regularly…
Want to live a longer and healthier freelance life? Try the Blue Zone lifestyle
In today's fast-paced world, where work often takes precedence over personal well-being, freelancers face unique challenges in maintaining a healthy lifestyle. The allure of flexible hours and remote work can sometimes lead to irregular…
New report reveals top 20 salary increases for 2023
Freelancers in certain sectors are likely to have seen gains in their day rates over the past year and could expect more rate hikes to continue for 2023. Here are 20 of the top salary increases for 2023
Engineering, technology and life…
How quickly can you become a freelance SEO expert?
Once you get trained as a Search Engine Optimisation (SEO) expert you could branch out into new freelance roles and offer existing clients a whole new level of service to generate extra income
Becoming an SEO expert is a great way to…
Treasury to double max sentences for tax avoidance and create a new criminal offence
The Treasury is proposing to double maximum sentences for the most egregious cases of fraud from 7 to 14 years to crack down on tax fraud and deter criminal actions, it was reported today.
The Treasury is introducing tougher measures on…
Saffron opens up mortgage market to self-employed with just one year’s worth of accounts
For those working on a self-employed or contractor basis, securing a mortgage in the current economy of rising interest rates and a cost of living crisis is getting more difficult. However, UK building society Saffron says it is making…
Should PM Sunak take a cue from New York City Mayor Eric Adams on how to support freelancers?
New York City Mayor Eric Adams has played a critical role in getting justice for unpaid New York City freelancers as part of New York City's Freelance Isn't Free Act. Read about how he and others took a company to court over late and…
More interest rate hikes on the cards says expert
Freelancers should prepare for more bad news to hit the economy later this year. The good news is, there are actions freelancers can take now to get ahead
The latest employment and wage figures from the ONS could spark the Bank of…
Has HMRC conveniently “ignored” double taxation of IR35 for years?
Just as hiring companies are becoming more flexible when it comes to hiring outside IR35 contractors, the government's slow response to double taxation of IR35 could reverse that trend, experts tell The Freelance Informer
Be informed,…
Kermode: “UK tax system has become more unfriendly to self-employed”
The founder of independent and temp worker advocacy group IWORK, says the UK tax system has become "unfriendly to self-employed workers... clearly looking to push people into employment." The FI asks Kermode, what she believes government…
Self-assessment late penalty charges set to soar
Self-assessment taxpayers who fail to pay by 31 July could face interest charges as high as 7.5%
Self-assessment taxpayers should do their best to pay their self-assessment charges for payment on account by 31 July to avoid getting hit…
Now that it’s summer digital nomads are fresh targets for international driving license scams
Freelancers and digital nomads looking to work remotely outside the UK can now apply for International Driving Permits (IDPs) and International Driving Licenses (IDLs) that will allow them to drive outside their home country without the…
New dating app claims it creates better first dates
Profiles get real with in-app video profiles to let your real self shine through with less ghosting
Singles are exhausted by the never-ending scroll for companionship in search of authentic connections. That's according to a recent…
Latest NHS staffing shortages sure sign that IR35 has to be scrapped for the greater good
Freelancers have found it increasingly difficult to access roles within the NHS at a time when they are desperately needed
The Association of Independent Professionals and the Self-Employed (IPSE) is calling for the government to…
How thinking small saw founders make it big
A business that began from a mum assisting with her son’s school project, to over half a million units sold worldwide, is set to celebrate its 10th anniversary with the re-launch of its most popular product - Hot Stuff In A Matchbox. We…
Alleged corruption strikes umbrella industry again
Two employment tribunals have found that two umbrella companies made unlawful deductions from their employees whilst being FCSA-accredited. In a separate case, it has been found that a KC-approved ‘mini umbrella’ has cost taxpayers £50m…
Revenge of the billionaire nerds: Musk v. Zuckerberg
Meta's Zuckerberg and Tesla/Twitter's Musk are talking tough. They are taunting each other to battle it out in a cage fight. Yes, seriously. Musk already knows Twitter talk isn't cheap (he had to buy the company last time he did that), but…
ULEZ expansion: it’s killing trade and pushing up costs for tradespeople, customers finds new…
One in four London tradespeople say the ULEZ expansion has had a detrimental impact on business. A new study finds it could undermine the Mayor of London’s plans to improve the city's housing stock so should there be a call for it to be…
How to protect yourself from the stealth tax raid
HMRC data: stealth tax raid doubles the number of people paying highest rate of tax. We share expert tips on how to save tax
This tax year there will be 4.2 million more people paying income tax than in 2020/21 (35.9 million)
…
Contractors now banned from using TikTok on personal devices
US Federal contractors will no longer be able to have TikTok on their personal mobile phones or devices following a new ruling in the US. Could UK public sector contractors be next? And what data does TikTok actually collect about you?
…
ICAEW Tax Faculty calls for safeguards for directors of tax avoidance schemes
ICAEW's Tax Faculty is proposing safeguards for directors of alleged tax avoidance schemes in response to HMRC’s latest proposals that would allow a criminal offence to be applied where promoters fail to comply with a stop notice and…
Small business owners with an Amazon Prime account now get free Business Prime Duo account
Amazon's Business Prime Duo package, which costs $40/ year, is now being offered for free to small business owners that already have an Amazon Prime account. Here's how to set up an account and how to get the most out of the package
…
One of the most liberating things about being a freelancer: you retire when and if you want to
If there is a call for ageing workers, especially senior executives, "to retire already" to give younger generations a chance to move up the corporate ladder, is the same being asked of freelancers?
Be informed, be Freelancer Informed!…
How to get over career switch anxiety
New data reveals that 57% of adults have switched careers in their lifetime. But younger generations are more prone to switch careers more than once. A new study looks into this phenomenon and the FI looks at how it can be applied to a…
Best places to take a wellness workcation
Can't afford to take a holiday? More freelancers and people who can work remotely are considering a workcation with a wellness twist. Here we share the best destinations for wellness workcations in 2023
The summer is here and for many…
Chancellor agrees mortgage 12-month grace period: how will it work and will interest rates rise…
Chancellor agrees on new support measures for mortgage holders in new mortgage charter. MSE's Martin Lewis met with Jeremy Hunt to ensure people were getting a deal that was fair and flexible
The Chancellor met the UK's principal…
HMRC latest IR35 case against Gary Lineker could spark changes to General Partnership laws
The HMRC case against Gary Lineker has reignited, according to an Upper Tribunal (Tax and Chancery) hearings and register announcement. Dave Chaplin, CEO of IR35 compliance firm IR35 Shield offers his insights into why HMRC is bringing…
Apple says goodbye to passwords, Apple Watch gets new look and “feels” plus other WWDC…
The Worldwide Developer Conference (WWDC) saw some amazing product and feature launches from Apple. Here we highlight some of the new things for developers and end users to get excited about
Is this the end of passwords?
Apple’s…
Off-payroll has “fuelled” tax avoidance schemes and double taxation “flaws”
This week the government is closing two consultations involving Off-Payroll legislation. Contractor sector experts offer thoughts on what needs to change to put the freelance workforce back on track
Two Government consultations…
Why freelancers must prepare for more bad news
British food prices are up 30% since Brexit, according to an LSE report. We highlight the other costs likely to rise this year along with cost-saving tips
Researchers at the Centre for Economic Performance at LSE have found that the…
This is what is going wrong with recruitment
A new survey reveals which company policies and recruitment processes will likely have workers walk away from existing or prospective roles
PAY TRANSPARENCY: Over 40% are more likely to apply to jobs listings with a salary range
…
Latest insolvency figures spell bad news for self-employed
The number of registered company insolvencies in May 2023 was 2,552, 40% higher than in the same month in the previous year (1,825 in May 2022). This was higher than levels seen while the Government support measures were in place in…
New Parliamentary debate over freelance economy
Conservative MP Lord Hannan of Kingsclere says the government and taxman should not be frightened of the freelancer revolution, nor should ministers stand in its way
Lord Hannon is among a small yet possibly growing group of…
MP calls for IR35 to be abolished to win election
David Davis MP has called for a cancellation of IR35, as a way to help Conservatives win the next election. But will other MPs listen? Dave Chaplin of IR35 Shield offers his take on the situation
Davis made his view known in a Telegraph…
Freelancers to enter survival mode if Bank of England raises interest rates again
Freelancers are going to have to work more or smarter or both to keep the lights on
A Bank of England rate-setter, a Goldman Sachs strategist and an analyst from the Centre for Economics and Business Research walk into a bar. What do…
What will determine worker status under new EU freelancer rules?
The European Council will start negotiations with the European Parliament on a new law that could change the worker status of freelancers in an effort to improve their working conditions
The proposal introduces two changes: to determine…
How to create an app in a week
Conceptualising, building and selling an app in a week sounds like a crazy idea. But we thought we'd outline what would be involved if you tried to attempt it and no-code apps to make it easier.
Why do people use apps? To make their…
How to contact HMRC this summer even though the self-assessment helpline is closed
HMRC’s resourcing problems are catching up with them. The tax authority has announced that the self-assessment helpline will be closed until September. What do you do if you have a serious question?
Don't have a tax agent or accountant?…
New umbrella industry clean-up could still leave clients and agencies “saddled with…
The Government has published its response to the Call for Evidence consultation into the Umbrella Market that closed over a year ago. It's also opened a new consultation into tackling non-compliance
The government's stance on the…
Newspaper aims to solve structural racism in media by launching freelance hiring campaign
Freelancers are often the answer to talent gaps. Now they could be helping diversify the media industry and the stories we read
"Bringing in more people underrepresented in the media is not easy," writes Priyanka Raval, a reporter for…
Why France is the best place for freelancers to live
France takes the crown for best place for freelancers to live. Where else is proving popular?
A study carried out by Tipalti revealed the top ten countries to live as a freelancer based on broadband price, mobile speed, the expense of…
How to avoid late payments as a freelancer
Feel like you are working for some clients for free? New research shows the common causes of why freelancers could be getting paid late and how to avoid them
When a freelancer lands more than one client that pays them on time, it's…
Why every freelancer must write their own obituary
Writing your own obituary may seem weird at first. But it's one of the most effective career-boosting exercises to reveal to yourself what you really want out of life and your freelance work
We delve into the art of writing one's own…
Scammers targeting tax credit customers: here’s how to protect yourself
HMRC issues scam warning to tax credits customers and a reminder that scammers use deadlines
HMRC has issued a warning to tax credits customers, who are renewing their tax credits claims, to be alert to scammers trying to steal their…
IR35 experts warn of new umbrella company scam
Experts warn of Off-payroll tax avoidance loophole that leaves people exposed
Industry experts are sounding warning bells about a new “Gross Payment Model” emerging in the umbrella company sector, which they claim is a tax avoidance…
Learn how to do CPR in 15 minutes
The solo self-employed may have less access to corporate health training than their salaried counterparts, but that shouldn't hold them back from seeking life-saving training, such as how to do CPR. In this Freelancer's Lunch Break, we…
That 5-2 juicing cleanse could be counterproductive according to research
Intermittent fasting and other diets are all over social media these days. While many are proving successful for weight loss, could they be not as healthy as we believe or could be?
The Freelance Informer looked into the latest 5-2…
Government decision on non-compete clauses won’t be decided for “some way off” say…
Osborne Clarke has reported that the UK government is proposing to introduce legislation "when parliamentary time allows" to cap the duration of non-compete provisions in employment contracts at three months. However, a decision won't be…
The £300m hole created by public sector IR35 bills is “astonishing” and…
UKRI hit with £36m IR35 bill, taking non-compliance in public sector to £300m
Another public sector body, UKRI, has revealed it was hit was a multi-million-pound IR35 bill (of £36m), taking non-compliance in the public sector to around…
20 reasons why you need to get over going grey
Going grey? Not sure how to feel about it? We find multiple and often unexpected benefits of going grey so you can rock it instead of knock it
The average age of a UK freelancer in 2023 has already celebrated their 50th birthday,…
New study finds Gen Z is empowering freelancers more than any other generation
Graduation season is upon us, which means a new influx of Gen Zers will be entering the workforce. A new study finds that this could give freelancers more empowerment than ever before
Key findings include:
Gen Zers are more likely…
New data indicates freelancers with clients in these industries could struggle to negotiate a rate…
The UK Industries seeing the smallest increase in wages are an indicator that clients in these sectors could be slow to negotiate a rate rise with freelancers. Is it worth staying or moving on?
Financial & Insurance Activities has…
New PayePass CEO Kermode on stamping out umbrella industry non-compliance: “There really is…
We ask ex-FCSA chief executive, Julia Kermode, about her appointment as the new CEO of umbrella company compliance specialist, PayePass, and how she aims to stamp out non-compliance in the umbrella industry supply chain.
Her appointment…
Is the freelance life right for you?
If you are on the fence about becoming or staying self-employed, then it’s time to explore your options. Gee Foottit of St. James’s Place Financial Adviser Academy shares a step-by-step Odyssey plan to help you decide
GUIDE
By Gee…
The benefits of filing self-assessment early you probably didn’t know
Completing your tax return can be boring. But since you're filing it anyway, you might as well reap the many benefits of filing early, according to a personal finance expert
“The old self-assessment catchphrase that ‘tax doesn’t have to…
Government extends £2 bus fare cap until October
Millions of passengers across England will continue to ‘Get Around for £2’ and access vital bus services following £500 million in government funding. But prices will go up in October
The £2 bus fare has been extended until 31 October…
New data finds salary erosion driving people into self-employment and contract work
Inflation is driving permanent hire and salary freezes, which is influencing more people to go into self-employment to gain greater control over their earning power
“While there may be a fall noted in jobs in the UK, the uptick in the…
“Bulldozed by inflation”: retirement in the UK is becoming “impossible”
Freelancers, especially those nearing retirement age, can expect to feel the economic headwinds this summer now that the Bank of England has put up interest rates again to 4.5%. Will we have another rate hike this year? It's no wonder more…
Big developments in Off-Payroll, skimming and rolled-up holiday pay
Over the past week legal and policymaking developments impacting contractors and umbrella company workers have been announced. What do the experts think of the news?
Tax office closes down 18-month IR35 probe marking ‘turning point’…
The 10 risks unmarried couples need to address
You build a life with someone and for one reason or another, you don't get married. Maybe it was due to the COVID lockdown, the cost of a living crisis or you didn't think you needed to go through the legal stuff to share a life together.…
Are you promoting your freelance services in a half-baked way?
If you are a contractor that over-relies on recruiters to get your next project or client, you could be limiting your options - and theirs - to put your best foot forward. Try out these expert strategies to build your brand and expand your…
New report says UK companies are hiring more temp workers and at higher rates
UK recruitment consultancies are reporting that clients are making more temporary hires over permanent ones amid lingering economic uncertainty, according to a new study.
Temp billings for recruiters were recorded as the fastest growing…
AI contractors “unrecognised and underappreciated” by big tech
In order for AI to function, it needs human intelligence and serious manhours
"Grunt workers." This is a term one contractor refers to himself and others that have worked to build artificial intelligence companies like ChatGPT in recent…
New crypto app claims it can cut currency exchange costs for contractors by 50%
A ban on remote work between many countries due to different currencies and transferring fiat money is a big problem for some contractors. A new app aims to solve that
"Where dollars are not banned or have limited circulation, the total…
Freelancer awarded $300,000 in a lawsuit against Kanye West fashion brand Yeezy
Freelance creative director learned a costly lesson when not signing a contract with fashion brand
Kanye West’s fashion brand Yeezy has been ordered to pay $300,000 to a Brooklyn-based freelance creative director who claimed the fashion…
New King’s Coronation nature reserves and woods to spark nature jobs across the UK
England’s longest national trail to be renamed the ‘King Charles III England Coast Path’
The next two sections of the King Charles III England Coast Path to open will be in Filey, North Yorks and Crosby Beach, Liverpool. Both sections…
The US Fed has upped its interest rate, can we expect the same for the UK if more US banks tank?
The US Federal Reserve is raising the interest rate paid on reserve balances to 5.15 per cent, effective May 4, 2023. The move is likely to spark an interest hike announcement in the UK according to several news reports.
Central banks…
HMRC launches new service for import businesses
Hundreds of thousands of UK traders could benefit from new service to make importing easier
Any solo self-employed traders that import goods from food to antiques could have more certainty in valuing duties and VAT with HMRC's launch…
New report suggests only 1 in 5 self-employed headed for a comfortable retirement
The Office for Budget Responsibility projects the UK's state pension and pensioner benefit spending will rise from 5.6% to 9.6% of national income by the early 2070s; this increase is equivalent to £100 billion a year in today’s terms. The…
Freelancers with depression could be at higher risk of heart and circulatory diseases
If you manage depression through psychological therapy you could have a better chance of decreasing your risk of heart disease and stroke, according to research
The risk of cardiovascular disease is approximately 72% higher among…
More estate agents and career shifters turning to self-employment in 2023
Brokerage Just Mortgages has hired 48 new advisers in the first quarter of 2023, a sign that its self-employed division is doing something right. What do you need to do to become a self-employed mortgage adviser or broker?
Since…
Niche freelance translators gain an edge to compete with AI
Freelance translators will see a spike in demand for their services over the next 5 years. But with artificial intelligence bursting into the translation scene, should freelance translators be concerned? We ask both a freelance bilingual…
New government consultation looks into double- taxation of IR35
The government says it will launch a consultation to explore ways HMRC can account for double-taxation if a business gets caught for non-compliance and contractors have already paid a certain amount of tax.
As it stands, HMRC does…
How to use ChatGPT’s API to start a business
If you are an app developer or a freelancer wanting to create a new digital knowledge-based business you might want to consider ChatGPT's API. There will be some costs involved, but relatively low for a startup.
The ChatGPT API and…
With PAYE worker numbers up 400% government lacks the incentive to regulate umbrella industry
Government slammed for “deafening silence” over umbrella industry consultation. The question remains, why has the government dragged its feet for 6 years to regulate the umbrella industry?
Be informed, be Freelancer Informed! |…
IR35 mismanagement threatens UK’s £3.5bn plan to become tech ‘superpower’
Trade unionists and freelance service providers call out the government on the mismanagement of IR35, its stifling impact on tech companies and the freelancers they desperately need to grow
After British trade unionist Mick Lynch…
How to calculate your personal inflation rate
The Financial Times has published a free personal inflation rate tool so that you can calculate how much your monthly spending has gone up over the past year and how it compares to the UK national average
One look at how much your…
Majority of people are looking for new work because their pay is not keeping pace with inflation
With the vast majority of pay increases not keeping pace with inflation, two-thirds of workers are searching for a new job
Less than one in four workers who received a pay rise in the past year had their salary increased in line…
Female freelancers are better off pitching with a business name rather than their own finds new…
Female freelancers' career paths are judged differently than those of male freelancers even when they are similar, finds study
A Harvard Business Review report has revealed that a study has found that female freelancers that have…
Laid-off Amazon and Microsoft employees insulted by tech recruiter insensitivity
Reports are coming out of the US that recently laid-off Amazon and Microsoft employees are being offered contracting jobs for their previous roles but without benefits and at much lower pay. Could these insensitive recruitment tactics put…
Majority of people made redundant no longer trust full-time work
Over half (57%) of UK workers laid off since December 2022, are now exploring alternatives to full-time work as they lose faith in salaried work, finds a new report. One in four of those surveyed is considering moving back in with their…
Childminders in the UK must get rates aligned to survive
Childminding can be a rewarding career. However, self-employed childminders across the UK could be short-changing themselves and their own families with below-living wage rates, agency and set-up fees and ongoing costs.
Childminding is…
You don’t need to be a genius to read faster
Anyone that has wished they could read faster but never thought it possible probably hasn't tried bionic reading. For many that have tried it, it is a life changer. We find out how it works and how can you access it
Be informed, be…
Cybercriminals now using psychology to target remote burned-out workers
4 in 5 ransomware attacks include threats beyond data encryption and are now focusing on emotional manipulation, according to CyberEdge Group's Cyberthreat Defense Report (CDR). A cybersecurity awareness expert with a background in…
New study reveals cheapest Spanish cities for digital nomads
New research has discovered the top 10 cheapest Spanish cities to live in for digital nomads, with Ávila taking the top spot
If you are considering working remotely in Spain this year, whether, for a week or several months, you may want…
Are you more suited to fractional consulting or contracting?
Contractors, freelancers and fractional consultants are all in demand, but how do they differ and how does IR35 come into play?
Highly skilled consultants and contractors could equally find fulfilment in helping small and mid-sized…
It’s a new job scene for tech contractors
IT professionals that have recently left roles at large tech companies are finding new and rewarding salaried and freelance career opportunities at SMEs and startups in non-tech industries
Be informed, be Freelancer Informed! |…
More freelancers turn to this app to attract new clients
One app that has been particularly instrumental in helping individuals build their freelance businesses is NextDoor, a social networking platform designed specifically for neighbourhoods and local businesses.
What is NextDoor?
…
Amazon driver case a “horrendous mess” causing even more confusion in the UK freelance…
1400 Amazon drivers have launched a bid for employment rights. The employment tribunal case comes at a time when highly skilled solo self-employed freelancers are finding it harder to be truly independent without companies forcing them…
How to tackle late paid invoices as a freelancer
Are late payments causing you financial problems? Here are your rights about getting paid on time
Late paid invoices can wreak havoc on your finances and personal life as a freelancer. The added struggle of higher interest rates and…
New UK tax and pension allowances are kicking in
10 new rules are kicking in this week, some are welcome, some not. Two experts from Hargreaves Lansdown, highlight what each change could mean to you and how to protect your money from the "clutches of the taxman"
"It’s going to…
Cost of living crisis: it’s impacting how freelancers now work
The London School of Economics and the Centre for Economic Performance found that a third of the UK's self-employed are experiencing financial difficulties paying basic expenses. Many freelancers as a result of the cost of living…
New rules for freelancers and temp workers in the Netherlands
The Dutch government is cracking down on companies being overly reliant on freelancers
New labour policies are brewing in the Netherlands that will have serious consequences for people who choose to work on a freelance or temporary…
New study reveals 7 in 10 business consultants to go freelance by 2033
COMATCH, which has been recently acquired by freelance marketplace Malt, has revealed from a study it conducted, that 7 in 10 business consultants and industry experts will go freelance over the next decade. What's driving this freelance…
Malt now home to largest freelance jobs marketplace in Europe
Private equity-backed Malt has acquired COMATCH, a German marketplace for independent business management consultants and industry experts.
With Europe's freelancing market valued at EUR 355 billion euros, Malt projects to become the…
Cyber security training: the new career that could keep you outside IR35 and ease you into…
IT contractors looking for a varied client base and a way to ease into semi-retirement may consider a career in corporate IT and cyber security training or higher education. However, who you might be training may surprise you, according to…
If working until 68 fills you with dread now, then it could be time to remap your career
CAREER TIPS
The expected State Pension Age hike to 68 in the UK has been delayed -- for now. As riots and protests over the increased pension age wreak havoc across France, Katherine Steiner-Dicks poses a list of self-discovery…
Conservatives’ new anti-social behaviour fines are better money grabs than IR35 and the loan…
OPINION
Fines for anti-social behaviour are going up following Rishi Sunak's new crackdown. Money grabs like these arguably make more sense than others like IR35 and the loan charge since they protect society and boost the Treasury's…
How can freelancers “spring clean” their business every year?
We spring clean our homes, but what about our freelance businesses?
Here we discover how freelancers can carry out a spring clean of their business objectives and client base so they can declutter what might be causing unnecessary…
New report reveals freelancers are more out of pocket in cost of living crisis than employees
Most employees and freelancers work five days a week on average with a similar number of contracted hours, however, freelancers are more likely to work overtime than employees and be out of pocket during the cost of living crisis, finds…
The biggest challenge for freelancers in 2023 is…
Almost half (46%) of freelancers across the globe have reported an increase in demand for their work compared to 2021. That said, they are still faced with challenges, having to think bigger and globally to survive
Be informed, be…
The song’s not over yet for BBC Singers’ freelancers
BBC's plans to axe its BBC Singers programme have been thwarted by public outcry and Musician Union negotiations leaving the future of freelancers and young singers across the UK with a renewed sense of hope.
Be informed, be Freelancer…
Free Careers Course For Disabled Creatives Looking To Expand Their Skills
With just over 14.6 million disabled people in the UK, more than one in five of us will be affected by disability at some point in our lives, it's important that the creative industries start investing in disabled talent.
That is why…
Is Just Eat’s switch to a contractor model a sign of the times or of their own doing?
OPINION
Food delivery business Just Eat in the UK is switching to a contractor worker model, replacing its once hybrid model in an effort to cut costs, it has been reported. Workforce status experts are concerned Just Eat couriers could…
New report highlights disappointing trends in white-collar contractor recruitment
White-collar jobs fell in February indicating the UK's economic climate continues to put pressure on the highly skilled labour market. But reports of potential mass job losses in London's financial district following the UBS take-over of…
How to carve a freelance career out of what you love to do
Carving a freelance career out of what you love to do and are equally good at can be an excellent way to have greater balance in your life.
Like all careers, just because you love to do something does not mean it will always be a walk…
Self-employed to get rough deal says new report
Freelancers and small business owners looking to apply for business loans and credit cards this year can expect to see less competitive rates and even less funding, finds a report
Small business lending is not looking rosy in the UK.…
Brendan Fraser: the actor that showed us the value of perseverance in life and work
Actors and actresses every so often have what Hollywood likes to call a comeback. John Travolta, Ke Huy Quan, Sharon Stone, Robert Downey Jr., Rob Lowe, Betty White, Ellen Degeneres, Patrick Dempsey and of late Brendan Fraser have all…
Umbrella companies to be regulated, but when?
Labour Market Enforcement Strategy promises umbrella regulation to ‘root out non-compliance. Industry commentators respond to the news and how they still fear a long wait ahead for something concrete to materialise.
Be…
Want to start trading stocks? Here are the top educational trading podcasts to give you an edge
New study reveals searches for ‘how to start trading’ have risen 203%. Could we see more freelancers take an interest in self-investment?
The increase in population over stock trading has become increasingly popular and searches for…
New OBR report says house prices to slide
Houses prices are expected to fall in the UK, but when will they recover?
Liberal Democrats are calling for a £3 billion Mortgage Protection Fund
Polling finds house price fall could cost Conservative party votes at the next…
Spring Budget: will we be better off?
The Spring Budget offered a few reasons to celebrate, but freelancers should prepare for some tax and interest rate hikes over the course of 2023
Alcohol tax to jump to 10% in August
Draft beers pulled in pubs will be 11p cheaper…
Energy price guarantee to be kept until June 2023
The Chancellor has announced before the Spring Budget that The Energy Price Guarantee (EPG) will be kept at £2,500 for an additional three months from April to June, saving a typical household £160. But what can we expect after June?
…
The skill sets that could boost your freelancer income by £££s
Every freelancer should consider bringing new services or product options to their clients. But does this mean going back to university to re-skill? And will certain skill sets forge higher earning power?
Be informed, be Freelancer…
Is something is brewing in Westminster about umbrella non-compliance
The jury is still out as to whether the Spring Budget will include an announcement on what the government will do next to crack down on unlicensed or non-compliant umbrella companies. But according to Osborne Clarke Workforce Solutions,…
What are the benefits of running multiple businesses under one limited company in the UK?
If you are a freelancer running your business through a limited company and you have a new business idea, it's good to know that there are many benefits of running multiple businesses under one limited company.
If you have already…
New Public Accounts Committee report finds £5bn in COVID support lost to error and fraud
COVID support fraud: £5 billion paid to self-employed and employers whose incomes did not drop, finds a Public Accounts Committee report
Dame Meg Hillier MP, Chair of the Committee: "Bad actors in British business are running rings…
Holiday entitlement consultation: every temp worker in the UK has a right to not be ripped off
OPINION
By Julia Kermode, IWORK
The government’s Holiday Entitlement Consultation closes today. I feel addressing this matter is the “only way” to guarantee that temporary workers receive what’s rightfully theirs in holiday…
How to earn more in less time as a freelancer
Feeling distracted? Feel like you could be earning more in less time? Not enough hours in the day? Check out these tips to help you earn more in less time as a freelancer.
As a freelancer or solo self-employed business owner, it's…
Has the Chancellor forgotten his self-employed roots now that he is in politics and made his money?
OPINION
How can a once entrepreneur-turned-Chancellor sit comfortably with the "immorality of IR35's double-taxation"? This is just one of the concerns that the UK's self-employed, umbrella company workers and those advocating for their…
Freelancers working in these industries claim the best work-life balance
Does the sector you work in determine your happiness and work-life balance as a freelancer? According to a new study, it just might. See if your specialist area is among those that rank the highest.
Three in four (76%) freelancers in…
New study: Corporate profits drive up inflation in Australia – not higher wages
If you are a freelancer in Australia or thinking of becoming a digital nomad there, this report could influence how you set your day or project rates.
A recent Australia Institute report has shown that profiteering is the source of the…
IR35: is it an attack on the solo self-employed?
Ex-football pro and sports TV presenter Gary Lineker’s £4.9m IR35 bill highlights the complexity of what is being coined an archaic and double-taxation tax system on Great Britain's self-employed, according to insurer Qdos.
Be informed,…
Freelancers turn to Facebook marketplace to earn extra income
Buying, selling and/or reselling on Facebook Marketplace can be a great way for freelancers to generate additional income in these financially tight times. Here is a step-by-step guide to getting started.
If your monthly bills feel like…
Freelancer news you can use right away
The Freelance Informer shares tips and news stories it has spotted this week. The great thing is, you can start to use some of the information right away to improve your freelance business.
Be informed, be Freelancer Informed! |…
IR35 reforms are “misaligned with Conservative values and impede growth”, say freelancer…
OPINION
Freelancer advocates and companies serving the growing UK solo self-employed workforce are holding on to hope that the Chancellor's Spring Budget on March 15th will reverse or at the very least address some of the damage created…
Why Britain’s 1.6m temp workers should keep an eye on the latest holiday backpay appeal case
45 self-employed couriers have been given the green light to pursue their claim for unlimited backdated holiday pay from their engager, in an upcoming employment tribunal. What are the case's bigger implications for the agency and temp…
Is there a future for freelancers on the moon?
The UK Space Agency has announced over £50 million for UK companies to develop communication and navigation services for missions to the Moon. There will be hundreds of moon missions over the next decade. If you haven't heard of the "lunar…
Divorcing later in life: what are the risks?
SPECIAL REPORT
The rise of divorce later in life takes a toll on finances, but being single again is not as bad as you may think. Here are things to consider as a divorcing freelancer.
Be informed, be Freelancer Informed! | Freelance…
UK’s Treasure hunting boom has a new set of rules
Treasure hunters and detectorists are rising in number as more stories of buried treasure reveal themselves in the mainstream press. Find out what now constitutes treasure in the UK, and what that means should you be the lucky one to find…
What every freelancer’s website must have to get new business
Danny Matthews, the founder of Danny & Co, a Cirencester-based branding and design studio for small businesses, thinks he knows a thing about website performance. He is so confident in this area he says he can visit any website and…
Eight steps to cut your tax bill if you’re a new additional rate taxpayer
This April you could be one of the additional rate taxpayers. In the past, you might have thought you'd be celebrating that development but not necessarily when you find out how much worse off you could be. Sarah Coles of Hargreaves…
Qdos: contractor pursued for 3 years in avoidable IR35 investigation
HMRC ignored its own IR35 tool and pursued innocent contractor for over £100,000, said insurer
Be informed, be Freelancer Informed! | Freelance Informer
An insurer that represents the self-employed has criticised HMRC for not…
Here are the best remote working locations for sunshine, cheap rent and coffee
A new study reveals the best remote working locations for freelancers when it comes to factors like sunshine, low-cost rent, cheap flights and the all-essential: coffee
Be informed, be Freelancer Informed! | Freelance Informer
…
Never enough time to exercise?
Want to get fit, but never seem to have the time to exercise? Starting to feel desk-bound with back-to-back video calls? Here are some great ways to stay fit even at your desk.
Be informed, be Freelancer Informed! |…
Hybrid working: how’s that going for you?
SPECIAL REPORT
Hybrid work isn't hitting the mark for parents and workers over 50 says new research
Millions of contractors and freelancers have been working remotely or in some hybrid fashion for years. But now that more people have…
Contract-for-hire: millions of freelancers now open to full-time work
If contract-for-hire is in demand, what does that mean for the freelance economy? And what are the prods and cons?
Upwork the freelancer jobs platform is expanding into full-time hiring recruitment through contract-for-hire roles. A…
Supply teachers: how to cope before you even set foot in the classroom
Being a supply teacher has its benefits, like flexible working. However, the role often has its share of problems. Resolving them is no walk in the park, either.
This article takes a look at the concerns of supply teachers at a time…
Asia home to the most freelancer-friendly locations
Penang (Malaysia), Ho Chi Minh (Vietnam), Bangalore (India), Chiang Mai (Thailand), and Buenos Aires (Argentina) have been named the most freelance-friendly cities in the world.
New data analysis has revealed the top locations to…
Off-payroll rules could be linked to £25bn hole in UK economy
New research from IPSE suggests the self-employed sector’s contribution to the UK economy fell by an estimated £25bn in 2022.
The findings are a “wake-up call” for government to change course on its agenda for the nation’s smallest…
Apprentice levy loophole smacks of injustice for umbrella company workers and contractors
Who is calling the shots here, HMRC or the umbrella companies?
That's a question hundreds of thousands of temp workers and contractors have been asking about a government tax loophole that allows temp workers to pay Apprentice Levies,…
Half of rich Brits keep inheritance plans a secret
A new study reveals more than half of wealthy Britons have not spoken to loved ones about inheritance plans. 1 in 5 six-figure earners surveyed said their wealth came from running their own business, which begs the question, are small…
Taking 5-minute “micro” walks throughout the day gets better results than one 30-minute…
The "micro" activity method could be a game changer to your workday, health and mood
If your workday is largely spent sat a desk, then you could take a promising approach to improve your overall well-being with minimal effort. It's the…
Ready to quit freelancing? Consider these options first
Running a freelance business is a juggling act that can become overwhelming financially, emotionally and even physically. So, what do you do when your chosen career style is getting you down?
You weigh up your options.
Be informed,…
Freelancers moving in with their partners could carry more risk
When you are a freelancer you'll probably have to talk about money earlier in your relationship
Hate talking about money when you're all loved up? Well, if you love the person you are with and you have built a freelance business, the…
AI photography falling foul as retro cameras make a comeback
AI-generated photography is trending, but younger generations are already getting bored with its perfection, say reports. They're even on the hunt for 1990s digital cameras. Is this a hopeful sign for freelance photographers who thought AI…
Now is the time for freelancers to expand their skill set, says report
Upwork has published its most in-demand skills lists
Margaret Lilani, VP of talent solutions at Upwork, says the freelance jobs platform is experiencing a "once-in-a-lifetime, tectonic shift in the notion of work", where skilled…
New directive could put an end to the self-employed contractor model in Europe. Is the UK next?
Many staffing companies, AOR/EORs and platforms may need to start planning changes to their commercial models soon
Be informed, be Freelancer Informed! | Freelance Informer
By Osborne Clarke Workforce Solutions
A European Union…
How did a once-struggling graduate become a successful coach to CEOs and founders?
We speak to Sancti solo founder Georgia St John-Smith on how she went from scraping by as a fresh graduate to changing her narrative about money to live her dream life. Today she is a highly successful Qualified Mindset Coach &…
Online worker surveillance: are you being watched?
More workers, including contractors, are likely to be watched via their online devices over the next three years, research has found. But monitoring software is backfiring on companies in more ways than one, especially if you download…
How can freelancers attract new clients and passive income?
We share some tips on how you can win over new clients and when things go quiet, find new ways to generate passive income to help make ends meet.
Be informed, be Freelancer Informed! | Freelance Informer
As a freelancer, attracting…
Why do the self-employed have to make payments on account?
‘Payments on account’ are advance payments made to HMRC towards your tax bill (including Class 4 National Insurance if you’re self-employed). They are essential but not always fair and often confusing, say tax experts.
You…
70% of sole traders in the dark about tax bills
With the self-assessment income tax deadline upon us, research has shown that four in ten (39.2%) sole traders are yet to file and pay their tax bill, with the vast majority of this group (72.5%) admitting they do not know the amount that…
Temp and agency workers: are you taking advantage of your “equal treatment” rights?
From the day you start working as a temp or agency worker, you have a handful of workers' employment rights. But did you know that once you work in the same job for 12 weeks (3 months) you have the same rights as someone employed directly?…
What could you do with Fiverr’s new AI tools?
Freelance job site Fiverr has launched its own set of AI tools for freelancers to use to boost their productivity and passive income. One tool allows voiceover artists to generate auditions without having to read a single sentence from a…
How to become an indispensable freelancer
If you have ever felt underestimated by a client, colleague or family member, you're not alone. But if you really hate that feeling, then it is reassuring to know that there are steps you can take to not only stop feeling underestimated…
Naming and shaming tax avoidance schemes won’t stop loan charge suicides
Michelle Mone’s husband linked to three tax avoidance schemes
Loan Charge “tragedy” linked to tenth suicide
UK Business Secretary Grant Shapps' decision to not implement a single labour market enforcement agency (as…
New job site says it’s like Tinder for flex working without the “smoke and…
Anna Whitehouse aka Mother Pukka co-launches flexible job matching site to amplify flex working
A new flexible working job site, WorkYourWay, has launched to match people with their dream flexible working roles across the…
What can contractors learn from the Stuart Barnes IR35 case?
Sky Sports presenter and former rugby union pro, Stuart Barnes, has won a £695,000 IR35 case against HM Revenue & Customs.
Known as the "voice of rugby" for his television commentating and articles published across different…
Frasier makes a comeback with a very British cast
Frasier fans keen to watch the reboot will have to sign up to Paramount to stream the show, which will have the snooty but loveable psychiatrist living in a new location, with more than one Brit joining the cast.
Be informed, be…
More Brits to work remotely and abroad in 2023
Over 20% of people in the UK plan to work remotely from another country this year up from 11% last year, according to new research by Finder UK.
The top countries for remote workers in 2022 were the US (13%), France (12%), and Germany…
AI in recruitment: should candidates start to worry?
True AI tools are getting better and better. But what role should they play in recruitment?
Artificial intelligence and automation are not new concepts to the recruitment industry. They've been around for a few years. But with all the…
A new tech freelance job platform is on the scene
Q&A
A new on-demand tech freelancer job platform called Gigged.AI has launched. Katherine Steiner-Dicks asks its CEO Rich Wilson some detailed questions to see if the HR tech startup is just another freelancer platform or one that…
Why is IR35 so scary for contractors?
IR35 outstrips tax increases and cost of living as contractors’ biggest concern for 2023
Despite inflation reaching a 41-year high recently and the raft of tax freezes and tax hikes to be introduced in the 2023/24 tax year, the IR35…
Contractor holiday pay: does it have to be this complicated?
Government’s holiday pay consultation "step in the right direction" but confusion likely to remain, say umbrella company experts
A government consultation on how holiday pay entitlement should be calculated for temporary,…
Government IR35 study reveals extra taxes likely being raised “unfairly”
OPINION
Following the publication of the government and HMRC joint report on the introduction of IR35 reform in the private and voluntary sectors, IR35 experts have highlighted what they see as a "red herring" which indicates that…
Royal artist hit with 7-year ban from trading after Bounce Back Loan abuse
An artist with Royal, political and sports celebrity connections has been caught abusing a BounceBack Loan. The Insolvency Service says the case is a warning that there are consequences following disqualification which is a lengthy…
“Incoherent policy” leaves freelancers out in the cold says Bectu
Bectu gives evidence in parliament on freelancer and self-employment issues
Head of Bectu Philippa Childs has attended parliament to give evidence to the Department for Business, Energy and Industrial Strategy Select…
HMRC clamps down on tax repayment agents but are contractors protected?
Are tax repayment agents worth the risk and "convenience"?
After receiving thousands of complaints from taxpayers about unscrupulous tactics by tax repayment agents, HMRC is bringing in protections that will change the way tax repayment…
Manifestation: how do you do it and make it work?
If you think the act of manifesting, or the science of making your dreams come true, is some new-age mumbo jumbo, you’re probably not alone. Many people probably think that. Some people may even feel emboldened enough to post on social…
Recession To Spike Freelancer Numbers And Opportunities Says Recruiter
After the number of workers looking for freelance and contract roles more than trebled in 2022, a study reveals that the number of freelancers coming to market in 2023 could see even more growth as has been the case in previous recessions…
The Freelance Jobs In Highest Demand For 2023
As the tech giants lay off staff, freelance job sites are seeing employers lean on freelancers for support with tech-related skills
At the end of 2022, like years before, many businesses and companies relied on freelancers to assist…
Hunt’s March Budget could spark pension exodus to overseas markets to “protect nest…
UK pension holders will increasingly be seeking to move retirement funds overseas as fears grow about the Budget in March, predicts James Green of deVere Group, an independent financial advisory, asset management and fintech firm.
The…
Will US freelancing surge make its way to the UK?
SPECIAL REPORT
In just a matter of years, the US labour market could reach a 50-50 split between salaried and freelance workers. Could we expect that trend to make its way over to the UK? Or do too many tax and work status policies…
UK energy transition faces “green trade” skills shortage
SPECIAL REPORT
ENERGY TRANSITION & THE FREELANCE ECONOMY
There’s a “green trade” skills shortage in the renewable energy sector and it could be highly skilled freelancers that could come to the world's rescue.
Green jobs…
Spain has the lowest inflation in the EU. Should freelancers consider moving there in 2023?
Spain has the lowest inflation rate in the EU, according to news reports. What are the Spanish under Prime Minister Pedro Sánchez doing differently—and better? First and foremost, gas price caps and the rent breaks are curbing prices. Next…
8 ways you’ll pay more tax in 2023 – and 5 ways to avoid it (legitimately)
Sarah Coles, senior personal finance analyst, Hargreaves Lansdown highlights where our tax liabilities will go up in 2023, but also reminds us of the ways we can cut tax obligations legitimately
"If 2022 hasn’t cured you of your…
How freelancers can come out stronger in 2023
We look at how economic predictions, industry trends and preventative health measures could help freelancers come out stronger in 2023 and beyond
Economic indicators you can prepare for
Preventative health measures you can take
…
Look back at the top freelancer news stories of 2022
The Freelance Informer looks back on 2022's top freelancer stories and how they could shape the freelance economy going into 2023
#1 IR35 Off-Payroll reforms would be repealed
IR35 and Off-payroll policy news monopolised the…
Tech layoffs to spur freelancer and startup numbers
Freelancer and startup numbers are likely to rise in 2023, even against the odds
Following a spree of tech industry layoffs, tech talent is back in the jobs market. But those made redundant may be losing faith in the tech titans and be…
Middle earners face £20K stealth tax, says new research
Squeezed middle earners are facing a staggering £20,000 stealth tax hike over the next decade, new research commissioned by the Liberal Democrats has revealed.
Income disappearing act
The House of Commons Library analysis shows that…
HMRC: self-employed mandatory digital record keeping and quarterly reports delayed until 2026
The UK's self-employed have made a collective sigh of relief following the government's delay of mandatory digital record keeping and quarterly reports of their company's finances. The mandatory use of software is therefore being phased in…
When to talk money when pitching to a new client
Business professors share their insights into why talking money before being the top candidate for a job could turn hiring companies off.
Let's face it, anyone looking for a job or any freelancer pitching their services to a new client…
Off-payroll working: firms spending 74 times HMRC’s estimated cost
OPINION
HMRC has just released its own research into the impact of Off-payroll working. The report follows externally commissioned work that came out in the same week. Dave Chaplin, CEO and founder of tax compliance firm IR35 Shield…
Are these the top 10 Christmas films of all time?
As part of our series of articles on films to watch over the holidays, Justin Trefgarne – an expert from MetFilm School – reveals his top 10 Christmas film picks.
For me, a Christmas movie is something more than a story that…
Want to avoid financial shocks in 2023?
Add these events to your calendar so you can better handle some financial shocks set for 2023, suggests Helen Morrissey, senior pensions and retirement analyst at Hargreaves Lansdown
Let's face it, 2022 was a "bruising year for our…
Government shelves plans to regulate umbrella industry leaving workers exposed to skimming, tax…
The government has shelved plans to introduce the Single Enforcement Body (SEB) for employment rights, which included a strategy to regulate the umbrella industry. The SEB was to be introduced to protect workers’ rights and…
New no-fee app to shake up freelancer jobs market
Could a soon-to-be-launched social freelance network replace fee-based freelancer platforms?
As the cost of living crisis rages on, a reported 47% of UK adults are looking for a side hustle to cope with the impact that a…
These financial resolutions helped a self-made millionaire make his fortune
To help build effective financial habits for the New Year and beyond, here are 6 recession-proof financial resolutions for 2023 from a self-made millionaire
The tips are from expert Thomas Kralow, a professional trader,…
Has HMRC admitted that contractors are now paying unnecessary taxes?
Recourse for contractors whose Off-payroll status has been incorrectly assessed appears not to be a priority for the government, according to contractor service specialists
A recent HMRC report revealed that a third of businesses…
HMRC Off-payroll impact report a “statistical howler” says IR35 expert
OPINION
By Dave Chaplin, CEO and founder of tax compliance firm IR35 Shield
Findings of an HMRC research report on the impact of the Off-payroll working rules on the contractor labour market, private sector and voluntary sector…
Top 10 British films to watch this Christmas
“For me, a Christmas movie is something more than a story that directly addresses the more obvious trappings of the holiday season," says writer, director and sometimes actor (and fellow freelancer) Justin Trefgarne who shares his top ten…
Top 10 Romcom films to watch over the holidays
A top lecturer at the MetFilm School (London, Leeds and Berlin) shares her top tips for romcom films to watch this Christmas
Keeping warm will be a top priority this holiday season, and whilst we can’t help with the cost of…
Making Tax Digital: taxpayers and HMRC not ready for digital quarterly reporting, say tax experts
Tax professionals say the Government should think again about its plans to make it compulsory for self-employed businesses and landlords to keep digital records and report their income quarterly from April 2024.
The results of a recent…
How freelancers can avoid a festive debt hangover
Sarah Coles, senior personal finance analyst at Hargreaves Lansdown offers some tips on how you can halt unnecessary festive borrowing and avoid a debt handover
The rising price of everything has sent the cost of Christmas through the…
Contractors: tax specialist says avoid offshore umbrella PAYE schemes
Not all umbrella company PAYE schemes are what they seem says contractor tax specialist
In a recent LinkedIn post, Graham Webber Director of Tax at WTT Consulting, which is a specialist in contractor tax, highlighted that contractor tax…
12 Days of Freelancer Tips
This time of year is often hectic for freelancers. Here are some tips to make the most of the holidays and get your business in order for the new year
Come December, a freelancer's work schedule can become hectic. Clients are rushing to…
What to do if you can’t pay your tax bill on time
With the cost of living soaring and invoices being paid late, freelancers could find themselves coming up short on not only their monthly bills but their upcoming tax bill. Here is a step-by-step guide on the best course of action to take…
The most active freelancer markets in the world and how much they pay
SPECIAL REPORT
We look at the OECD countries with the most freelancers, their most common job functions and their average hourly rates. You might be surprised at the findings and how freelancer economies are becoming more competitive
…
Why freelancers must set aside “worry time”
If more of us set aside time to worry, we are more likely to get some perspective on what's eating us and actually do something about it. Here are some things to consider when you set aside your "worry time"
Rome wasn't built in a day…
Could new flexible working laws discourage self-employment in the UK?
Millions of Britons to be able to request flexible working on day one of employment. But is it all as rosy as the government wants us to believe?
This week it was announced by the UK government that workers will have a greater say over…
This week’s freelancer news round-up
Stories impacting freelancers that caught our eye this week.
Photo by Andrea Piacquadio via Pexels
To spec or not to spec: the question facing many freelancers when interviewing for a new client or project. Here are some tips to…
Can creating a lifestyle business beat being a unicorn?
Small business PR and news platform, Newspage, identified 52 businesses that aren't out to make millions, or have a "VC steal their soul" but are in it simply to generate enough money to give them a decent and independent lifestyle so they…
The pros and cons of hiring freelancers in emerging markets
If more UK businesses embrace hiring freelancers in emerging markets to cut down on overheads and employee costs, where does that leave UK freelancers and the British economy? Is there a happy medium?
One in 7 businesses is likely to be…
Chrome extensions: the risks freelancers need to be aware of
Freelancers and contractors could be using Chrome extensions that are collecting every keystroke they make. Are some freelancers more at risk than others and which extensions could be more prone to malicious wrongdoing?
Freelancers…
How to turn your home into a money-making film location
All of us are looking for ways to bring in extra cash. For freelancers that usually means pitching for more work and trying to attract more clients. But there could be yet another way to bring in some earnings: renting your place out to a…
How can freelancers cut down on rising energy costs?
The latest ONS report has revealed that the cost-of-living crisis is hitting people living in the most deprived areas of England the hardest. Many of the self-employed are finding rising costs, especially energy bills, a…
This happens when you drink coffee before breakfast
A strong, black coffee after a bad night’s sleep could impair the control of your blood sugar levels, according to a new study. Read why and what to do instead.
Research from the Centre for Nutrition, Exercise & Metabolism at the…
How can digital nomads and expat freelancers make the most of the holidays?
It is estimated that there are around 66.2 million expats worldwide, which is expected to continue to rise. As we approach the festive period, it can be a difficult time for expats to celebrate with some being able to return home and…
Freelancer and contractor news round-up
Here are some of the news stories we have been monitoring over the past week
Liquid Friday: the latest developments and contractor reactions
Following Contractor Voice's report of umbrella company Orange Genie allegedly being…
The best countries to be a Digital Nomad
Freelancers looking to work abroad for a change of pace or a better quality of life, may want to check out some of these digital nomad-friendly locations
A new study has revealed the best countries for remote working that offer a…
Tories must stop sugarcoating their “small business” and startup “support”
OPINION
PM Rishi Sunak spoke to an audience at the CBI this week expressing that the Conservative government wants to "support small businesses to innovate." But few in the audience were convinced those words would amount to anything…
Freelancers: are you paying yourself the right way?
Entrepreneurs and freelancers are being told to pay closer attention to how they pay themselves following the changes announced in the Autumn Statement, according to business finance expert, Lee Murphy. This call to action follows the…
Salary skimming: whose money is actually being deducted?
This article has been updated.
OPINION
While not all Freelance Informer readers are contractors or umbrella company workers, many are, so they will be interested to know that "salary skimming" has no definition in the FCSA's codes of…
2 in 5 SMEs worried about insolvency: can freelancers help them survive the storm?
Small and Medium-sized enterprises (SMEs) are a vital part of the UK economy. However, over recent months, there has been an increase in concern among business owners that they may enter insolvency because they can't weather the looming…
How to get free stuff practically every day
When money is tight, it pays to know where to get free stuff. Here's a list of sites and places to get your free stuff from coffee to boxers to WiFi to toys!
MyWaitrose loyalty card members will be glad to know that the…
Autumn statement: limited company freelancers squeezed like never before
Freelancers and contractors will see their earnings squeezed not only by higher taxes but tax grabs on dividends following the Autumn Statement announcements.
Jeremy Hunt has delivered a budget that has included tens of billions of…
Liquid Friday CEO responds to ‘skimming’ accusations
On the back of fresh allegations that another of the UK’s leading umbrella companies has been ‘skimming’ millions from contractors’ payslips – reportedly amounting to a 1.5% deduction from contractors’ pay – umbrella payroll…
Autumn Statement: self-employed could be hit with more taxes
Everyone is preparing to pay more taxes following the Autumn Statement proposals, but some believe the self-employed could be unfairly over-taxed. Read what economists, tax specialists and MPs are expecting the Autumn Statement to reveal…
Here’s what you can’t bring to the World Cup
If you are travelling to Qatar later this month to watch the 2022 World Cup it is wise to check foreign travel advice and keep up to date with entry requirements to avoid complications or arrest.
Many football fans may not realise…
Are your clients ready for a global recession?
Richard Jeffery, Chief Executive Officer at ActiveOps explores the need for businesses across the UK, US and Australia to take action in the face of an impending recession.
The world has never been more globalised than it is today.…
“Borderline unlawful?”: FCSA members report of agencies attempting assignment rate cuts…
Contractor and freelancer experts respond to FCSA receiving reports that some employment agencies are looking to reduce assignment rates on grounds that there has been a national insurance rate cut.
The Freelancer & Contractor…
Autumn Statement: expert predictions and wishlists
Workforce specialists offer their predictions and wish lists for the upcoming Autumn Statement and how freelancers, contractors, temps and side hustlers might want to prepare for any bad news.
Dividend tax hike would be “short-sighted…
“Exploited?” Why Britain’s temp workers are losing out on £97m each year
OPINION
Many of UK’s 1.6m temps are estimated to be missing out on thousands every year individually. What can they do about it? Julia Kermode of IWORK offers some tips.
Amid a 40-year inflation high, soaring energy bills and…
Top 5 recession-proof professions that you may want to consider
While the British may not like to admit it, what happens in the US jobs market and Central Bank policy has a tendency to influence decision-making over in Old Blighty. That's why it doesn't hurt for freelancers and career shifters to keep…
How to apply for Universal Credit if you are self-employed
One of the advantages of being self-employed is that you can pitch for extra work when money is tight. But what happens when you can't work because of ill health, a spree of clients cutting back on work or personal circumstances?
One of…
Mortgage lenders to lower fixed-rate mortgages
By Amplo Mortgages and Financial Solutions
The last 12 months have seen significant changes in the mortgage market. Anyone considering applying for a mortgage will have found this time especially daunting, especially if navigating…
New App is answer to freelancers’ missing “Water Cooler” moments
A new mobile app called Groove is connecting freelancers for on-demand social focus sessions
Starting a Groove
Up to four workers around the world can participate in 50-minute on-demand focus sessions with short video calls at the…
The Tory Party must prioritise a crackdown on misspending before tax grabs and social cutbacks
OPINION
Will PM Rishi Sunak and Chancellor Jeremy Hunt use the Autumn Statement to prove that they can relate to citizens by doing them justice by cracking down on Tory party misspending? Or will they go for uncreative tax grabs aimed…
Julie Powell, author behind Julie & Julia, dies at 49
The Julie & Julia food blogger turned author and movie sensation, Julie Powell, has died at her home in New York at the age of 49. Powell, who died of a cardiac arrest, is survived by her husband, brother and parents, according to news…
How to stop your pension benefits going to the wrong person
Six in ten risk pension benefits going to the wrong person, finds HL report
Only 38% of people said they had kept expression of wish forms for all their pensions up to date.Over a quarter (26%) said they hadn’t, 13% were unsure.A…
“You’ve been skimmed” – the last thing an umbrella contractor wants to hear
The Freelance Informer asks Contractor Voice's Jacob Bellas about the latest report of alleged umbrella company payslip skimming. What has his audit and investigation revealed?
Contractor Voice, an advocacy news and campaign site for…
Self-employed sports and fitness coaches: are you prepared to lose more than half your clients?
Cost of living rises force 90 per cent of people to stop taking part in sports and fitness classes
The cost of living crisis is forcing 90 per cent of those aged under 34 to stop taking part in hobbies including fitness classes…
Can freelancers out of work or on holiday pause their business insurance?
Small business owners and freelancers waste £216m on business insurance when out of work or on holiday, says a new study. Can they pause payments on their insurance?
The average freelancer and small business owner has over two months…
Titles do matter: the message behind Prince Harry’s memoir and that rumoured multi-million…
There is no questioning that Prince Harry will have to make a living outside of the Royal family, so releasing an autobiography with an intriguing title will only spark interest and book sales, which is the objective of any author and…
Digital nomads: IR35 can still follow you abroad, plus other pointers
Want to become a digital nomad? Respect the locals.
More freelancers are looking to work abroad for a better way of life, as either digital nomads or eventually long-term residents. Spain, for example, is finalising its digital nomad…
Want to go freelance but can’t quit your job yet?
If you are dreaming of going freelance or even just changing direction with skills you already have, then Career and Interviewing Coach Judy Bullimore and Startup Business Consultant and Mentor John Spencer Williams have some great tips to…
Will Sunak’s policies make his Stanford Alumni proud?
If Prime Minister Rishi Sunak wants to make good on his “Startup Treasury Mentality” he’ll need to advise his Chancellor to help pass policies that embrace freelancers rather than exclude them. Will Mr Sunak revive the Conservative's…
The self-employed are the most dedicated investors in the UK. So how can they get more bang for…
It comes as a nice surprise to hear that the self-employed are the most likely to invest, especially those that work part-time or on a contract basis. It is also refreshing to learn that SIPP investors, who are largely freelancers,…
Two-thirds of contract workers look to go perm
Two-thirds (65%) of the UK’s temporary and contract workers are currently thinking about moving to a permanent role. Many are changing recruitment agencies, too, finds a new survey
Survey shows building loyalty with talent requires more…
Majority of Gen Z is willing to work nights and weekends for higher pay. What about the Baby…
Gen Z vs Baby Boomers: the most common similarities and differences
Politics, travel, work and climate change are the areas that both Gen Z and Boomers have the most in commonA common misconception for Gen Z is that they are lazy, while…
Freelancers now represent 46.5% of the global workforce – isn’t it about time they were…
One in three freelancers feel they are unrecognised as significant contributors to the economy
Freelance job site Fiverr and Freelancers Union have launched the Freelancer Wellness Fund in recognition of the contributions freelancers…
How to boost your freelance business when inflation is on the rise
For many freelancers, inflation has forced them to adapt their business strategy to safeguard themselves against higher costs.
Food and non-alcoholic beverage prices rose by 14.6% in the 12 months to September 2022, up from 13.1% in…
“Policymakers have been ignoring freelancers for far too long”: third of Europe’s…
Third Of Freelancers Struggling To Pay Their Bills Amidst Cost-Of-Living Crisis, Study Finds
It would seem UK freelancers are not the only ones in Europe not being heard by workforce policymakers. With proposed workforce regulations…
Freelancers: get prepared for more fiscal U-turns, IR35 reform uncertainty
THIS ARTICLE HAS BEEN UPDATED
FOR LATEST VIEWS ON IR35 REFORM APPEAL ABANDONMENT SEE DEDICATED SECTION BELOW
The new Chancellor, Jeremy Hunt, has revoked the repeal of the Off-payroll rules that were introduced in 2017 and 2021 to…
Mortgage nightmare: how millennial freelancers can avoid one
On average, mortgages cost £663 a month, with 16% of people paying over £1,000*.A Millennial buying the average house at the age of 30 today, with a 10% deposit, and a 6.07% mortgage would have a monthly payment of £1,706. Only 4% of…
Fail to register your business while trading? It could lead to prison sentences and an unlimited…
HMRC is cracking down on individuals who are trading without complying with anti-money laundering requirements. Estate agents are among the top offenders, according to a new report. With more umbrella company contractors looking to go…
44% of sales professionals experience burnout. Could freelance sales agents come to the rescue?
A new survey finds that almost half of permanent Salesforce professionals have experienced burnout in their current role in the past year. How could freelance sales agents come in to give a helping hand to avoid a mass exodus of…
HMRC research into tax avoidance schemes branded “a waste of time”
OPINION
By Fred Dures, PayePass
HMRC’s commissioned research into disguised remuneration schemes has been described as a “waste of time” with the assessment of the impact of tax avoidance schemes failing to…
Freelancers: when’s the last time you snooped on your competition?
With talk of more highly skilled contractors breaking free of umbrella companies in the next year, they may want to see what the competition is getting up to. Here are some tips to get noticed
Skills in demand today are very…
IR35 reforms likely to be reinstated say legal experts
Some legal experts are not convinced that IR35 reforms set to be repealed in April 2023 will be set in stone or even come to fruition.
And if they do? According to these same experts, there will be new risks and HMRC enforcement powers…
A UK property crash is “unlikely” says expert
The Zoopla House Price Index shows rising mortgage rates will impact household buying power by 28% if rates reach 5% by the end of the year (assuming buyers try to keep the same monthly payments).The UK is shifting to a buyers’ market, as…
Do freelancers see cannabis in their future?
APPG plan suggests UK has big future in hemp and cannabis, Biden overhauls cannabis policies
The UK cannabis industry could create 594,000+ jobs, £5.5 billion in annual tax revenue, and environmental and agricultural benefits aimed at…
Losing sleep? There could be more than one reason and solution. Here are a few tips to consider
If you are losing sleep each night there's likely to be more than one reason for it. That's why you might be struggling to not just fall asleep but get back to sleep. Every freelancer is unique, and it would seem our sleep patterns are…
Freezing taxes and benefits: why it puts more money in the Treasury’s coffers
OPINION
If you have come across an article or news clip on the radio or television today about why tax freezes outlined in last month's mini-budget will cost taxpayers more in take-home pay and benefits over the long term, you won't be…
“Elitist fortresses” – freelancers working on a West End show can’t afford…
Freelancers in the theatrical arts and entertainment are considered the lifeblood of the industry, especially when it comes to London's West End shows. The sad thing is, they can't even afford to go to a show if they wanted. This is one of…
Prepare for another 12 months of inflation say professional investors and watch out for the perils…
SPECIAL REPORT
Is your SIPP and mortgage in the best possible health to hedge against inflation and rising rates?
Professional investors that invest on behalf of institutional and pension funds have predicted that the UK, parts of…
Self-employed tradespeople have something to celebrate
Earnings of self-employed tradespeople bucked the annual trend of an August slow-down. Hudon Contract, a payroll business catering to sub-contractors in the trade, puts this nice boost down to more infrastructure projects coming online and…
Tesla Optimus Robot: what would you programme your Humanoid to do?
Elon Musk revealed two Optimus prototypes at Tesla AI Day 2022, promising to make the robots as quickly as possible, eventually selling millions, which could allow humanoids to become available to the masses.
🤖If you could someday…
How can we put an end to unscrupulous umbrella companies?
The Freelance Informer asks Fred Dures of PayePass how funding raised by taxpayers to prevent the proliferation of tax avoidance schemes can be justified at a time when so many families are struggling to make ends meet
Dures offers his…
Umbrella contractors will be motivated to go back to PSC models. But how and when they do it will…
Osborne Clarke's Workforce Solutions Team sheds some light on the repeal of IR35/Off-Payroll reforms and addresses the most pressing questions contractors have right now. Plus a tip from WTT Consulting on how long you may have to wait…
New Canva product suite could boost freelancer earning power
Canva, the no-code design platform, has launched a new suite of visual communication products that are aimed to empower anyone to design and communicate their ideas. Whether you're a small business owner, a nonprofit, a teacher, an…
Avoid these mistakes before you start freelancing– you could lose your gig or get sued if you don’t
Going freelance full or even in your free time is a great way to build an additional income. Before you do though make sure you are not in breach of an existing working contract. You could pay dearly with your livelihood and reputation if…
“Things are about to get spicy”: is now the right time to secure a self-employed…
With the odds of the MPC hiking rates again in an emergency meeting this week shortening after Sterling's all-time low against the Dollar, mortgage brokers offer their market observations.
Do mortgage brokers think lenders will…
IR35 repeal to boost freelancer and digital nomad job opportunities
Following the news that IR35 will be repealed as of April 2023, freelancers can go back to determining their freelance status rather than be beholden to blanket inside IR35 status determinations and freelance job platform businesses are…
IR35 Off-Payroll reforms repealed: initial reactions
OPINION
The news of the repeal of the IR35 OffPayroll reforms couldn't have come at a better time for freelancers across the UK. And what a surprise the news was! No waiting months for some radical reform to happen. In one swift…
Revolut cyberattack overshadows new product for freelancers
Neo bank Revolut has launched a new service called Revolut Pro to help freelancers, sole traders, contractors, and self-employed individuals manage their business income and expense management. Unfortunately, the announcement…
Price guarantee: think your energy bills can’t exceed £2500? You’re wrong
Almost two in five households (38%) wrongly believe that the Government’s energy price guarantee means their bills cannot go above £2,500, according to new research from Uswitch.com, the comparison and switching service. So to combat…
Mini-budget: how much better off could freelancers be?
This report was updated:
National insurance hike is scrapped (read more in the report)
Corporation tax rise cancelled, keeping it at 19% as government sets sights on 2.5% trend rate of growth.Basic rate of income tax cut to 19% in…
20 years pay growth wiped out – what is really going on with the UK jobs market and how will it…
Average pay was up by 4.3 per cent in the private sector between October-December 2021 including bonuses – that’s a good sign, but pay rises aren’t matching 2022 inflation. Freelancers are feeling squeezed Freelancers must know their…
Self-employed or a zero-hours worker with kids? Get your “free” childcare sorted before…
The extra bank holiday observing the funeral of Queen Elizabeth II could adversely affect self-employed parents and workers on zero-hours contracts, HR Magazine has reported. That's why it is important for these groups to organise "free"…
Worker’s death was avoidable says HSE
The following case is a tragic lesson to all small business owners and those that work for them to carry out risk assessments. No one ever thinks the unthinkable will happen until it does.
Two companies and two people have been…
Want to freelance for a startup? Know which sectors are hot and which are not before you do
Startups are exciting places to excel in experience and skill sets. But when the global economy tightens its belt, startups can be among the first to make redundancies. They can also unexpectedly experience growth. We look at which sectors…
How to get your freelance portfolio in front of more prospective clients and agencies
For those freelancers that rely solely on a recruitment agency and an umbrella company to bag new projects or fixed contract jobs, you might want to up your game and make your portfolio more accessible to agencies and prospective clients.…
Commemorating the Queen
The Freelance Informer sends its most heartfelt sympathies to the Royal Family, their staff and long-life friends on news of the death of Her Majesty The Queen.
It is a time of great sadness and reflection shared by many nations and…
How to avoid getting “flexi-fished” in a new job
Care is needed when advertising flexible working patterns in job roles
Many of us have heard of catfishing whereby someone deceptively creates a false identity to lure people on a social networking service, usually targeting a specific…
What would you do with one “free day” each week?
A UK 4-day week study is showing lasting positive effects on worker productivity and wellbeing. How are people spending their "free day" and what impact has it had on their life so far? Plus tips on how freelancers can arrange their…
How to budget for higher mortgage rates when you’re a freelancer
How will interest rate rises impact my monthly mortgage payments? This is what all home-owning or soon-to-be homeowners should be asking themselves, especially if they have fluctuating incomes.
Higher interest rates will start to feed…
Self-employed and buying a newbuild? Here’s how to avoid “dodgy” developer tactics
Buying a property is probably one if not the, largest financial commitment you will make. So, what should you do if you are in the market to buy a swish newbuild property and developers are breathing down your neck to exchange contracts?…
Crucial money tips for freelancers with kids
SPECIAL REPORT
HL Savings & Resilience Barometer July 2022 showed just how much parents are struggling to make ends meet. Where can they get a break?
The Cost of Living Crisis is going to take a toll on parents/ Photo by Keira…
What recruiters want Truss to do next
Liz Truss has won the Conservative leadership race and the top job as Prime Minister, so what do recruiters want from the new PM and is it in the interests of British freelancers?
The Association of Professional Staffing Companies…
In Truss we Trust? What the self-employed need from the new PM and her Cabinet
For those freelancers out there that were worried about Rishi Sunak being offered a role in new Prime Minister Liz Truss’s cabinet and leaving the self-employed out in the cold this winter, it has emerged that he will not be on hand to…
Government response to PAC’s IR35 report is “legally incorrect” “predictable” and loaded with “ivory…
The Government has responded to the Public Account Committee’s report on the lessons learned from implementing IR35 that was published in May 2022, but IR35 compliance experts aren’t convinced contractor concerns are being fairly addressed…
Freelancers aren’t who you think finds new report
Original reporting by Toby McInnis
For the majority of us, the word “freelancer” evokes an image of a young person tapping away on their laptop in an overpriced coffee shop. But recently published data suggests this is far from reality,…
Will a bonus or Cost of Living pay-out put freelancers in hot water with HMRC?
Some contractor recruitment agencies, such as Andrew Construction Recruitment (ACR), believe self-employed contractors deserve a Cost of Living pay-out to make ends meet. Such agencies are following the leads of those influencing their…
Should I make my spouse a director of my limited company?
TAX CLINIC
By Graham Webber Director of Tax at WTT Consultancy
There are no reasons why any individual, including a spouse, cannot be a director of a company provided that they are not barred from holding such a post. But…
Cost of living crisis: what are your rights if your landlord wants to increase your rent?
By Tom Simcock, University of Huddersfield via The Conversation
A lack of affordable housing and growing demand for rental properties has sent the rental market into a state of crisis, and young people are particularly affected. New…
How to pitch to SMEs and solve their challenges
A poll of 500 SME decision-makers, carried out by OnePoll on behalf of NatWest’s Mentor service, highlights the most pressing HR issues affecting SMEs today. Here's how freelancers can pitch their services to solve those problems.
From…
New book helps you not make stupid mistakes
This new book could help you avoid silly mistakes when you talk and write
You've penned a pitch to a prospective client. You've hit the send button. It's a week later and you are starting to think you've been ghosted. What if your…
Freelancers have this awesome trait, says McKinsey
Isn't it about time governments on both sides of the Atlantic started recognising and celebrating freelancers, who according to a McKinsey study, have a distinctive characteristic that the average worker doesn't?
The rising cost of…
The rise of the silver freelancer
For those who have been freelancing or self-employed for a decade (or two), working any other way, even in retirement years, is almost unthinkable. Katherine Steiner-Dicks looks at how our longevity as a nation should be motivating…
Embracing the self-employed could be one of the best moves for the economy
While British politicians have announced plans to help people manage the cost-of-living crisis, the Tory leadership contenders and the Labour Party have ignored one of the most innovative parts of the UK economy: the self-employed. If they…
IR35: Truss must “fix it or ditch it” to boost economy, says compliance expert
Conservative leader and Prime Minister candidate Liz Truss has pledged, if voted into power, to review IR35, the tax legislation that many serving and working in the freelance economy see as an “iron shackle” on their employment and…
Procrastinating is linked to health and career problems – but there are things you can do to stop
By Fuschia Sirois, Durham University
Fuschia Sirois
Do you ever beat yourself up for procrastinating? You might be composing that message to a friend who you have to let down, or writing a big report for school or work, and doing…
How to get paid in crypto and not get scammed
Vyacheslav Demchuk, Ukraine entrepreneur and CEO of anti-money laundering service AMLBot and the first crypto wallet with AML (anti-money laundering) module AMLSafe, reflects on the steady growth of the freelance workforce and how crypto…
Mass layoffs at US tech startups. What does this mean for freelancers on both sides of the Atlantic?
The tech startup space in the United States has been on a downward trend, according to new data coming in from across the pond.
The number of layoffs by tech startups increased eightfold in Q2 2022. Some 170 startups and tech-oriented…
What is the “new” creator economy and how can freelancers and contractors get in on the…
First things first, what is the creator economy? Once you understand what the new creator economy is all about and what drives it you can best cater your interests and skill set to any given segment and start pitching for freelance work.…
Freelancers and self-employed to be at heart of £350m High Street Buyout Fund
Anyone can start a community business. That's according to Susie Finlayson, interim head of programme delivery, at Power to Change, the trust that supports community businesses in England.
If Power to Change gets its way, it will…
Is this new hospitality brand the answer to digital nomad loneliness?
Fiverr, the international freelance jobs platform, has formed a partnership with Selina, to build an experiential hospitality brand to address one of the most pressing needs of millennial and Gen Z freelancers and travellers:…
“Something doesn’t smell right”: who’s going to foot the bill for these tax…
What could happen to the UK's freelancer economy if recruitment agencies and end clients start getting fined by HMRC if their freelancers/contractors are linked to a tax avoidance scheme?
Will freelance job boards, recruitment agencies…
How to get your agency to negotiate higher rates on your behalf
Q: I've seen a freelance/contractor role that I really want to go for but know that I must raise my rate to be in line with inflation. What guidance or tips do you have as a recruiter on how to pitch a higher rate for a role? What have…
Private equity firms on a tech recruitment drive
Hiring contractors and freelancers can be an excellent way for private equity firms and their portfolio companies to fast-track the most pressing jobs while HR is recruiting for permanent hires
31% of private equity firms confirmed they…
HMRC scrutiny over freelancers on the rise
TAX CLINIC/READER QUESTION
What would trigger an HMRC investigation? Is it different for a limited company freelancer versus an umbrella company worker? And if your umbrella company or payroll service has been named by HMRC as a tax…
HR mistakes to blame for IR35 investigations
HMRC is actively investigating IR35 compliance across many sectors, but the oil and gas sector is particularly under the scope. A report reveals that many investigations gone wrong might be avoided if in-house HR training and processes…
Loan charge investigation: Zahawi must “act directly,” says APPG letter; suicide notes…
SPECIAL REPORT
A ninth suicide has been confirmed in relation to disguised remuneration (DR) schemes, some of which are now subject to the retrospective Loan Charge. A letter from the Financial Secretary to the Treasury has confirmed…
How can you get cheaper or social tariff broadband?
BT's decision to impose an above-inflation broadband price rise next spring will add more than £50 to the average household bill, according to Ernest Doku, telecoms expert at Uswitch.com. Broadband is a lifeline for most freelancers, so it…
Which business savings accounts offer the best rates?
If you leave money in a business current account then it’s your bank who benefits and not you, so it might be time you made some of your money work for you by generating some additional interest income, suggests comparison site, Money…
How do I hire a replacement freelancer when I want to go on holiday?
THE FREELANCER'S COUCH
Seb Maley, Qdos CEO, offers some guidance to this reader's question, which tackles the very topical subject of how freelancers can arrange for their replacement when they take a much-deserved holiday
Seb…
Predicted January energy price cap rises again
Freelancers have to brace themselves for higher-than-expected energy bills this winter. The latest predicted energy price cap is nearing closer to £4000, much higher than previously predicted. Policy experts share their views on what they…
How to win awards and boost your earning power
Winners, nominees and hundreds more freelancers from the YunoJuno community gathered for the UK’s largest freelancer event, back in-person after a two-year hiatus.
Katherine Steiner-Dicks speaks with Shib Mathew, YunoJuno Founder and…
Epic road trip to the World Cup costs this much
What football fan doesn’t dream of watching the World Cup live? However, with this year’s tournament taking place in Qatar, for many fans, it seems an unachievable dream. But those with an adventurous streak are considering making the…
“Astonishing”: Conservatives refuse inside IR35 contractors employment rights yet want them to pay…
OPINION
The government responds to an employment status consultation held four years ago, confirming that contractors operating inside IR35 will not receive employment rights despite paying employment tax
It means the government…
How to set up your parent pod this summer
Parent podding, once a saving grace for freelancers and working parents during COVID lockdowns, is making a comeback during the summer holidays. The NHS has even launched a Disney-inspired campaign of games and activities to get kids…
Freelancers must plan now to avoid “unretirement”
Changes to the State Pension age and the cost of living crisis have seen poverty rates among 65-year-olds more than double, according to The Institute of Fiscal Studies and a subsequent report by Restless, a digital community and advocate…
UK’s higher-earning contractors to benefit most if government offers free or discounted…
If the UK government follows the lead of other European nations by offering free or discounted public transport and energy costs in response to inflation, it seems higher earners could be the ones to benefit most
By Philipp Stadle…
Instagram launches new features
Freelancers that use Instagram as a part of their business will be interested to know that the social media tool is making it more fun and easy to collaborate with clients and audiences with new Template and Reel features
Freelancers…
Legal claims could be on the cards following Harpur Trust v Brazel decision
Osborne Clarke’s Workforce Solutions team explains the wider impacts on the UK workforce and those that serve it following the Supreme Court decision in Harpur Trust v Brazel
'Part-year workers' will be entitled to 5.6 weeks paid…
Recession, new CGT tax relief to impact divorce rates in unexpected ways says research
A cost-of-living crisis, paired with an economic recession and late-paying clients could be the perfect storm to put enough strain on a freelancer's marriage to break it up. However, various studies have suggested…
Conservatives set to lose 2 million voters despite recovery loan scheme extension
The Government has extended a support scheme offering government-backed loans to small businesses for a further two years. Yet, the Tories are expected to still lose up to 2 million small business owner voters at the next general election…
Top ten worst late payers in the UK
New IPSE research finds that late payments have worsened despite recent government reforms, alluding that not enough is being done to crack down on companies that do not pay freelancers on time.
Now more than ever freelancers must do…
Steps freelancers can take to get paid on time
By Gary Prince, Chief Strategy Officer at SimplyPayMe
Gary Prince pf SimplyPayMe
Earlier in the year, a report by the Federation of Small Businesses found that 440,000 small firms in the UK suffered from the late payment ‘crisis’ and…
Is it worth using a recruitment agency if you want to stay self-employed and outside IR35?
THE FREELANCER'S COUCH
Q: I am a freelancer that gets work from word of mouth and recommendations, so I haven't used an agency before. I sometimes see exciting roles through agency adverts on LinkedIn and other job sites. Still, I…
Tap launches crypto trading platform and debit card for freelancers
FREELANCER TURNED FOUNDER STORY
A fintech platform called Tap Global has launched a new product for freelancers to make passive income with crypto trading with the added convenience of a crypto banking card for everyday purchases and…
How to use cashback apps to pay your utility bills
If things are financially tight now, wait until we have to turn the heating on this winter when power and heating bills will be at their highest. That is why signing up for cashback apps now rather than later could help you build up a bit…
A debt trap awaits for higher-earning freelancers
Higher-earning freelancers may not be as financially secure as first thought
Higher earners are more likely to have borrowed more (and a higher percentage of their income) than those on lower incomes.They are more than twice as likely…
Delegation: how to delegate like a pro to earn more money and achieve work-life balance
A Caunce O’Hara survey of 200 reveals exactly how freelancers are managing their time and how they could better develop the essential business building and life balancing tool of delegation.
The most successful freelancers and small…
New gender pay gap study shows how many more days a woman must work to earn as much as a man
A new study reveals just how much men are earning more than women and why the gender pay gap still exists in 2022.
In 2020, women earned 84% of what men earned, according to a Pew Research Center analysis of median hourly earnings of…
BT and others under investigation for suspected freelancer rate collusion
The CMA is investigating suspected breaches of competition law in relation to the purchase of freelance services in the production and broadcasting of sports content in the UK.
If you have been freelancing in a particular sector or…
Solo self-employed numbers nosedive says report
Government report reveals there were large falls in the number of solo self-employed in the most highly skilled occupations over the past two years. But sadly, the government report did not remark on the findings being worrying.
…
IPSE Pens Wish List To New Chancellor Zahawi, but will Sunak or other candidates ruin any chances…
Following the appointment of Nadhim Zahawi as Chancellor, IPSE is hoping a fresh face at the Treasury could mean the opportunity to request a more pro-freelancer and pro-business approach to build back the economy during the Cost of Living…
Flight risk: here’s how much you could save by driving to your summer holiday abroad instead…
Disastrous airline cancellations and disruption at airports across the country are putting hundreds of thousands of holidays at risk this summer. Is driving to your destination a safer and cheaper bet?
UK airports have faced utter…
Cross border embryo adoption: an option British fertility patients didn’t even know they had?
The Institut Marquès reports on how "surplus" embryos from different European clinics can be donated to other families. More than 2,000 babies have already been born through this initiative. The greater awareness of cross-border embryo…
Know Your Worth as a Creative Freelancer
The Freelance Informer (FI) hands over this week’s Freelancer Tales section to Alex Cooper, YunoJuno Creative Freelancer of the Year 2021. Alex reveals his personal journey into the freelance economy and provides tips he has learned along…
Chaplin on PM resignation: UK economy’s greatest asset is its highly skilled freelance…
OPINION
By Dave Chaplin, CEO, IR35 Shield
Commenting on the Prime Minister’s resignation, Dave Chaplin, CEO of tax compliance firm IR35 Shield offers his thoughts on how the freelance economy in Britain has been impacted since the…
On the brink of abuse: contractors could lose as much as £900 if FCA and DWP do not clamp down on…
Pension transfer delays are costing Brits considrable amounts of money just when they need it most. While some delays are normal, some are questionable and on the brink of abuse. That is why Pension Bee has reported pension providers to…
46% of contractors have raised their rates in 2022, yet expect poor cash flow to be a major concern
A survey commissioned by Cool Company found that nearly half of contractors have increased their rates in 2022, while 17% have reduced their day rate. Cash flow concerns have remained a top driver for more than a quarter of respondents to…
Freelance sports presenter Alan Parry hit with IR35 £356,420 tax bill at age 74
Sky Sports presenter, Alan Parry (74), has lost his IR35 case appeal at the First Tier Tribunal – a development which leaves him with a £356,000 tax bill.
Sky Sports presenter, Alan Parry, age 74, has had his appeal against a…
British freelancers abroad still haunted by IR35
READER LETTER
In recent years highly skilled contractors have made the move abroad for a better way of life, Brexit or simply for personal reasons. Following the move, many believe it means the ability to attain freelance projects…
Self-employed could be “back into the abyss”
British entrepreneurialism is under attack by what appears to be counterproductive government-led tax grab and hiring policies, writes Katherine Steiner-Dicks
IR35, Off-Payroll rules, Loan Charges, pocketed umbrella contractor holiday…
Overarching v. single contract: what’s the difference?
By Graham Webber, WTT
Following a recent article that The Freelance Informer published on the Exchequer umbrella case v. HMRC, readers wanted more clarity on the difference between different types of contracts and the role of expenses,…
Soul-destroying loan charge letters revealed same week as government suicide prevention campaign
“The Impact Statement used to persuade the House of Commons to vote legislation through is an appalling indictment of #HMRC as it was deliberately designed to mislead MPs (think there were only 15 in the House when it was voted through),”…
By 2025 almost everyone will be paying more tax
Just when you manage to negotiate a pay or rate rise, you are pushed into a higher tax bracket. It seems the National Insurance tweak eases April’s pain for some, but not by much. Enjoy it while you can because by 2025 every worker can…
Stress cues like nail-biting make you more likeable, says study
Nail biters, hair twirlers, item fidgeters, lip biters, to shoulder shifters. Most of us exhibit some form of physical cue or outlet when we experience stress. Some of us may even exhibit behaviours linked to superstition when avoiding…
Bali soon to be tax-free for freelancers
Indonesia's tourism minister Sandiaga Uno has said the country, including islands like Bali, will soon start to issue five-year ‘digital nomad visas’ to attract up to 3.6 million overseas travellers and create one million jobs for…
Fashion startup embraces freelancers
A new marketplace and platform has been launched to help independent fashion and jewellery designers not become overshadowed by either fast, low-quality fashion or flagship fashion houses during the Cost of Living Crisis. It's introducing…
Financial services to see boom for career-changers and freelancers
The number of qualified financial advisers in the UK is on the decline, leaving a gap in career-changing opportunities. The Freelance Informer speaks to someone who made the career change to the industry and is now self-employed and loving…
Barclays enters self-employed mortgage market
Kensington Mortgages, a specialist mortgage lender that caters to the self-employed, has been sold to Barclays Bank UK PLC. The sale follows an auction process that attracted a broad range of bidders, highlighting that the freelancer…
Unions threaten teacher strikes and exam result delays
Pupils across the UK could face delays in receiving their GCSE and A-Level results if exam board AQA fails to improve its pay offer to staff, UNISON warned today. A ballot for strike action is in place. Is the big teacher strike next?
…
Agency workers to fill staff gaps during strike action
A new law will swiftly come into action to allow businesses to supply skilled agency workers to plug staffing gaps during industrial action, the government has reported.
The news is found surprising by employment experts given the…
Don’t believe the stereotype: dog breed myths debunked
If you have a canine office buddy ( or are considering adopting one) you may be surprised by a new study that challenges dog breed reputations
Any unsuspecting delivery person or postman walking up our drive would think we have a jowly,…
Mortgage affordability checks to be scrapped
Is the Bank of England’s axing of mortgage affordability ‘utter madness’?
Following a consultation, the Bank of England's Financial Policy Committee FPC has decided to withdraw the affordability test Recommendation with effect…
Financial expert reveals how freelancers can maximise income
The Cost of Living Crisis is hitting freelancers hard. Tony Clark of St. James's Place outlines some tips on how they can best protect their income in tough times
By Tony Clark, Senior Proposition Manager, St James’s Place…
Freelancing is the ideal soft landing for retirement
Don't retire. Go freelance. This societal mindset could radically improve the world's workplace talent pool and financial viability going into full retirement, argues data scientist Erik Stettler
Our work is a big part of our…
Exchequer v. HMRC: will it mean more bills for contractors?
This article has been updated
Judges have ruled that umbrella provider Exchequer Solutions owes HMRC £11m in unpaid tax, but will contractors end up picking up the tax tab? We ask the experts to see what they think and their tips to…
New call for adviser evidence: HMRC and Treasury continue to “seek to ignore and deny”…
APPG launches call for evidence from advisers following harrowing evidence supplied by individuals
The 248-mmber strong Loan Charge and Taxpayer Fairness APPG has launched a new call for evidence, this time from advisers with clients…
UK staff cuts to spike freelancer demand says Fiverr
Two new surveys published today, National Freelancers Day, reveal some telling freelancer hiring and talent trends and why we can expect to see freelancer numbers grow in 2022.
Almost one-third of UK freelancers attribute increased…
Call for agency staff to break strikes – will contractors and recruiters take the risk?
It is unclear how serious the government is in its proposals to change the law around strikes and agency workers – or how interested major staffing companies would be in getting involved in what would be highly controversial supplies.…
IR35: Move abroad and you’ll get preferential treatment from UK clients, says contractor
READER LETTERS
I have been following your newsletter and meaning to get in touch for a while. I am one of the many small business operators in the IT sector who emigrated in recent years due to IR35 changes and ever-increasing taxes…
Fiverr launches new platform called Togetherr™
Getting access to $50K+ advertising campaigns as a freelancer could be career-changingThe new company’s proprietary technology, the Creative Genome™, uses AI and machine learning to build creative teams for each unique project and…
Pension Woes: what umbrella company contractors must look out for
By Tony Clark, Senior Proposition Manager, St James’s Place (www.sjp.co.uk)
What's covered in this article:
What can freelancers do to avoid having many small pension pots?What are the different types of SIPPs or pension funds that a…
The IR35 F-up: how do we explain it to our kids?
If the UK remains inhospitable territory for freelancers then we can probably expect younger generations to have delayed career trajectories.
OPINION
Most 18-year-olds won't have a clue what tax regulation IR35 is, but in my family,…
Report: colour impacts how people treat you
Colour has an impact on how people treat and react to you. Whether it be the colours of your car, clothes, the colour of your hair or the colours of makeup you choose - they all have an effect. That's according to research conducted by two…
Modern-day “serfdom”? Brits spend over 40% of the year working for the taxman. Umbrella…
Taxpayers worked 159 days for HMRC this year. The 8th of June is the first day they start working for themselves. But with umbrella company contractors forking out both employee and employer national insurance contributions, and the…
HMRC names and shames tax avoidance umbrella scheme, yet contractors left to pick up the pieces
The HMRC may be urging customers to leave another tax avoidance scheme promoted by an umbrella company, but there's no talk yet of making the London-based firm pay up. It seems the contractors that fell into the scheme may have to do that.…
“I’m a miracle”: cancer disappears in 14 people after experimental use of immunotherapy
The following is an excerpt of an account published by Memorial Sloan Ketting Cancer Center regarding how rectal cancer disappeared in some 14 people following experimental use of immunotherapy. Given there has been a disturbing rise in…
Google contractors battle injustices
Strike threats over return-to office orders and cases of recruiters reportedly skimming a percentage of contractor salaries are just some of the developments being addressed by the Alphabet Workers Union.
Google Maps contract workers in…
The political party most likely to win the hearts of voters if the general election was held…
OPINION
From the 88 constituencies which the Conservatives either (a) won from Labour in 2019, or (b) currently hold with a majority of less than 15pts over Labour, YouGov's modelling predicts that just three would remain in…
Impressive last-minute Jubilee Party dishes
Most freelancers are juggling projects and family demands as usual so when they are asked to bring something to a Jubilee Party dishes for all the neighbours to witness, they may start to fret.
For those last-minute attempts to impress…
Partygate: did its ramifications influence revisions to the Ministerial Code?
Prime Minister Boris Johnson has written to Lord Geidt this week, the Conservative Party’s ethics adviser and former Private Secretary to the Sovereign, in response to the latest annual report from the Independent Adviser on Ministers’…
How to plan for a summer abroad working remotely
If you already work remotely or have the opportunity to over the summer months, then why not consider travelling to an exciting new location? Here are some sites that can help you make that happen.
Remote Year
To get an idea of…
A world without freelancers is a world without free thinkers
If IR35 was a tax mechanism used in centuries past, I dare say the CEST "tool" we are presented with today, would have been a befuddling series of questions presented by the tax collector to unsuspecting freelancers.
Freelancers, much…
Surprising freelancer trends revealed in new report
Freelance workers on the whole are working more hours than their salaried counterparts, a new survey has revealed. What else has the survey found?
Those in freelance roles appear to be working longer hours, with 46% working 41+ hours…
Inflation: there’s a vital way to reduce it that everyone overlooks – raise productivity
By David McMillan, University of Stirling
Inflation has become one of the great issues of our times. The UK’s is the highest in the G7, weighing in at 9% a year according to the most recent figures on consumer price inflation.
When…
Inflation-beating survival tips for solo entrepreneurs
The solo entrepreneur boom of the COVID-19 pandemic bucked the typical pattern of company creation during other economic times of crisis, according to new research by the Bank of England (BoE). But there are signs this boom could be…
Energy Profits Levy: how much money will you get?
The vast majority of households will receive £550Pensioners will receive £850Almost all of the eight million most vulnerable households in the country will, in total, receive support of at least £1,200Ofgem expects the energy price cap to…
IR35 could blockade new government taskforce to support female start-ups
The British government is launching a taskforce to support women entrepreneurs, tackle investing barriers, and increase the number of women-led fast-growing businesses outside the capital. But with many women starting out as solo-person…
Freelancers saved from big energy bills
Freelancers will be among those in Spain and Portugal who will see gas and power bills dropped significantly through a new law, as much as €90. But many freelancers in the UK are not holding their breath about a windfall tax on oil and gas…
When is it worth paying early redemption charges on a fixed-rate mortgage?
If the Bank of England rate hits 1.5%, it could mean more than a third of people with variable-rate mortgages face difficulties.Meanwhile, with 1.5 million fixed-rate mortgages set to expire this year, more than a third could face…
Bald jokes banned in the workplace
Calling someone bald is unlawful harassment, reports Osborne Clarke
Courtesy of Osborne Clarke's Employment Law Coffee Break
An employment tribunal has ruled that an electrician called a "bald ***t" during heated arguments…
IR35: Contractors lose their independence, now careers finds new report
Twelve months on Contractors are still considering leaving their profession due to IR35, according to a new survey. The news comes at a time that experts call for a boycott of the Future of Work Review as they predict it could stifle…
Why I bought the Hairy Bikers’ new healthy cookbook before it was even out on the shelves
I am not one for impulse purchases. But, on this one sunny morning, I made an exception. I happened to be on the way back from the school run and tuned into the Chris Moyles radio show when one of Britain’s foodie heroes came on – Si King…
This is how much more you’ll pay for everyday stuff
OBR predicts the biggest fall in living standards in a generation
Consumer inflation levels are reaching new highs, which means essential household items and so much more will spike in price. Personal finance experts show us how much…
Freelancer rates in these sectors could soar
A lot has been said about employment, inactivity and job vacancies over the pandemic, but what’s happening to earnings? Salary trends in earnings using payroll data from HMRC revealed which sectors are seeing the highest…
Freelancers leery over Future of Work Review
An independent employment status expert has called the latest Future of Work Review “absolutely ridiculous” given the government has yet to act on findings that have come out of previous reviews.
Limited company freelancers and…
How is HMRC’s “Don’t’ Get Caught Out” campaign “helping” contractors?
Money won't create success, the freedom to make it will.Nelson Mandela
Many of you may recall that back in April HMRC named and shamed tax avoidance schemes used by umbrella companies for the first time. There was even a video (see…
HMRC v. SEB: how can tax grabs from victims first, bad guys later ever be justified?
The omittance of any remark over the Employment Bill and the Single Enforcement Body in the Queen's Speech, speaks volumes of "indifference" about how discrimination against freelancers and solo business owners is reaching a fever pitch.…
Want a better broadband deal?
If you’re coming to the end of your broadband contract, you might be able to move to a faster connection and still save money. Here are the latest broadband deals courtesy of Uswitch. Plus tips to speed up your internet connection for…
Does your emergency fund stack up to these targets?
A new report suggests how much to save for an emergency fund based on where you live.
Freelancers and business owners express what the government should do next about the Cost of Living CrisisLatest on how Klarna could affect your…
Cybersecurity: can umbrella contractors afford to be as complacent as client staff?
Complacent attitudes among employees towards cybersecurity are putting UK businesses more at risk.
In a survey of 1,500 UK employees, 40% feel that upholding cybersecurity best practices is not their responsibility. So why does more…
Could the political party that gives a damn about freelancers and their contribution to the economy…
OPINION
When a nation’s employment options and freelancer freedoms are taken away from them, everyone suffers, including The Treasury and oddly enough, Countdown viewers. Katherine Steiner-Dicks highlights concerns over growing…
Dubai: new residency rules welcome freelancers and their families
More freelancers could call Dubai their home thanks to an overhaul of the Emirate's latest residency rules. Two new visas boast a no-sponsor-needed residency and are being highly praised for their flexible and long-term approach.
The…
What’s SUP? And could it be your “happy place”?
Stand-up paddleboarding (SUP) is a "happy" sport, according to Blue Planet founder Robert Stehlik. The low-impact activity could tick all those healthy boxes from core, balance, to muscle tone, to connecting with nature, plus it's a great…
Contractor blanket bans on the way says tax expert
The Court of Appeal’s decision in broadcaster Kaye Adams’ long-standing case against HM Revenue & Customs (HMRC) could ultimately create more cases of blanket bans on freelancers and contractors if a less complex IR35 status test…
Umbrella companies: they’re stripping the UK of its entrepreneurial spirit and economic growth
OPINION
If Britain's millions of self-employed are increasingly being forced to pay for the privilege to work, then surely they should see some advantages. That just isn't the case when it comes to the nation's growing number of…
Here’s how Kremlin’s “sick masterminds” will bait everyone from our kids to…
UK-funded expert research has exposed how the Kremlin is using a troll factory to spread lies on social media and in comment sections of popular websites
"Cyber soldiers" are targeting politicians and audiences across a number of…
These freelancers could be out of pocket the most
Millions will feel the pinch, but which freelancers could be squeezed the most and why?Plus, what are the quickest ways to cut costs?
In April, 91% of people said the cost of living had increased – up from 62% in November. Freelancers,…
Freelancer escapes prison sentence for second time
Freelance travel agent’s business was booming until she landed herself with a suspended prison sentence
Dublin-based freelance travel agent, Kelli Kilpatrick, 34, mishandled nearly €29,000 from 31 holidaymakers and has received a fully…
What’s the average day rate for freelancers in the UK?
Some of the UK's 1.9 million freelancers are charging higher day rates and enjoying longer contacts, according to new research. Find out which disciplines are attracting the highest rates and longest projects.
Highly skilled…
IR35 litigation against freelancers set to change
A freelancer's career should be considered in its entirety when determining status under IR35 legislation, it has been declared in a Court of Appeal.
The decision came following a legal case, HMRC v Atholl House, involving presenter…
What do you do if you get a SEISS reassessment letter?
Freelancers and small business owners could receive a letter from HMRC identifying them as taxpayers who must repay all or part of their fourth or fifth self-employment income support scheme (SEISS) grant following a tax return…
The Bulb Bailout: is it morally justifiable right now?
As state bailouts go, the failed gas and electricity provider Bulb Energy is the largest since the £45.4bn Royal Bank of Scotland bailout of 2008. But something about this latest bailout is making many freelancers and small business owners…
Freelancers over 50 hit with more costs. Where are the perks?
Average premiums have risen 6.2% for the over-50s in the last three months, with motorists aged 25-49 also seeing increases of 4.1%. IMF forecasts that the UK's planned corporate tax rises from 19% to 23% may constrain the UK's economic…
What’s on this weekend across the UK?
Netflix saw one of its biggest exodus of subscriptions to date this week as people cut down on streaming costs. But if you are thinking, without Netflix, Now, or Sky Sports, what can we do? Check out what's going on this weekend across the…
How freelancers can get more done in a day
Not feeling the work-life balance lately? Feeling constantly under pressure with not enough time in the day to finish assignments? Then these time management tips for freelancers just might help you get that balance again.
Focus &…
Fraudsters invoice £7m in fake invoices to feed lavish lifestyle. How did they get away with it?
Three people were convicted of defrauding the taxpayer for over £1 million in a criminal scheme that exploited government systems designed to support businesses, the Crown Prosecution Service (CPS) has reported. The people involved spent…
The best places freelancers can find new clients
Looking for new clients or a new business sector to pitch your freelance services to? Then one of the most effective ways to beat the competition is knowing where to look.
What are unicorns?
Unicorns are companies valued at $US1bn,…
IFS: interest rates could put students off university
The Institute for Fiscal Studies is calling on the government to urgently adjust the way the interest rate cap operates on student loans to avoid a significant spike in September.
English and Welsh graduates who took out a student loan…
Clients hiring veterans to save serious cash on NICs
Businesses hiring military veterans, including umbrella companies and recruitment agencies, can save thousands of pounds in employee National Insurance contributions.
The relief is available to all employers of veterans regardless of…
HMRC cracks down on workers’ tips and gratuity
Agency workers that receive tips or gratuity as part of their job or service industry, could have their employment records checked from time to time by HMRC. A review of their employer's records would be carried out by HMRC to make sure…
Freelancers now have dedicated airline
OP-ED
An airline in the US has been launched that will cater solely to freelancers, specifically content creators and brand influencers. Yes, you read that right. The airline, Willa Air, is funded in part by freelancer payment app,…
These tax year tips could help you make ends meet
“In the new tax year freelancers are having to deal with the most wide-ranging changes in personal income taxation for more than a decade, says Daniel Fallows, director of accountancy Gorilla.
“We have to go back as…
Inside IR35 contractors say goodbye to old salaries and weekends
IR35 reforms one year on: 60% of contractors report drop in income. Some end-clients are still exhibiting "inside IR35 or leave" blanket ban contractor policies.72% of contractors said that hiring businesses are not taking reasonable care…
I work through two contractor agencies. Am I paying too much tax?
TAX CLINIC
A government contractor that works via two agencies, writes in to find out if they are paying too much tax and if they ever had to apply for Universal Credit could they do it if their agencies pay in arrears at very different…
Poll: British economy “devastated” by IR35
Changes to the off-payroll working rules in the UK, namely IR35, have had “devastating economic consequences for businesses,” according to a poll of more than 500 companies. Over two in five companies (42%) reported that the IR35 reforms…
How to get through a divorce during the cost of living crisis
Going through a divorce in the middle of a cost of living crisis will be difficult for most, but probably even more so for freelancers given their demanding work deadlines and constant juggling between projects. That's why going through a…
Sole director contractors warned they could be limited to unaffordable mortgage rates
Mortgage lenders including Santander have announced that they are changing their affordability calculations on 6 April, taking into account not just rising energy bills and household expenditure as per the revised ONS data, but also the…
How freelancing parents can receive help with Easter childcare costs
Working parents could get up to £2,000 a year to pay for regulated childcare, including holiday clubs and out-of-school activities in the Easter holidays.
GOVERNMENT STATEMENT
HM Revenue and Customs (HMRC) is reminding working…
Your limited company has received an HMRC discovery letter. What do you do first?
TAX CLINIC
Q: What steps should I take if I receive a “discovery” letter from HMRC as a limited company freelancer who does not work through a recruitment agency, umbrella or payroll company?
A: A discovery assessment, most likely…
Freelancers take client to court for unpaid bills
Freelancers are taking the owner of Dragonfly Digital Video Services to court over thousands of pounds of unpaid bills, it has been reported by Brighton and Hove News.
The news report stated that the news service has spoken to several…
Contractors blindsided by MSC tax charges
HMRC has issued letters to thousands of contractors, demanding up to £50,000 from them. The tax office is arguing that contractors have breached the MSC legislation – this is despite HMRC not having established all of the facts, says Seb…
My home office needs a makeover. Can I expense it?
TAX CLINIC
Q: I want to redecorate my home office since I do a lot of client calls online and informative videos for my business. What can I expense on the business and what would need to be claimed if I sold the house in say 10 years’…
Is joining an umbrella company a good way to jumpstart a freelance career?
If you’re interested in trying out contract working and are not ready to register your own company yet, umbrella companies could provide a taster into freelancing. With an existing client bank and full administrative control, it’s arguably…
What’s the secret to becoming an ISA millionaire?
There are 973 Hargreaves Lansdown ISA millionaires – up from 576 last year - or 69%.There are 2,000 ISA millionaires in the UK.The average age of an HL ISA millionaire is 72.The most common age among HL ISA millionaires is 73, but we have…
Fiscal drag to trap more freelancers into 40% tax bracket
By Daniel Fallows
As the UK faces a cost-of-living crisis with inflation reaching its highest level for 30 years and the Bank of England forecasting that inflation will rise further to 8% this year – Rishi Sunak has been…
Virtual events on the hunt for freelance tech talent
With demand for virtual events rising, a new report reveals more than half of marketing directors are facing a technical skills shortage, leading them to outsource services.
Brand experience agency, FIRST, has published a report,…
National Insurance threshold hike: will it impact your state pension entitlement?
In April 2022 the Health and Social care levy comes into effect. This is a 1.25 percentage point increase on National Insurance contributions.The Chancellor had been under pressure to scrap the increase in the face of the rising cost of…
NI threshold raised to £12,570 but some freelancers will be worse off next year says expert
NEWSFLASH
From July, the National Insurance threshold will rise to £12,570 (it had been scheduled to rise from £9,568 to £9.880). 70% of people will pay less NI than they do this year.Income tax will be cut by the end of the parliament…
P&O Ferries: Will British agency staff ever trust the maritime sector again?
Crew Inspections Have Started On P&O Ferries As Airlines Step In To Recruit Redundant Staff
The Maritime and Coastguard Agency will be carrying out inspections before any of the eight P&O Ferries affected by the mass…
NICs hike: call for recruitment agencies and end clients to pay up for umbrella contractors
Recruitment agents and their end clients need to “step up to the plate and increase assignments fees to cover the cost to the worker”, according to the FCSA’s CEO, Chris Bryce.
The FCSA’s call for higher contractor pay, especially for…
PSCs and contractors can reclaim duplicated taxes
If a contractor’s personal service company (PSC) and the agency or client that has engaged them have paid tax on the value of the same contract, the PSC and/or contractor should be able to reclaim any duplicated taxes, according to…
Help! I think my umbrella company is going bust
TAX CLINIC
Welcome to The Freelance Informer's Tax Clinic where freelancers write in to get their tax questions and dilemmas addressed. This week a reader writes in about what to do if they have unpaid wages and they think their…
5% fuel duty cut welcome but the government is still making 80p per litre at the pumps
Fuel duty is a drop in the ocean, says personal finance expert. Others serving self-employed workers are asking for tougher, perhaps unpopular measures
The Spring Statement has cut fuel duty by 5p a litre.Currently fuel duty costs…
The Spring Statement: what should freelancers expect and what could surprise them?
Just when work opportunities and day rates started to soar towards pre-pandemic levels, freelancers could see those gains wiped out.
The cost of living crisis will be exacerbated for freelancers come April 2022 when increased national…
Money-saving tips for freelancers
Freelancers do not have the luxury of always getting paid on time, this means that certain months they have to find ways to stretch their money. Here are some tips to help ease the cost of living, plus a proactive payment reminder template…
Freelancers could see rate rises wiped out in 2022
The enormous impact of HMRC moving and freezing income holds in recent years has been revealed.
Great Britain's Office for Budget Responsibility changed its forecasts to reflect higher inflation, which means not only will more people…
LimeWire makes comeback just as NFT interest fizzles
Google Trends has suggested that people are losing interest in non-fungible tokens (NFTS), yet that could be because they do not realise the possibilities, according to new research and one company, in particular, LimeWire.
LimeWire…
Ukrainian Child Cancer Patients Brought To The UK In Urgent Flight To Receive Treatment On NHS
21 Ukrainian children with cancer have been brought to England to receive care through the NHS, the government has reported. The UK partnered with St Jude Children’s Research Hospital, a non-profit US organisation that specialises in…
Freelancers in financial services could see their workload shrink
“If a portfolio manager teleported from 2020 into 2030, they would most likely not recognise their industry.” - Daniel Celeghin, Indefi
Asset managers will increasingly struggle to run global enterprises, as cross-border investments…
Award-winning freelancer and peacekeeper shot and killed by Russian forces in Ukraine
Craig (left) and Brent Renaud (right) produced award-winning films and documentaries; Photo source: RenaudBrothers (@renaudbrothers) • Instagram photos and videos
Brent Renaud, a 50-year-old freelance filmmaker, came under fire by…
Want To Win Over Mum’s Heart This Mother’s Day?
MOTHER'S DAY GIFT GUIDE
Not sure what gift to get the Mums in your life this Mother's Day? The Freelance Informer offers some guidance on great gift ideas from the clever, beautiful, charitable, inspirational to even the sustainable.
…
Upwork helps preserve careers of Ukraine freelancers and suspends all ties with Russia and Belarus…
Upwork, the freelancer talent platform, has suspended all business operations in Russia and Belarus, taking full effect by May 1, 2022. It has already started shutting down Upwork support for new business generation in both countries.
…
US tightens H-1B visas to crack down on foreign outsourcing companies. Could the UK do the same?
The US is cracking down on outsourcing highly skilled jobs to foreign workers. Could the UK be next? Or is that just wishful thinking for the thousands of UK freelancers and contractors that have witnessed the UK Brain Drain first-hand…
SAP contractor, 54, forced out of the market on cost
OPINION
Nick Bremner, a UK-based SAP Contractor says he has finished his last “contractor project” with no intention of going back to the contractor life anytime soon. Bremner shares in his own words his experiences as an SAP…
SteadyPay offers interest-free £1K salary “top-up” loans for freelancers
London-based SteadyPay, a payment solutions lender for workers with fluctuating income (contractors, temp workers, and shift workers), says it is not only helping its subscribers with salary “top-ups” but building their…
Dyson to recruit 2000 engineers and digital experts despite “forced” labour legal claims
Dyson, the global home electronics designer and manufacturer, could struggle to hire up to 2000 new recruits following claims of labour abuse in its manufacturing supply chain.
Following a Channel 4 news report (see video report and…
Can you eat your way out of getting cancer?
SPECIAL REPORT
What you'll find in this report:
👉🏽The single most predominant factor that will increase your chances of getting cancer
👉🏽Foods and lifestyle changes that can help starve cancer cells, plus healthy recipes
👉🏽What…
Contractors looking to buy a new home or switch mortgages need to spot these red flags
Photo by Ravi Kant from Pexels
A spike in conditional selling, whereby estate agents pressure and insinuate that buyers will have a better chance of landing a property from a vendor if they are "financially verified" in-house, means…
The brave international freelancers staying in Ukraine: who are they?
SPECIAL REPORT
International freelancers are bravely covering the escalating conflict in Ukraine. Some are even working free of charge.
If you don’t know who Alex Lourie is, you may know his work. Alex is the American freelance…
“SJD had copies of my passport, my bank transfers, and other hugely sensitive information.”
Dustin Gorski, 35, a freelance software engineer living in London, trading as Dusted Codes reveals what it was like to be affected by the Optionis ransomware attack and what he's done to rectify his situation.
Gorski, is a freelance…
Tech firms extend support to freelancers in Ukraine
Companies, such as Netguru, have said that they are ready to support their freelancers in Ukraine.
The company said in an online statement: "We are ready to take action and are already in touch with our Ukrainian employees, partners and…
Russian invasion intensifies over Ukraine border: are ports and cyberattacks on Europe and US next?
There have been reports of Russian Federation-initiated attacks on key military bases, civilian infrastructure in Ukraine. The Department of Homeland Security has set up a page warning of cyberattacks emanating from Russia, and both the…
How easy is it to become a freelance solicitor?
By Bradon Matthews with additional reporting by K. Steiner-Dicks
The legal industry is one of the biggest areas of opportunity for freelance work. But many solicitors that have branched out on their own have been missing out on a vital…
New publisher on the hunt for writers
Nearly two years and 50 books later, a husband-and-wife duo is launching their publishing start-up, Noodle Fuel, at this year’s Bologna Children’s Book Fair. And it’s looking for writers.
Writers looking for a new outlet for their…
How can freelancers avoid a “jobfish” scandal?
The Madbird design agency scandal unearthed an elaborate “jobfish” scheme that impacted up to 50 remote workers across the globe, placing many in debt. What steps can freelancers take to ensure they are dealing with a legitimate client and…
Are you better off as a contractor or consultant in 2022?
Inside IR35 jobs have made skilled contractors question if they can even afford this method of employment. What’s the point if you are no longer self-employed? Are forced to become an umbrella employee, which, for some, has meant late…
BT Digital invests £30m in freelancer platform. Which corporate is next to join the trend?
First of its kind contract means BT Digital has a stake in an IT freelancer talent platformThe partnership will see Distributed provide on-demand, Elastic Teams™️ in AI, cloud, product, design and more for BT DigitalThe deal…
What does JSA’s acquisition of 6CATS mean for contractors?
JSA Group, an umbrella company based in Watford, has made yet another acquisition, its eighth deal since 2018. This time it has acquired 6CATS Group, a London-based global independent contractor compliance and payment services business.…
KPMG To Scale Services With New Hires Despite Internal Challenges
Global business services firm KPMG is to grow its South West team after being integral to the firm’s pre-tax profit of £436m, it has been reported. The news comes at a time when the firm is facing several internal hurdles, including a…
Cost of living set to cancel out freelancer rate rises
TOPIC OF THE WEEK
How will freelancers and micro-businesses make ends meet in 2022 in the face of rising food, energy and fuel prices? Should the government step in before it’s too late?
The hiring boom is set to continue for 2022,…
How Adrian Chiles Won His £1.7m IR35 Tax Appeal (for Now): the key freelancer takeaways
THIS ARTICLE HAS BEEN UPDATED
The Freelance Informer reports on the key takeaways of the Presenter Adrian Chiles’ 7-year legal battle with HMRC that proves he was truly self-employed; why independent oversight is required for such cases…
This debt collection platform claims it has a foolproof way to get you paid fast
A British entrepreneur who recently launched an automated digital platform to collect business debts believes he has settled the country's oldest invoice – and in less than an hour. The news comes at a time that freelancers, small…
Timerr: UAE launches “Fiverr” style platform for crypto
BLOCKCHAIN AND THE FUTURE OF FREELANCER RECRUITMENT
Timerr.Io, a freelancer platform dedicated exclusively to cryptocurrency professionals run out of UAE's Media City will be onboarding freelancers in a matter of days, it has been…
This one word is killing your charisma, folks
“Most of us, most of the time, aren’t consciously trying to be the centre of attention. But we can fall into this trap subconsciously, focusing on ourselves in ways that are anti-charismatic. Humour me for a moment and try this exercise…”…
IR35: can contractors claim back tax offsets?
HMRC estimates that the 2021 IR35 reforms to the private sector will or already have affected around 180,000 personal service contractors, compared to the estimated 50,000 contractors already affected by the 2017 public sector reforms.…
How to market yourself after a career break
By Shona Chambers, Marketing Consultant, Shona Chambers Marketing
Career breaks that start out short term can end up lasting much longer, for all kinds of reasons.
Maybe you’ve been busy raising a family, been made redundant or come…
Umbrella contractors: do you think your data has been leaked?
QUESTION OF THE WEEK
Should umbrella company contractors, worried about recent cyber attacks, request a Protective Registration against their personal details? And expect a refund of the related expenses to be paid by their umbrella…
Who is Gordon Berger?
Gordon Berger, a digital artist and "NFT and Crypto Art Movement pioneer", is giving a 5-day intensive course through auction house Christie's to provide a complete overview of the NFT landscape. Berger minted three of the first 100 tokens…
Contractor input excluded from Off-Payroll report
HMRC has published its report, ‘Long-term effects of the Off-Payroll working rules reform for public sector organisations’, but some IR35 and contractor industry experts suggest the report appears self-serving and one-sided.
The…
time to talk: suicide is rife among self-employed construction workers says new data
SPECIAL REPORT
Builders had the highest annual turnover among self-employed UK tradespeople in 2021, according to new research. However, not all is rosy for the sector.
According to the ONS, self-employed men in construction are…
Freelancers from around the world share their recipes
Hayden Brown, the CEO of freelancer job platform Upwork, was in need of some food inspiration to spice up yet another "covid-induced-at-home-date-night" when a new cookbook from a community of Upwork freelancers came her way. The recipes…
Umbrella Companies Could See A Spree Of Class Action suits From Workers Following New Judgment on…
During his six-year engagement with Pimlico Plumbers, Gary Smith, was never given any right to paid annual holidays, according to Michael Ford, QC at Old Square Chambers. But the heating engineer has seen a change of fate with the Court of…
In debt and dating? How to approach the money talk
Talking about money when you are on one of those loved-up first dates is like ripping off a plaster on a healing wound. The damage may leave a scar on your blooming relationship. But when you avoid the subject of money early on in dating…
Umbrella company workers slammed again
The Chancellor and Prime Minister have confirmed that the National Insurance rise will go ahead this April – a move that freelancers, contractors and their fellow small business owners know will hit them hard in the midst of a cost of…
New rate card Puts Stop To freelancer Exploitation
Bectu, the trade union for TV and film workers, including thousands of freelancers, has published rate guidance for members in unscripted television. The move is unprecedented as the first reference point for members and employers in the…
Man quits career of 35 years to launch “Middle School MBA”
The old adage that money makes the world go round doesn't always make sense to kids or many adults for that matter. Let's face it, most people will find the concept of business studies and economics "boring" or "too tough to understand."…
How to become your client’s Workforce data hero
Data analysis for environmental, governance and sustainability (ESG) reporting is no easy task for any organisation. Let's face it, ESG is now part and parcel of workforce data and someone has to make sense of it. Someone has to lead a…
Freelancer Payment crisis threatens livelihoods
Younger freelancers aged 18-24 are more likely to leave freelancing55% of freelancer invoices are paid over a month late and the problem is getting worse23.7% or one in four freelancers currently considering their position because of late…
Freelance Voiceover artist gives mother lasting gift
Working as a freelance voiceover artist and video producer has provided Shenteria Childs with many career and lifestyle opportunities. Freelancing has provided her, like so many other independent workers, the financial freedom to travel to…
Inside IR35 v. the pandemic: which is the bigger threat to freelancers in 2022?
IR35 seen as ‘biggest threat’ to £300bn contracting sector in 2022 Ten times more contractors are most concerned by IR35 than the impact of the pandemicA spree of cyberattacks on umbrella companies has left inside IR35 workers…
National insurance tax hike: “now is not the time”
With a spree of tax hikes introduced at the height of a cost of living crisis, April 2022 could go down in British political history as the Spring of discontent.
“Now is not the time for a tax hike: the National Insurance rise in…
The Pallo backstory: The Freelancers That launched an app to fix their biggest problem
I came across a fintech startup called Pallo over on Product Hunt. It wasn't just the product that intrigued me, but the freelancers-turned-founders' back story.
Pallo, an AI integrated business and personal finance app designed by…
How inflation can create opportunities for freelancers
A Totaljobs study reveals that higher inflation and the subsequent cost of living is expected to have the biggest impact on the labour market in 2022, according to 62% of businesses. This is higher than candidate shortages (45%), a high…
Have you tried deep working yet?
Multitasking is overrated. Well, any parent or entrepreneur could have told you that. But there's some science that backs that statement up. According to research and science presented in Cal Newport's book Deep Work, a singular focus on a…
Why now is a good time for freelancers to raise rates
Sarah Coles, Hargreaves Lansdown Senior Personal Finance Analyst and Podcast Host for Switch Your Money On, offers tips to freelancers in times of growing inflation.
BY SARAH COLES
At times of higher inflation, it’s really important…
More skilled professionals to enter freelancing in 2022
What does the growth of the highly skilled, educated freelancer mean for the freelancer economy and contractor recruitment in 2022?
There is a shift away from ‘gig work,’ and instead, increasing growth in the number of skilled and…
58% of freelancers and SMEs waiting to be paid
Small Business Commissioner Fights For On-Time Payment For Freelancers
Barclays and Small Business Commissioner call to unite the small business community to tackle late payments and raise the social conscience of larger businesses who…
The sports Metaverse is turning the love of sport into a decentralised money-maker
HOT SECTOR TO WATCH: SPORTS METAVERSE
The evolution of immersive sport or the "sports metaverse" – that place that brings sports fans together through virtual reality, NFT sports player card marketplaces and live streaming – is…
Disgruntled Freelancers: Employers Have You On Their Radar
CONTRACTOR RECRUITMENT
Regardless of their remote-only or "freelance" LinkedIn status, freelancers and contractors are increasingly being approached by employers, according to a new survey.
“Targeting disgruntled freelancers or…
“Our jobs aren’t a luxury. They’re our careers.”
Britain's world-renown theatre workers could be taking a final bow
Could you imagine putting in hours of your skill and time into a project, passing up on other work to complete said work, only for it to be cancelled or delayed…
IR35 Impact: Will 2022 be a better year for contractors?
Fresh cry for radical change to Off-payroll legislation after IR35 impact survey reveals lasting damage to talent and Treasury revenues
Revelations over the “IR35 impact” and subsequent Off-Payroll legislation on the private sector…
How to pass the soft skills test to land your dream client
With the greater use of artificial intelligence in recruitment, there is a strong likelihood that soft skill "buzzwords" will be picked up by job portals, ranking some candidates up higher in the short-listing process than others. Here are…
Freelancers: the “real life” Teachers that schools need
Many schools and colleges would like to increase their financial and career education efforts but they are hindered by a busy timetable, curriculum and a lack of skills and knowledge. That's according to the Money and Pension Service's…
Political palava: MP salary boost same day as NI tax hike
Many freelancers and small business owners would like to see the national insurance tax hike set for this April to be postponed. But in light of upcoming MP pay rises and soaring energy prices, a growing number of them are calling for the…
Fintech: why it needs freelancers to maintain its growth
OPINION
It pays to track investment trends when you're a freelancer. The sectors that attract the most cash are equally on the hunt for talent. A case in point is fintech, which saw bumper growth last year and is on track to keep the…
Court thwarts HMRC’s tax grab on freelancers
The outcome of a landmark and very personal First-Tier Tax Tribunal case, that dragged on for five years, is a reminder to all freelancers and small business owners that, sometimes, a battle is worth fighting for.
Businesses owners,…
female freelancers on edge over pension poverty
Over 7 in 10 (71%) freelancers are worried about saving for later life following COVID-19, with female freelancers most likely to be affected, according to research carried out by IPSE (the Association of Independent Professionals and the…
Days of Fixed-term contracts in Spain are numbered
INTERNATIONAL CONTRACTOR SPECIAL REPORT
Contractors dreaming to land freelance or fixed-term contracts in Spain might have to re-think their plans. Labour reforms are set to stifle temporary and fixed-term contracts, which is also bad…
Disastrous December for Freelancers: what happened?
For some freelancers and solopreneurs, the December 2021 trading period was a time when everything fell into place. For others, everything seemed to fall apart. What lessons can be shared? And should government widen its freelancer support…
Competition heats up amongst freelancers
☕COFFEE BREAK: SOMETHING TO THINK ABOUT
With almost 35% of the global workforce self-identifying as freelance talent, the freelance economy is bound to expand greatly in the coming years. This is good news for freelance talent and for…
Kwarteng’s crackdown: directors who dissolve companies to evade debts could be disqualified up…
The UK Insolvency Service has been granted new powers to tackle unfit directors who dissolve companies to avoid paying their liabilities. But the news should not put off legitimate businesses that want to close up shop. They just have to…
Experts reveal 2022 property market predictions
With Nationwide's December House Price Index just out, property experts reveal their 2022 predictions for the UK housing market, including the impact rising interest rates could have on housing stock and where all those Londoners…
What every freelancer must prepare for in 2022
While running your own business as a freelancer you can easily miss news and government policies that could impact your financial well-being. The Freelance Informer outlines just a few things that every freelancer should prepare for in…
Over 70s fastest-growing group of freelancers
New research has revealed that people in their 70s and 80s shifted into self-employment to become freelancers faster than any other age group in the UK over the past two years, which brings to light a whole host of questions about how…
Stories that spoke to freelancers the most
The Freelance Informer re-launched at the height of the COVID pandemic, which was one of the most testing times for PSC contractors, freelancers and small business owners. We look back at the stories and issues that triggered the interest…
HMRC late payment interest rates to increase
HMRC interest rates for late payments will be going up following the Bank of England interest rate rise to 0.25%.
The Bank of England Monetary Policy Committee voted on 16 December 2021 to increase the Bank of England base rate to 0.25%…
DWP pilots auto-enrolment plans for self-employed
Two pilots have been announced by the Department for Work and Pensions to test new forms of auto-enrolment pension savings plans that keep the variable income of the self-employed in mind.
Nest Insight, a public-benefit research and…
IR35 + Automation = disaster for UK’s digital skills gap
More than two-thirds (67%) of digital leaders globally are now unable to keep pace with change because of a dearth of the talent they need, according to Harvey Nash Group.Cyber security is the most sought after tech skill with 43%…
aerospace execs indicted in recruitment conspiracy
When an unscrupulous employer or recruitment fraudster gets their comeuppance, it's not just in Hollywood films. At times, it happens in real life. Take the recent example of an unfolding US labour market conspiracy that emerged earlier…
Education agencies prep for high demand as education secretary calls for ex-teachers to return to…
Omicron expected to cause increased staff absence levels in the spring term, with former teachers and supply agencies needed to expand supply staff across the country.
The Government is asking former teachers who have the skills and…
2022: experts reveal freelance market predictions
Recruitment and IR35 specialists outline their predictions and wishes for freelancers in the new year including:
most in-demand freelance servicesrate risesgovernment policy impacts on independent workforce
“We are seeing an…
Most side hustlers profiting £1000 or more a month
A boom in side-hustles means side-hustlers are now contributing an estimated £72bn to the UK economy with as many as 25% of adults having a side hustling today, according to research carried out by Caunce O’Hara and analysis Henley…
New app maps out your dream home in minutes
The rise in remote and hybrid working means many Britons are spending fewer days commuting to and from the office. Is it time hybrid contractors started searching for a new place to live?
Because of this reduced travel time, many…
Off-payroll Legislative “side effects” are piling up
The impacts or "side effects" of Off-payroll legislation and private sector IR35 reform on the flexible labour market have been unravelling fast since April, as The Freelance Informer has previously reported. Yet, there seems to be an…
How much could a cyber-attack cost a freelancer?
Cyber-crime continues to be a major concern for freelancers and small business owners with as many as 51% falling victim to a cyber security breach. How much could one cost you?
In a survey that polled 1000 respondents, self-employment…
set up a second-hand business
From second hand car parts, furniture, clothes, jewellery, home decor, laptops, mobile phones to white goods find out which second-hand products are in high demand from customers and insurers who see the green benefits.
Waste not,…
Intergenerational online gaming: why it’s so important
🎄HOLIDAY ACTIVITIES🕯️
With the holiday season upon us, family gatherings could be even more memorable by encouraging multiple generations to play a video game together. Did you just roll your eyes? Haven't touched a video game since the…
Freelancers should build Next-Gen gaming studios
OPINION
With more than half of the UK population playing online games since the onset of the pandemic, gaming sector users are diversifying on so many levels (age for one). The problem is, those working in the industry are not. With…
Self-employed estate agents prep for change in 2022
PROPERTY SPECIAL REPORT
Property market specialists share their expectations over what shape the UK property market will take in 2022 now that there’s talk of The Bank of England loosening mortgage criteria. Plus the latest on the…
Australia-UK FTA Signed, boon for freelancers
Freelancers, contractors and highly skilled professionals from the UK, including lawyers, will now be able to work in Australia temporarily and Aussie firms will no longer have to prioritise hiring Australian nationals first. The benefits…
IR35: umbrellas are feeding HMRC’s £3.6bn tax grab
IR35 expert, Qdos, has responded to the release of HMRC’s evidence put forward to the Finance Bill Sub Committee for their inquiry into IR35 reform in the private sector. Will the HMRC admit what the reform is really doing to British…
Boost your eco cred with this Coldplay-approved gift
Climeworks, a pioneering direct air capture company, that includes band Coldplay among its clients, is launching its company gifts for Christmas, enabling freelancers and small businesses to give the gift of carbon dioxide removal to…
IT Contractor recruitment platform “thinks” like tinder
OnSkil claims it is shaking things up in IT contractor recruitment by basing its platform’s usability on Tinder, the dating app.
The experience of finding a new partner via a dating app is very similar to finding a new job, since they…
Report: demeaning freelancer conditions revealed
Writer Jack Thorne ( "Help", “His Dark Materials”) has launched the pressure group Underlying Health Conditions (UHC) alongside “The Silence” star Genevieve Barr, production manager Katie Player (“Churchill) and producer Holly…
Interim vacancies set to grow in 2022 says APSCo CEO
Which sectors and companies are hiring interims and why?
Interim vacancies will continue to grow in 2022 as demand for flexible talent shows no signs of slowing down, according to new research from the Association of…
blanket bans on PSC contractors exposes UK to risks
SPECIAL REPORT
UK vulnerable to extreme risks due to government’s “default to secrecy” and lack of experts
COVID-19 has exposed the UK’s risk management system so much that it is deemed as “deficient and too inflexible”…
Sold a property? HMRC on hunt for “missing” CGT
HMRC is sending out a new batch of nudge letters to sellers of residential properties to make sure that they have paid the right amount of capital gains tax. The tax authority believes that some may owe another 8% on top of what they have…
Stranded Freelancers caught out by residence test
Internationally mobile taxpayers, such as expats, freelancers and company founders are among those that have been affected by pandemic travel restrictions and the UK's statutory residence test (SRT).
HMRC has responded by introducing…
Salaries on the rise, no signs of WFH pay cuts
Some 61% of employers are set to give salary increases over the next year, according to a new survey. Now is the time to see how your rate and benefits compare so you can get your project and LinkedIn profiles updated.
Salaries across…
SIA, HMRC carry out tax abuse checks on contractors
Contractor tax abuse checks carried out across 29 venues
The Security Industry Authority (SIA), the organisation responsible for regulating the private security industry in the UK, and the HMRC have carried out inspections across 29…
Flexeconomy: it contributes £37bn to the UK economy so why are agency contractors still excluded?
SPECIAL REPORT
Agency contractors: where do they fit within the "Flexeconomy"?
What's in this report:
Flexibilty for all: cultural change in mind-set and how to argue your case for flexible workingUmbrella companies and…
Financially undervalued with your dream client? Start acting more like a cat than a dog says careers…
A Randstad survey found an overwhelming 67% of people feel either confident or very confident at the prospect of moving to a new employer; in fact, an astonishing 48% of respondents have reportedly switched roles in 2021. But what happens…
What is open innovation and how can freelancers use it to build their business?
Taking a cue from the CBI's Big Fish, Little Fish campaign, which aims for large companies to develop partnerships with start-ups and scale-ups, The Freelance Informer asks, what's stopping freelancers from doing the same thing?
…
IR35 + Brexit: What happens to scalability and the UK skills gap when freelancers and contractors…
With over a third of contractors (35%) having left self-employment since private sector IR35 changes came into effect in April 2021, the skills gap is widening in vital sectors, such as IT and healthcare. Startups are also leaving the UK…
Black Friday 2021: will it be the grinch that stole Christmas for freelance artisans and independent…
OPINION
Small Business Saturday is on 4 DecemberAccording to the latest ONS retail data, 6 % of businesses still trading have little conficence that they still will be by February 2022
Black Friday is fast upon us (26 November). The…
Stressed? Sleepless nights? You’re not alone.
New research has uncovered what is keeping freelancers and small business owners up at night. What can they do to get their much-needed ZZZs? Katherine Steiner-Dicks looks for some solutions.
New mental health research reveals the top…
Contractors expect more IR35 costs to come, Charity sector could be hardest hit
Contractors are concerned that IR35 rules will change again in the near future, spurring even more costs
Nearly three quarters (74%) of contractors are concerned IR35 rules may change again in the coming monthsOnly 43% of people agree…
The top-ranked “workcation” locations in Europe and how you can get the most out of…
Rather than booking a one-week holiday, more people from the UK are considering an extended "workcation" at home or abroad. A new report highlights the benefits of taking one, the highest ranked workcation locations and what to consider…
Vodafone launches new ‘Shout Out for Small Businesses’ competition offering bespoke mentoring…
Vodafone has launched its second Shout Out for Small Businesses competition.One winning business will win a bespoke, face-to-face business mentoring session with entrepreneur and BBC Dragons’ Den star Steven Bartlett.Ten runner-up…
British freelance poet sells poem for $525K
A British poet has made history after selling a single poem for more than half a million dollars at a New York auction.
Writer Arch Hades sold her poem Arcadia for $525,000 at Christies in Manhattan - making it the most expensive poem…
Life advice for freelancers and founders
We scoped out some life tips from freelancers across the globe
Freelancers and founders are amazing individuals. Yeah, we may be biased here at The Freelance Informer, but it's true. They often spend each day delving out tips and…
The Midlife Pension Review: why freelancers and founders need one more than most
A Midlife Pension Review with an independent financial adviser or a free advice service, such as Money Helper, could give company founders, freelancers and contractors the impartial and independent guidance they need to manage their…
Shortage in cyber security professionals highest ever – jumping by nearly 25% this year
Cybersecurity contractors are in high demand, but companies can't fill vacancies quick enough, The Freelance Informer reports.
When it comes to malware, ransomware is one of the fastest-growing threats in recent history, with experts…
Former pensions MP says government wants to sweep away Pension credit protection even though it was…
On 13 October 2021, the second reading of the Social Security (Up-rating of Benefits) Bill is scheduled to take place in the House of Lords. There are over 2 million pensioners in poverty and inflation has been soaring.An adjusted earnings…
The UK’s most entrepreneurial towns and cities
The pandemic has significantly impacted the labour market, leading to 'The Great Resignation' and a boom in entrepreneurship. New research has revealed the top ten towns and cities proving the most entrepreneurial. Could living in one of…
Lords IR35 inquiry could unearth cases of tax revenue losses and recruitment woes
The House of Lords Bill Sub-Committee has opened a follow-up inquiry into the “performance” of tax regulation IR35 following the news of another review into public sector reform. Could the latest inquiry prove counterproductive to…
How creative industries could boost the economies of small islands crippled by COVID
By Peter Rudge, Staffordshire University
Peter Rudge
Small islands in the Indian Ocean, the Caribbean or in the Pacific islands promise dream holidays and the fulfilment of bucket lists. And, for the islands themselves, tourism is a…
Christie’s auctions World’s first fine art NFT
Poetry is being sold for the first time as fine art through blockchain. So is an NFT video sequence including an iconic picture used by Banksy, which could provide a link to the artist's real identity. Could this artistic medium open up…
SEISS Claimants: HMRC to crackdown on missing 2019/20 tax return information
NEWS from the ICAEW
HMRC is writing to individuals who have received grants under the Self-Employment Income Support Scheme but have yet to fully complete a self-assessment tax return for 2019/20, the ICAEW has reported. If you were not…
Hidden £1.7 Billion tax Grab on self-employed
One could say that the Chancellor chose to hand out tricks rather than treats this Halloween in the form of a £1.7bn tax grab hidden in his Autumn budget
Could you afford to pay a tax bill over not just one tax year but two? If not,…
20 questions with… Sylvia Tillmann, TRE Provider
NEVER MIND THE FLUFF Q&A
When the pandemic first hit, Sylvia Tillman's job as an IT and business development consultant came to an end. That's when she took the plunge and launched a new venture in alternative health.
"I am now…
How to Get a business landline number in minutes that redirects calls to your mobile or WhatsApp…
FREELANCER'S LUNCH
If you are a freelancer or small business owner and want to keep your personal and business numbers separate but don't want the hassle or cost of installing a physical landline, an online business number might be the…
Alternative health “tools for life” could be every freelancer’s answer to less…
If 90% of Illnesses are linked to stress, why aren't more of us relieving our stress levels as if our lives depended on it? The Freelance Informer looks at some of the latest alternative health tools and gadgets to find that some could add…
No cushion for impact: how the Chancellor’s budget outlook ignored the imminent cost of living…
OPINION
The Autumn Budget could be seen as no news is good news for the UK's 4.3 million freelancers and self-employed businesses. Thing is, the Chancellor and the Tory government had already delivered a series of bad news in the…
Vaccine Experts Share Their Thoughts: should you get a booster shot? What Would A Plan B Look Like?
With COVID cases returning in dangerously high numbers, ministers are considering cutting the waiting time for COVID-19 booster vaccines from 6 months to 5. What do the virologists have to say about this? Plus the latest on what a Plan B…
IR35: it’s driven 35% of contractors out of self-employment
We all saw the signs, but now new research by IPSE has proven it: IR35 is killing self-employment in the UK.
The member group's research found that over a third of contractors (35%) have left self-employment since the changes to IR35,…
Guilty of these “unproductive” work from home habits?
Having a separately designated, functional office space is vital to your success if you are working from home, according to Adriana Lopez, of US software and home moving and maintenance services company, Porch. She also says our daily…
Brits purchasing power halved: Top tips to make your money stretch with rising inflation
Even with talk of rising inflation hitting 4% by December, freelancers may not be taking the developments too seriously. They do have a life and job to get on with, right? That said, purchasing power in the UK has effectively halved,…
Cheapest Car insurance quotes have this in common
Telematics car insurance is growing in popularity since their rates are among the most competitive, says a new report.
Telematic or "black box" insurers feel they can afford to provide cheaper deals since they can monitor a driver’s…
Autumn Budget: Will Rishi come through for Freelancers?
AUTUMN BUDGET SPECIAL
Freelancers and small business owners around the UK share what they'd like to see Rishi Sunak announce in the Autumn Budget.
The Autumn Budget wishlist of freelancers and small business owners includes a range…
Ditch the degree: 46% of graduates say start a business instead. But do business owners agree?
A new study has explored whether students, past and present, consider a degree to hold the prestige it once did in business - or whether entrepreneurial spirit can get you just as far. Or is there a happy medium? Freelancers, business…
A “bleak” Over 50s middle management job market urging candidates to go freelance or…
Recruitment specialists respond to the latest ONS Labour Market Statistics, which showed a record number of job vacancies (1,102,000) from July to September 2021 and another monthly increase of the number of employees in work (a record of…
Gigatisation: How ‘big brother’ apps and worker exploitation are giving freelancing a…
Thousands of drivers delivering for Amazon in the UK could be entitled to an average of £10,500 compensation for each year they have delivered for the company, according to law firm Leigh Day. But could this lead to greater government…
Freelancers face £25 billion tax admin burden
The Federation of Small Businesses is calling on the Government to protect small businesses from unfair profit-seeking behaviour from Make Tax Digital (MTD) software providers and other recommendations to avoid economic hardship for…
River Cottage chef’s TV production company sold off after going bust. But Have the freelancers been…
Insolvency documents show that the directors of KEO Films, including co-founder River Cottage chef Hugh Fearnley-Whittingstall, paid themselves £4m over the last seven years, even though the company consistently failed to record a profit…
Just how far would you commute for the ideal property?
92% of hybrid workers and PAYE contractors are willing to commute further to get their desired property or location. Many freelancers though took the risk to go freelance to avoid the commute altogether.
According to the latest report…
‘Not On Amazon’ founder Jamie Rackham: could he be the E-commerce Robin Hood for…
Have you heard of NOT ON AMAZON? It's a Facebook e-commerce community for small independent retailers and artisans. It's grown faster than ever over the past month. The Freelance Informer finds out why.
NOT ON AMAZON, an online…
A virtual camera and video app that alters your onscreen likeness, outfit and environment (even when…
FREELANCER'S LUNCH
Bad hair day? Still in your pyjamas when a client wants to do a video call? Not to worry, a virtual camera app claims it can fix all that.
If you want to be looking your best, in a suit with your hair looking its…
Nobel Peace prize awarded to brave freelance journalists that built Media startups to safeguard…
Freelance journalists turned media company founders were awarded the 2021 Nobel Peace Prize for their bravery in reporting and company foundations built on freedom of expression.
More tax hikes to come?
Under current government spending plans, council tax increases of 3.6% per year will be needed for the next three years just to ensure councils can provide the same range and quality of services in 2024–25 as was provided…
Nepotism at heart of Cambridge freelance supervisor exploitation, says student union report
A freedom of information (FoI) request by the Cambridge University and College Union (CUCU) branch to Pembroke College has found that the university had been challenged by HMRC over its failure to put freelance college supervisors on the…
The PGMOL case: how it could give HMRC greater powers to take the “freedom” out of…
FREELANCER'S LUNCH
The long-awaited Court of Appeal decision in the football referees case has been handed down and it is significant, with implications far wider than the world of football, according to Pinsent Masons Tax specialist…
Freelancers may have to pay back ‘COVID’ tax benefits
SEISS, child benefit and marriage allowance are some of the tax benefits sole traders and limited company directors may have to pay back if their income increased more than a normal trading year during the COVID pandemic.
…
Love pets? Love tech? Join a pet startup community
If you are interested in launching or investing in a pet startup, you may want to join the 300 strong Unleashed EMENA pet startup community. You can join the investor and startup group by submitting this form. But you can also sign up as a…
City struggles to Hire talent, compete on global stage
FINANCIAL SERVICES
The City is calling for the UK to explore new measures to allow employees to enter the UK for short-term work without a work visa. Authors of a new report allude that an exodus of foreign talent will continue to hurt…
Top tips to get rid of freelancer guilt
Only 2% of freelancers in a recent survey claimed to have never had to prioritise work over family. What impact does this have for the other 92% when it comes to their personal lives, marriage and most importantly, children?
The…
Trump’s Mar-a-Lago Buddies Tried to Get the VA to Sell Access to Veterans’ Medical Records
A congressional investigation prompted by ProPublica’s reporting found Trump’s “Mar-a-Lago crowd,” wealthy civilians with no U.S. government or military experience, pursued a plan to monetize veterans’ medical data.
By Isaac Arnsdorf,…
October: a month of many changes for freelancers
October could mark several changes that will impact freelancer household income.
Goodbye SEISS grants
The self-employed income support scheme (SEISS grants), which paid up to £7,500 for some freelance workers affected by Covid will…
Panic buying: why our squirrelling nature kicks in and how we can predict and curb shortages
Panic or over-buying and hoarding of necessities is a common response to crises, especially in developed economies where there is normally an expectation of plentiful supply, a study finds.
It seems we can't help it when our foraging…
90% LTV mortgage for contractors and self-employed
Saffron Building Society, a broker-linked mortgage provider, has launched two 90 per cent loan-to-value mortgages for contractors and the self-employed.
The three-year deal is offering a 90% LTV mortgage…
Making Tax Digital: “not fit” for Freelancers
The 'Making Tax Digital' for Income Tax programme will be delayed from 6 April 2023 until 6 April 2024. But the basis period proposals of the programme, additional costs and not-fit-for-purpose software could make things very unattractive…
Labour Party vows to abolish business rates
The Labour Party is vowing if it came into majority power it would freeze business rates next year. Rachel Reeves, Shadow Chancellor of the Exchequer and Labour MP for Leeds West, made some bold statements about abolishing the current…
IFS report: Lack of vacancies for UK’s highly skilled. Is IR35 partly to blame?
If you are a highly skilled contractor or freelancer looking for work, you may find the process discouraging due to the limited number of vacancies. A new report confirms the trend.
‘While prominent stories about rising vacancies and…
under 40? check out this free cash opportunity
Lifetime ISAs (LISAs) can be opened by anyone aged between 18 and 39 in the UK, after that you've missed the boat. The attraction of these investment vehicles is that you can save up to £4,000 a year in them, towards say your first home or…
Family or personal problems? This is how happy and healthy freelancers not only cope but remain…
Mental resilience is strong amongst Britain’s freelancers and small business owners despite pandemic challenges, a new study has found. What's keeping them positive?
Despite the many challenges Britain’s small business owners and…
EU takes charge: why USB-Cs will rule digital devices
All smartphones sold in the EU must have USB-C chargers according to new proposals put forward by the European Commission.
The move is to stop "e-waste and consumer inconvenience, caused by the prevalence of different, incompatible…
Is SEO and aI dumbing down Contractor recruitment?
FOOD FOR THOUGHT
If you use a recruitment agency or consultant for your future workflow, you may develop a grudge against Search Engine Optimisation (SEO) and Artificial Intelligence (AI) bias, which bears the question, who or what has…
Will your career still be viable in 10 years?
Olga, the career fortune teller over at The US Bureau of Labor Statistics, has looked into her crystal ball to reveal which will be the fastest-growing careers over the next decade and which could be all but obsolete.
If you are not…
How much are freelancers willing to put at risk?
80 new businesses were created every hour across the UK in the first half of 2021. What does this say about Britain's appetite for risk and are company founders putting all their chips on the table?
Over half (57%) of Britain's…
Why freelancers should negotiate everything right now
Freelancers urged to negotiate better deals on everything from day rates to energy bills - before tax and interest rate hikes kick in.
What freelancers should negotiate now:
Mortgage rates and whether it wll pay off staying or…
How contractor-managers build influence in the workplace
Despite being outsiders with no personal connections or networks, increasingly contractor-managers are doing a terrific job, according to a study by the Center for Human Resources at Wharton School.
When Wharton management…
What are the new “Freedoms” of Brexit?
New plans to "capitalise on the freedoms from Brexit" have been announced and one of the first places you might witness these changes are on a pint glass down the pub. Some tweeters have had a field day with the news.
Regulatory…
ONS reveals £35bn in missing tax payments
Some wealth planners are expecting radical changes to the UK tax system in the next few years.
The Office for National Statistics has published a report, 'Measuring tax gaps', noting that the tax gap amounted to £35bn, or 5.3% in the…
HMRC handed new powers to Clampdown on promoters of tax avoidance schemes
UMBRELLA COMPANY CONTRACTORS
ICAEW warns that the current legislative phrasing provides HMRC with “a very wide-ranging power with extremely serious consequences.”
The government is giving the nation's tax authority, the HMRC, more…
IR35 contributed to freelancers’ 10% drop in day rates
Average quarterly earnings by UK freelancers fell 10% in the second quarter to £18,652, but on track to rise
Freelancers cut their own day rates to £397 in the second quarter from £445 in the first quarter — lower than during the…
NI tax hikes: Will umbrella contractors get the chop?
The UK's Federation of Small Business (FSB) has called the Conservative government's national insurance tax hike of 1.25% as “anti-small business” and could spark job losses of 50,000 or more. It will also lead to a 2.5% national…
Are umbrella companies really exploiting contractors?
Welcome back to the Freelancer's Lunch where we scan the net for topical, inspiring and career-impacting videos and podcasts talking about matters impacting the freelancer, contractor, and founder communities.
In this week's selection,…
Self-employed hardest hit by pandemic says ONS
The numbers don't lie as they say and it looks like the self-employed have been the hardest hit by the pandemic, according to the latest ONS figures.
Throughout the pandemic, self-employed workers were consistently more likely to report…
Four factors that increase the risk of vaccinated people getting COVID
Authored by Vassilios Vassiliou, University of East Anglia; Ciaran Grafton-Clarke, University of East Anglia, and Ranu Baral, University of East Anglia
Two weeks after your second COVID-19 vaccine dose, the protective effects of…
Creditors free to go after distressed companies
Temporary measures brought in to support businesses from insolvency during the pandemic will be phased out from 1 October. Companies in financial distress as a result of the pandemic have been protected from creditor action since June last…
Amazon to Pay Full College Tuition for Its Front-Line Employees, transition staff into IT experts
Amazon’s more than 750,000 operations employees in the US are eligible for fully funded college tuition, including cost of classes, books, and fees
The online retail giant is also adding three new skills training…
Self-employed to be in higher demand thanks to health and social care levy says think tank. but at…
The NHS will be exempt from the new health and social care levy, government plans reveal, yet in a bizarre twist, care providers and their workers will pay for the levy, The Telegraph has reported.
There are also revelations that the…
“Short sighted attack”: Freelancers and small businesses hit with Dividend tax, NI hike…
SPECIAL REPORT
The government has announced a 1.25% Health and Social Care levy based on National Insurance contributions to tackle the social care crisis. "Another short-sighted attack from the government on the self-employed": Seb…
Is your client ghosting your IR35 concerns?
Off-payroll labour and IR35 – six months on but uncertainty remains for end clients, recruiters and contractors
More than half of the UK’s small and medium-sized enterprises (SMEs) have not put in a formal process to adhere to changes…
Social care tax hikes: Who will take care of our elderly if careworkers jump ship to work for…
Care workers are quitting to become Amazon warehouse pickers and for other better-paid jobs in a growing staffing crisis which operators now warn could leave 170,000 vacancies by the end of the year, the Guardian reported.
The shift of…
20 questions with… Sarah Townsend
Freelancers and contractors are curious people. That’s why they love to hear how others broke into this weird and wonderful world of work and how they are improving their game and switching off when they aren’t working.
This week Sarah…
Instagram outage – Hilarious business owner responses
On the 2nd of September, the Insta villagers revolted. Ok, that's a bit dramatic, but Instagrammers did voice their outcry when the platform was not refreshing posts, was "down" or "compromised".
Social media for some freelancers and…
Comms professionals snub agencies in favour of in-house roles: but how do salaries and benefits…
Agencies are still playing second fiddle to in-house companies when it comes to where communications professionals would consider moving to in their next role, according to a new salary guide.
The Annual Salary Guide 2021 by The Works,…
Amazon preps for 55K corporate hires
Amazon is preparing another massive hiring spree, this time it's looking to fill corporate roles, including in the UK.
Amazon is planning to hire 55,000 people for corporate and technology roles globally in the coming months, according…
Number of disabled individuals going self-employed up 30% in 5 years
Fourteen per cent of the UK’s 4.5 million self-employed are disabled individuals, highlighting the growth of the freelancer economy and the flexible opportunities it can offer talent. But their freelancer stories are rarely heard. But…
Insider trading and the dangers of data for contractors
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SEC charges Netflix insider trading ring led by software engineers
If you are a contractor or freelancer of a publicly-traded company or a start-up that is looking to list, know the dangers of…
The Covid-15: Back-to-office life may not be the only thing weighing us down
FREELANCER HEALTH GUIDE
The COVID-15 has spread across international borders. Luckily, it’s not a new virus. It’s the 15-pounds of unwanted weight gain that has sneakily spread across a growing number of freelancer waistlines and…
20 questions with Claudia Kozeny-Pelling
Freelancers and contractors are curious people. That’s why they love to hear how others broke into this weird and wonderful world of work and how they are improving their game and switching off when they aren't working.
This week…
the tell-tale signs a contractor may need to dissolve their limited company
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John Bell of Clarke Bell
John Bell, Director and founder of licensed insolvency firm, Clarke Bell has kindly offered to provide some guidance on this sticky subject.
Dear…
IR35: Taxpayers could pay multi-million Government tax bills thanks to CEST tool casualties
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Government documents have revealed that the HM Courts and Tribunal Service has been hit with a £12m IR35 bill*.
The latest news comes hot on the heels of the other government departments…
Is prioritising business over family and friends worth it?
Research has revealed that almost 2 in 5 (37%) entrepreneurs in Britain said the feeling of launching their own business was the same or better feeling than sex. And some entrepreneurs are notorious for cancelling dates and missing family…
HMRC trawling “mind-boggling” amounts of financial data on freelancers and contractors
Tax experts have confirmed with the Financial Times that the UK tax authority is securing a mind-boggling amount of financial data on people, including personal online transactions.
The experts said that the HMRC secures data from…
81% of female freelancers treated “differently”
A survey carried out among female freelancers by Xolo reveals that four out of five respondents feel that they have been treated differently in their careers due to their gender. Stories shared within the survey indicate that this is…
Embassy contractors under review after Berlin spy sting
The arrest of David Smith, 57, on suspicion of spying for Russia prompts calls for review of embassy contractors
Private British contractors, including former military personnel, wanting to work in British embassies across the globe…
“It’s shambolic” : IR35 specialist reacts to HMRC missed deadline to appeal locum…
IR35 specialist, Qdos, have responded to the news that HMRC has been denied the chance to appeal an outside IR35 verdict at the Upper Tier Tribunal (UTT) after submitting their application after the deadline.
It has also been…
Fiverr Launches Invite-Only Programme for Freelancers (but it’s not for free)
Seller Plus, a global loyalty subscription-based programme launched by freelancer platform, Fiverr, will provide freelancers with advanced tools, analytics and a personal success manager to help them build or grow their business.
…
Which Country is the Cheapest for Starting A Business?
If you are a digital nomad, considering expanding your freelance services or even sub-contracting abroad, you have some cost analysis to do. Learn which countries are the most cost-effective for startups and freelancers. You may be…
Lionel Messi: why his arrival in Paris is a key part of Qatar’s game plan
Lionel Messi’s emotional though lucrative move to Paris Saint-Germain is now complete. After scoring 672 goals for Barcelona, the football world eagerly awaits what he can bring to the French league.
His new club’s owners, meanwhile,…
Solopreneur millionaires on the rise
The growth of solopreneur millionaires is surging, not just in the UK, but in the US and across the globe. For some one-person businesses, becoming a millionaire is when they see their pension pot hit the £1m mark. For others, it is…
Self-employed and on the NHS waiting list?
The new Health and Social Care Secretary, Sajid Javid, has warned that the number of people on a waiting list for NHS care in England could reach as many as 13 million. For many self-employed people, including freelancers and…
Self-employed Mortgages: How to best prepare
The number one reason for a mortgage application rejection for the self-employed was being self-employed, with a third (32%) citing this as a reason for rejection, according to a new study.
Research from Aldermore Bank…
IR35: All IT contractors deemed “employed” under Halifax mortgage criteria; Plus Expert…
Expert Application Tips For Contractors
Inheritance tax: how to calculate it and pass down more assets to your loved ones tax-free
Almost a third of over-55s have never checked how Inheritance Tax could affect them, according to a new study.
A new study by TIME Investments, a provider of Inheritance Tax services, has found that nearly one in three (31%) over-55s…
Freelancers could be among small business owners that lose £5.6 billion a year in unclaimed expenses
"Losing receipts" and "not being bothered" are two of the most popular reasons small business owners and freelancers are not claiming legitimate expenses. The thing is, if you’re self-employed, most of your business expenses can be claimed…
What are allowable expenses if you’re self-employed?
If you’re self-employed in the UK and are not sure what you can and cannot claim as a business expense you are not alone. Many small business owners, freelancers and contractors do not claim expenses because they hold doubts over what…
Hollywood comes to Hertfordshire: £700m World-Class Film and TV Studios to create 4500 jobs
Proposed development to be a hub for UK and international productionsEstimated over £700 million investment to create state-of-the-art studio facilitiesProject expected to create over 4,500 permanent jobs and contribute £300 million…
Event Organisers: Did you hear the one about the spectator and the golf ball? Plus the latest on the…
Earlier this summer, Ireland's High Court dismissed a claim from a spectator who was struck by a golf ball while attending the West of Ireland Championship at Rosses Point Golf Club in 2016. It was an important decision for sports clubs,…
How much are UK energy prices going up and why?
Record gas prices are driving up the UK's energy price cap by £139, Ofgem, the energy regulator has reported. The Institute of Economic Affairs said the energy price cap is "useless" and could backfire on consumers. The Freelance Informer…
small business owners: would you like a Free electric van service?
Small businesses can always use an extra hand, especially when getting their products delivered. Hammersmith & Fulham Council is doing just that by teaming up with Zipcar and Fulham Broadway BID to provide the first…
Hybrid working Study: “it’s Exhausting Us”
Almost 50% of professionals claim ‘hybrid working’ is not fit for purpose
63% of companies have adopted hybrid-work models40% of employees are yet to hear about their future way of working55% of employees claim hybrid working has…
How to take on More clients as a freelancer
Want to take on more clients or projects to grow your freelance business, but think you can't afford to hire seasoned staff to delegate the workload? Are you an entrepreneurial graduate looking to get experience in a small business or…
Freelance v. Flexible Working: Which is right for you?
Now with the Labour Party's Flexible Working Manifesto and a worldwide adoption to remote working, does flexible employment have more pros or cons to going freelance over the long term?
They say when you have children or become a…
Latest rates for designers, animators and videographers
Freelance talent and jobs platform YunoJuno has published the latest average day rates across the Film & Motion discipline. The average day rate increased nearly 5% in 2020.
Check out rates for the following roles: 3D Designer,…
12 Mental Methods to Get Smarter
🎧FREELANCER'S LUNCH
Boosting our raw brainpower in adulthood may seem impossible, but that doesn't stop some people, regardless of their IQ, from consistently excelling at their jobs, personal goals and breaking into new areas. How do…
Should you take the COVID vaccine if you’re pregnant?
Despite the number of daily cases falling in the UK over the past week, doctors are yet to see any reduction in the number of COVID patients admitted to hospital, writes Dr Richard Cree, an intensive care consultant at the James Cook…
Labour Party proposals: will they help or hinder contractors and freelancers?
At the onset, the Labour Party's new spree of proposals impacting the world of work is promising. For one, the Party takes the realities of everyday people seriously, like juggling school hours with working hours and the cost of living.…
PINGDEMIC: A guide for contractors, freelancers and sole traders
4.2 million self-employed workers do not qualify for SSP
The NHS Track & Trace "pingdemic" has dominated the UK news headlines over the past two weeks. The Freelance Informer reports on the latest statutory sick pay entitlements of…
Self-employed denied SEISS worse off than furloughed says IFS study
Those self-employed workers who lost 100% of their work in the first lockdown saw a sharp rise in deprivation in the wake of the pandemic. Their financial circumstances have seen little improvement, according to a Joseph Rowntree…
How policymakers and tax experts think platform and gig workers should be taxed
THE FREELANCER'S LUNCH
The ‘gig economy’ has grown and risen up the policy agenda in recent years. The associated growth in people working through their own businesses and in work happening through platforms highlights difficult…
DWP stung with £87.9m in “fruitless” IR35 liabilities
The Department for Work and Pensions, which administers the State Pension and a range of working age, disability and ill health benefits to around 20 million claimants and customers has reported £87.9m in national insurance liabilities…
Largest freelance telecoms network Outvise joins FTTH Councils to build out EMEA infrastructure
Outvise, one of the largest freelance talent platforms in telecoms, is now a member of the three main Fibre to the Home (FTTH) councils in Europe, MENA and Africa. The link-up comes at a time when broadband infrastructure is critical to…
Half of companies have regrets over IR35 decisions and blanket bans
Four in ten businesses impacted by recent changes to IR35 in the private sector have admitted they would approach the changes differently if given the opportunity. This is according to a study carried out by IR35 specialist, Qdos, in which…
Loan charge: is it breaching the rule of law?
SPECIAL REPORT: THE LOAN CHARGE
In a July session HMRC management including Jim Harra, the HMRC's Chief Executive, was questioned by the House of Lords Economic Affairs Committee on the Loan Charge. The discussion spurred more…
A Contractor’s Guide to Umbrella Companies
CONTRACTOR'S GUIDE
Crawford Temple, CO of Professional Passport
The new Off-Payroll legislation came into effect on April 6th 2021. It means that many contractors who currently work through their own limited companies have…
Virgin Galactic and Blue Origin: can they be more than ‘space’ joyrides for millionaires?
By Ian Whittaker, Nottingham Trent University and Gareth Dorrian, University of Birmingham
Billionaire entrepreneur Richard Branson and his team successfully flew to the “edge of space” on the Unity 22 mission aboard a Virgin Galactic…
Freedom Day: small business owners may need to take extra precautions into their own hands to avoid…
SMALL BUSINESS FREEDOM DAY REPORT
The government has confirmed that ‘Freedom Day’ will go ahead as planned on Monday 19 July in a bid to boost the economy. But 53% of small businesses including freelancers and solopreneurs polled think…
Johnson and Sunak not to take part in daily contact testing pilot but others might
The Freelance Informer highlights what the daily contact testing pilot is, how it works and why some may be chosen to take part as the number of COVID cases will rise this August and September despite double vaccinations.
Following…
Most COVID deaths in England now are in the vaccinated – here’s why that shouldn’t alarm you
As we get older the risk of dying from COVID doubles every seven years. How do our chances change once we are fully vaccinated from COVID yet new variants emerge? Christian Yates, a Senior Lecturer in Mathematical Biology, University of…
Europe No. 1 Holiday spot for US Travelers Since Covid-19 but where can Brits go on holiday?
🧳SPECIAL TRAVEL REPORT
For the first time since the onset of the Covid-19 pandemic, more US travellers are heading to Europe than any other destination. But depending on individual US state COVID regulations, British travellers and…
Inflation has arrived: 70% of UK businesses said they will increase prices
Many UK businesses struggling with rising costs are considering increasing the prices they charge customers, a new survey of Chartered Accountants has found. Should freelancers up their rates to keep in line with inflation?
ICAEW…
How your social media posts could get your freelance contract cancelled or worse
SPECIAL REPORT
Recruiters and umbrella companies should be taking a stance on social media policies for new and existing contractors to avoid reputational risk for their clients. But are contractors even aware of their social media…
Is it time to talk about location-based tech salaries?
The explosion of remote work has led to some interesting developments in tech salaries, according to Hays Technology Recruitment. The Freelancer Informer covers how to prep for rate rise talks.
In September 2020, Bloomberg…
Variants affecting fully vaxxed
From BBC host Andrew Marr to neighbours, friends and colleagues, people are catching COVID after double vaccinations. Some are bed-bound for a few days. Some are losing their lives. Medical experts comment on the latest developments on new…
Are contractors obliged to be office-bound or can they negotiate remote working?
SPECIAL REPORT: UK law states that employees can only request to work flexibly after 26 weeks of employment, with a limit of one request per 12-months. However, what about independent contractors or those that go through an agency? Two…
🎧Freelancer’s Lunch: should contractors ditch the CV and try something new?
🎧Freelancer's Lunch
As a contractor, should you have a CV? Or is it falling into IR35 territory? What role should the CV play in the future of contracting and consulting? None at all? Should seasoned contractors attract new clients…
Take a cue from Nextdoor: build a hyperlocal freelance business to revolutionise your revenues
If you already use the hyperlocal social media platform Nextdoor, you'll understand the value of connecting with neighbours and locals. From rating local businesses, exchanging goods and services to finding a lost pet you are benefiting…
How to land a new contract before you take off on holiday
"Before you take off on vacation, think of yourself", says Caroline Ramade, the founder of 50inTech, an online recruitment platform. She and her team have gathered more than 1000 jobs validated for women in tech. The variety of roles…
Self-isolation to be eased in UK for double jabbed adults by mid-August
From 16 August, double jabbed individuals and under 18s will no longer need to self-isolate if they are identified as a close contact of someone with COVID-19
As part of step 4 of the Government’s COVID-19 roadmap, double vaccinated…
Tips to curb spending as lockdown lifts
The UK government’s lifting of lockdown restrictions poses more temptation to spend and additional expenses. The same could hold true for freelancers in other markets, such as Australia, Asia and Europe.
The UK government’s announcement…
How to future-proof your freelance business and dream lifestyle
A vision board could motivate you to future-proof your freelance business and financial future. The Freelance Informer lays out a plan to create your vision board and how to put it to good use.
According to a TD Bank Survey in the…
Taxpayers to pay billions in COVID fraud and errors
Fraud and error in public spending are estimated to cost the taxpayer up to £51.8 billion every year. Around £25 billion is outside the tax and benefits system, according to a report published by the Public Accounts Committee.
From…
IR35 limbo: could it motivate UK contractors to move to Spain?
If contractors and project freelancers are in limbo over their IR35 status, disheartened by umbrella company fees, being replaced by overseas contractors and lower take-home pay, should they seriously consider repatriating to markets such…
Health alert: chemical toxins in food affect male fertility and boy foetuses, study finds
Toxic chemicals in our food and environment accumulate in the body and act like female hormones. Men are much more vulnerable than women to infertility due to pollutants.Endocrine-disrupting toxins in women are related to an increase…
Sunak set to rebuild The City by tapping China’s £40tn financial services market
Chancellor Rishi Sunak has big plans to woo China's $40tn financial services market to The City. Freelance consultants servicing the financial services industry should prepare for any upcoming opportunities. Ting Zhang, Co-Founder and CEO…
Self-employed and contractors should prepare for National Insurance tax hikes
Anyone who is self-employed in the UK should be preparing for increased national insurance rates, possibly at the same rate as employed taxpayers, according to Mark Collins, Head of Tax at Handelsbanken Wealth Management.
According to a…
How to complete a tax return if you received a COVID self-employment grant
If you received a Self-Employment Income Support Scheme (SEISS) grant and are struggling to find where to add this information on your tax return you are not alone. The Low Incomes Tax Reform Group (LITRG) has provided a guide for that…
Gig sites exploiting “ghost workers” says Oxford study
Oxford report shows some freelance platforms fail minimum fairness standards. See which major English-language platforms were among those at the bottom of the scale and which ranked highest. Plus commentary on the…
Outside IR35 contracts may not stand up in court says legal expert
In an attempt to reduce uncertainty and assist businesses when making determinations, HMRC developed the 'Check Employment Status for Tax (CEST)' online tool. Although useful, the tool has been widely criticised for its inability to…
Pension tax is pushing NHS doctors into early retirement. Will locums fill the gap?
The number of doctors taking early retirement from the NHS has more than trebled over the past 13 years, official figures show. Many retired because of the large tax bills spurred by pension caps. Will locum doctors cover the exodus?
A…
Heart inflammation a rare side effect of mRNA vaccines in adolescents and teens
Since April 2021, there has been an increase in the number of cases of inflammation of the heart—called myocarditis and pericarditis—happening after mRNA COVID-19 vaccination (Pfizer-BioNTech and Moderna), the Centre for Disease Control…
Could a minimalist lifestyle boost your bank balance and meaning in your life?
This philosophy is a popular one: the promise that we can maximise our lives with a minimalist lifestyle. But, by putting select old belongings into cardboard boxes or donating them, can we put more meaning into our lives?
A study…
Female engineers share their personal stories about working in the male-dominated sector
In celebration of International Women in Engineering Day (INWED), three female engineers from Williams Advanced Engineering (WAE), share their personal stories about what inspired them to become engineers and why the sustainability and…
Contracting: it’s helping to eliminate ageism and the gender pay gap, says study
A study carried out by Ireland's Trinity Business School suggests that ageism does not carry over to the freelancing sector, with the researchers suggesting that experience is “highly valued” in the independent contractor market.
…
Will “all of life” communities make us happier and rebuild the UK economy?
Construction contractors, engineers, architects and zero-carbon experts should be at the heart of the UK's planning reform so that the Prime Minister's good intentions don't backfire. There is a call for all projects to embrace the lessons…
Tips to declutter your home office
Did you know that a cluttered home office can wreak havoc on your mind? Having to navigate piles of clutter can overstimulate your brain, a study has found. The solution? A tidy desk. The results? Focused concentration on your working…
New platform helps to keep contractors outside IR35
Looking for a way to remain outside IR35 and build your client network?
The Freelance Informer chats with Andy Barnes, Managing Director and Co-Founder of contractor and recruiter platform 6Prog on how it is offering contractors and…
Major IT projects: are they misunderstood by tax tribunals?
IT Contractor Robert Lee and his company Northern Lights have had his appeal dismissed against HMRC by Upper Tribunal. Dave Chaplin, CEO of ContractorCalculator offers his insights into the key lessons from the case.
HMRC has won a…
Outside IR35 contractor numbers to rise says specialist
IR35 expert, Qdos, has carried out research into the initial impact of private sector IR35 reform. And the findings reveal that contracting outside IR35 is far from over.
The research indicated that contracting outside IR35 has not been…
Contractors at highest risk for “fire and rehire tactics.” Time to make it illegal?
The Prime Minister’s reluctant acceptance of fire and rehire could give hiring companies carte blanche to use the ‘cruel’ tactic, the GMB Union has reported.
Responding to a question in Parliament on fire and rehire, PM Boris Johnson…
Quantum hacking – it could be here quicker than you think
Within a decade, quantum computers could be powerful enough to break the cryptographic security that protects cell phones, bank accounts, email addresses and — yes — bitcoin wallets, CNBC, the news business channel has reported.
…
Google and Okayplayer launch local news and pitch tool for freelance journalists
Google and progressive music news site Okayplayer have launched an initiative to help freelance journalists and publishers cover local news. The initiative is looking for new voices and willing to pay for stories that hit the mark.
The…
How to impress a Vegan at your next BBQ
Vegan barbeques are 43% healthier than regular meat-based barbecues, new research has revealed. But can they be just as impressive as a traditional meat fest on the grill?
Falafel burgers are the most popular vegan barbecue dish in the…
Face-to-face interviews are back (sort of)
Headhunters say the face-to-face interview is back, according to an efinancial careers report. However, initial Zoom interviews will still take place. Read what's changing in the interview process, plus the latest contractor opportunities.…
WFH has made payroll staff think and act like freelancers, says research
Salaried workers are now thinking and acting more like freelancers, according to a report by Freelance Informer partner, ETZ. But are hiring companies and recruiters on the same wavelength?
Factors such as the economics of downsizing…
HMRC’s points-based penalty system to charge higher fees for repeat offenders
HMRC is changing its tax return penalty system. It's aiming to punish repeat offenders and be more lenient towards those who make the odd mistake, reported Simply Business, the insurer. The Freelance Informer has covered the report's…
What’s holding back the largest freelance economy?
It is projected that in 2027, 86.5 million people will be freelancing in the United States and will make up 50.9 per cent of the total US workforce. However, there is a growing number of contract, freelance, and temporary workers there…
Join the June self-assessment challenge
In 2020, some 700,000 taxpayers left it to the very last day to file their self-assessment – with a nail-biting 26,562 taxpayers leaving it to the last hour, Crunch reported.
Preparing your self-assessment in June could help…
Gig workers take Post Office to court
Some 120 sub-postmasters have taken the Post Office to an employment tribunal in a bid to become ‘workers’ and receive employment rights. The workers are fighting for their right to paid holiday, pension rights and sick pay.
The…
Malt jobs platform to expand its freelancer network to UK, Benelux, Italy and the US
Malt, a Paris-based jobs platform for fixed-term contract freelancers, has raised €80 million in growth capital to expand its services to the UK, US, Benelux, and Italy.
Malt estimates that the annual freelance consulting market in…
How to raise emergency cash in a flash
If you need to raise some emergency cash for business or personal reasons, there are some easy ways to claw back funds, according to a report by Rest Less. Here are just a few to get you started.
Get overpayments back from your energy…
Cyberdesic launches US freelancer network
Cyberdesic, a US cybersecurity staffing firm, has launched an on-demand freelancer network. The firm is recruiting cybersecurity professionals from across the US who are interested in freelance opportunities.
The Freelance Informer…
Boxer to Businessman: How people like Max Wallace are starting up in their 50s
ONS data published last week showed employment among the 25-49s is now back at the rate it was at the start of the pandemic, whereas the employment rate among 50-64s has fallen by 1.3 percentage points. A report published in…
Remote working: it’s saving the planet and boosting ESG points
In 2020, Upwork, the freelancer jobs platform, conducted a survey of 760 team members to gather data on their commuting patterns to evaluate the extent to which Upwork’s remote working policy helped avoid commuting-related emissions. The…
Is buying professional indemnity cover on a price comparison site always a good idea?
Price comparison websites give quick results, but did you know that they tend to exclude whole sections of the professional indemnity insurance market? A business broker offers a PI policy checklist to help you in your search
Most…
Escape to New York this summer with JetBlue’s low fare offers
JetBlue Airways said it will start a transatlantic service this August, hoping to undercut the competition. The new route could be the perfect excuse for a getaway to New York City or as a starting point to an American road trip.
The…
Contractors may have to join forces to build back UK freelancer economy
For millions of freelancers, the UK's entrepreneurial spirit is broken. Over the past year, portfolio contractors and freelancers have battled with the pandemic alongside broken policy promises and IR35 reforms. Could freelancers join…
Non-judgmental text messaging campaign helps thousands of teens quit vaping
Marketing, content creators and others in the creative industries looking to motivate teens and young adults through targeted campaigns, should do so in a non-judgmental and supportive way, new research has found. One campaign has managed…
How to pay down debt faster
Try one of these strategies to get that debt monkey off your back.
Debt doesn't always have to be a dirty word.
A loan, for example, could help purchase a vehicle for a new business. A mortgage, a home, that over time could…
Construction workers headed towards pension poverty
The majority of construction workers in the UK are not saving towards their retirement, research by Unite, the UK’s construction union, has found.
“These figures are deeply troubling. With the majority of construction workers not saving…
Self-care: how to stop letting ourselves go
Pandemic or not, freelancers often take care of business before they take care of themselves. The Freelance Informer offers some insights and tips on how to balance the scales of self-employment and self-care.
How and why do we "let…
Economics study suggests we move home offices outdoors to boost productivity
If you have the freedom to work remotely, then take advantage of good weather and move your office outside. Having a change of scenery could help boost your mental health and productivity levels, according to an economics concept called…
Pfizer applies to MHRA to approve jab for young teens
Pfizer has applied to the UK's Medicines and Healthcare products Regulatory Agency (MHRA) for permission to give the jab to young teens, it has been reported. The news comes at a time when secondary children later this month will no longer…
Jumpstart your freelance career in university
University could be the ideal time to start a freelance business
Every freelancer needs an arsenal of stories to tell
Whether you are interviewing with a recruiter to land your next contract or you are running solo and trying to land that amazing new client, there's a secret to becoming the most memorable applicant, according to careers site, Welcome to…
Recruitment agencies in hot seat over “mini umbrella company” fraud scheme
More than 40,000 people from the Philippines have been recruited to front British companies as part of a scheme costing the UK "hundreds of millions of pounds" in lost taxes, the BBC has reported. However, the scheme could never have…
Over 50s fear losing jobs, says report
People aged 50 and over who become unemployed are more at risk of long-term unemployment than younger people, said an Office for National Statistics (ONS) report.
While the impact of the coronavirus (COVID-19) pandemic has been greatest…
Help! I want to go on holiday. Who will take over my duties while I’m away?
Does the thought of taking a day or two off or going on holiday give you sleepless nights for fear of missing out on vital work calls or new leads? And when you do take a break, do you spend too much time checking work emails and social…
Match of the Day Host Gary Lineker to appeal £4.9m HMRC tax probe
Match of the Day host, Gary Lineker, is being pursued by HMRC in a First Tier Tax Tribunal carrying a potential £4.9m in tax liability.
According to HMRC, Lineker should have been operating ‘inside IR35’ on contracts held at the BBC…
Lack of financial support for small company owners is fast-track to unemployment and closures
In the UK, small business job losses look to have been almost double the losses for big businesses, according to a Xero Small Business Insights report. Without a sustainable recovery in small business based jobs it will be very challenging…
Upwork launches Work Marketplace to challenge old freelancer stereotypes- what is it and what does…
Upwork has launched a new industry category - the work marketplace. The move was made to give freelancers and companies multiple ways to 'Upwork'. But what does that mean?
What is Upwork's Work Marketplace?
According to Upwork, the…
Same-day grocery delivery – a market opp for freelancers, contractors and recruiters
The technology and customer service experience behind grocery delivery businesses and apps could spur job opportunities for freelancers, contractors and agency workers in the UK.
One player, in particular, goPuff, a US-based…
Freelance skills in highest demand
Following the initial shift from offline to online, businesses are now optimising their e-commerce sites, prioritising their brand image and getting creative. Digital transformation isn’t slowing down anytime soon and these services will…
How to win new business as a freelancer
Approaching companies for business can be daunting and time-consuming. But it doesn't always have to be. That's why The Freelance Informer has launched the Guide to Winning New Business, a simple step-by-step approach to putting your best…
True cost of IR35 to contractors and economy
Business insurer Simply Business surveyed 250 self-employed people in different professions, including IT, business consultancy, and project management. Two-thirds expect IR35 reform will significantly impact their business with no benefit…
The Pitch competition is now open!
If you are a freelancer with a big idea, a business still in the planning stages or ready to grow, this competition is designed to boost your skills, network and confidence.
The Pitch - now in its 14th year - is an independent pitching…
How to spot a scam HMRC message and what to do if you get one
No rest for the wicked. HMRC scammers are working 24/7. With the latest SEISS applications now open, the HMRC has had to alert taxpayers, especially the self-employed, to look out for a host of scams being beamed across text and WhatsApp…
Pfizer COVID-19 antiviral pill could be on market by year-end says CEO
An oral pill that can be taken at home to combat Covid-19 at the first signs of the illness could be available to the public by the end of 2021, Pfizer CEO Albert Bourla told CNBC on Tuesday. The antiviral treatment is also…
Heat your home office for less
The UK and much of Europe has had an unseasonably cold Spring so far. That means our central heating is still on and costing us. For anyone looking for ways to keep your workspace toasty without having the central heating blasting in…
Has the UK’s medicinal cannabis reform gone to pot?
Medicinal cannabis was legalised in the UK in 2018, however, the NHS has only administered a handful of prescriptions, it has been reported. By contrast, 6,000 prescriptions have been prescribed in the same period through private…
Mortgage Outlook: Santander launches mortgage calculator for self-employed borrowers affected by the…
Santander will be launching a mortgage calculator for self-employed borrowers whose businesses have been affected by Covid-19, it has been reported by Mortgage Solutions. Earlier this month, it was announced that brokers will exclusively…
Government-backed mortgages: which lenders are signing up?
Getting on the property ladder may become a reality for many, which is a good thing. But who pays up if people cannot keep up with payments?
A new government-backed mortgage scheme will help first time buyers or current homeowners…
“Helping Hand’ Mortgage excludes self-employed
If you’re struggling to borrow enough to buy your first home, Nationwide said it may be able to give you a Helping Hand. From April 26, they are launching the lender's Helping Hand mortgage. Giving first-time buyers the option of…
Agency contractors: are your working patterns or shifts ruining your health?
Close to two-fifths (37%) of UK workers in full or part-time employment are given less than a week's notice of their shifts or work patterns, according to new research conducted by the…
Fans spoke and clubs listened: all English clubs pull the plug on European Super League
All English clubs have now pulled out of the European Super League, Sky Sports has reported. That means that Manchester United, Liverpool, Arsenal and Tottenham Hotspur have confirmed they will follow Manchester City and Chelsea's lead in…
Check out this week’s free webinars
Lunch and Learn with Enterprise Nation
Enterprise Nation is hosting daily Lunch and Learn webinars to give you a boost, offer some advice, and become part of your daily business schedule. Enterprise Nation team members are…
Do you want a future in Reality TV? This New skills fund could help
Screenskills has launched a new Unscripted TV Skills Fund to address skills gaps and shortages in the UK, Bectu has reported. The Fund will invest matched contributions from broadcasters and productions to address skills shortages,…
Suburbs or Country Village – which will give you more bang for your buck?
UK average house prices increased by 8.5% over the year to December 2020, up from 7.1% in November 2020, to stand at a record high of £252,000; this is the highest annual growth rate the UK has seen since October 2014 (latest ONS/Land…
Baroness Kramer: Self-employed system constantly penalising contractors and freelancers
The Loan Charge APPG has published what it deems "a powerful report" on their inquiry into ‘How Contracting Should Work’. The APPG has reported that it has exposed significant non-compliance and malpractice in the supply chain by many…
Brexit and IR35: Are the days of the self-employed pilot numbered?
Let's get to the good news first. The UK Civil Aviation Authority has launched a simplified process to allow pilots who transferred their licence and medical certificate to an EU member state in preparation for the end of the transition…
Will you be a Saving Sue, a Spend-it-all Sam, Debtor Dan or Investing Ingrid in the lockdown lift?
If you are one of the fortunate ones who did not burn through their savings over the past year when parts of the economy were in lockdown, you may be itching to spend that windfall. The coming weeks will test your saving prowess now that…
Freelance Mums: your numbers are rising, but so are your health risks, says report
It has been documented that it is increasingly hard to balance our lifestyles. Why it is then that working mothers, especially freelancers, have been disproportionately affected by the pandemic? New research by specialist lawyers Bolt…
Are you prepared to go back to office life?
The latest Deloitte CFO survey has reported that leaders at major UK companies believe that the majority of their staff will be back in the office by the third quarter of this year. But speaking to freelancers and employees The…
What’s your freelancer personality type?
After studying some of the one million business owners who use Shopify, the e-commerce platform categorised different founder personality types. They highlighted what motivates each, too. Read through their personality signs below and…
FSB Scotland calls for freelancer policies to include funds and insurance
Scottish Government must create a set of policies that act as a safety net for freelancers given their large contribution to the economy, according to the Federation of Small Business Scotland.
Research has found that only a fifth of…
French wine lovers: stock up before prices surge
Frost across parts of France has damaged budding and flowering grapevines to such a degree that harvests in some areas will be cut by as much as 90 per cent, according to French news reports. The damage has extended to fruit farmers,…
Gotta have that gadget? Germ-killing mobile chargers, talking running shoes, micro-current facials…
Most of us love a good gadget to fix our daily problems. The Freelance Informer came across a few weird and wonderful ones and thought we'd share what we found. Just don't blame us if the people at home give you funny looks when you start…
How to start a subscription box service based on your passions and interests
The basic concept of launching a subscription box service can evolve from your personal interests - ones that you would love to receive delivered straight to your door every month. Whether that passion revolves around cycling, gardening,…
London Symphony Orchestra to air concert in support of freelance musicians that have “fell…
Sir Simon Rattle, Music Director of the London Symphony Orchestra. Photo credit: London Symphony Orchestra/Doug Peters
The London Symphony Orchestra's music director, Sir Simon Rattle, was so moved by the plight of freelance symphony…
IR35: Care sector platform Florence to only support PAYE workers – is it worth changing…
Florence, an online platform that connects care homes directly to nurses looking for extra shifts, has reported that it will no longer be supporting nurses that work under a limited company structure. As of the 6th of April 2021, when new…
How to negotiate higher rates and squash the gender pay gap
Men consistently negotiate a pay rise, while women often accept what is offered, according to Karina Collis, a professional negotiation expert and founder of Liinea Sales Advisory. Moreover, women will negotiate their relevant salary less…
Glastonbury Festival and other venues and events receive £400m in grants
Culture Secretary Oliver Dowden has announced that over 2,700 organisations have collectively been offered nearly £400 million in grants and loans to help the culture and heritage sector reopen and recover. The Freelance Informer reports…
New tax payment scheme for UK self-employed could freak out freelancers
At the heart of the government’s vision is a digitised tax system that "works closer to real-time" and the Treasury is looking to other countries for guidance. Would real-time monthly tax payments enable companies to scale up as quickly or…
The Easter BBQ: a new tradition? Here are some cracking Easter recipe ideas
The latest national coronavirus lockdown easing has come just in time for the four-day Easter break. BBQs and garden tables are getting scrubbed down. Many of us are getting a bit giddy with anticipation at the thought of socialising again…
Freelancer-turned-founder develops fintech app
Startup Profile: Corgee
Freelancer turned founder: Dmitrijs Vitjazevs
Sector: Fintech/Freelancer Economy
Location: UK/Spain
Corgee, an AI-powered finance app to make personal finance simpler for the UK’s 5.3 million…
The last straw? Sunak considering tax hike for self-employed
Chancellor Rishi Sunak is considering increasing the amount of national insurance self-employed workers pay to be aligned or equalised with employed staff, it has been reported.
Treasury sources told news service, i that…
Secret study reveals male applicants face discrimination in female-dominated roles
A new study in the journal Plos One has revealed that male gender stereotyping is a growing problem in the job application process, yet rarely talked about.
Researchers from two universities created over 3,000 faux…
How to preserve your reputation when things go wrong as a freelancer
Those freelancers and business owners that have had to make a professional indemnity claim over the course of the pandemic, such as wedding photographer Lucy English* have seen the benefits of cover both to preserving their professional…
Self-assessment: Can’t pay your tax bill on time? Here’s what to do to avoid extra…
Self Assessment taxpayers have just days to pay any outstanding tax liabilities in full to avoid additional charges. But there is a solution to avoid incurring penalty charges by setting up an online payment plan for the 2019 to 2020…
Holly Mackay’s money advice: “Think of the Treasury like an evil alien…
Financial guru Holly Mackay of Boring Money proposed some radical advice in one of her latest blogs: "I think every saver has to think of the Treasury like an evil alien force, gathering intel and preparing an invasion. Time to batten down…
The Othership interview: why every freelancer needs a community to turn to and how to find one
When the first lockdown took hold over the UK, many freelancers had their financial and social lifelines severed. To say these freelancers need a change of scenery after a year in isolation is an understatement.
The Freelance Informer…
How embroidery saved us in lockdown, business and on the red carpet – should more freelancers…
During these extraordinary times, many people have turned to craft to help deal with the anxieties and loneliness produced by the pandemic. One segment that saw a surge in the past year in our homes, startups and even on Hollywood's red…
Veganomics: the numbers and trends behind the vegan retail boom
Aquaman star Jason Momoa has launched two limited-edition vegan trainers (sneakers) made from algae as part of his collaboration with climbing brand So iLL and algae recycling specialist BLOOM.
This is yet another vegan…
Grandma’s secret sauce: First-time entrepreneur launches on-trend business in her 70s
If you ever think you are too old or unsavvy to set up a business in your golden years, hold that thought. You may want to check your self-doubt at the door after reading the inspiring startup story of Akila Chollalingham.
The name…
The payday trick that every freelancer should have up their sleeve
Never want another sleepless night worrying about how you are going to pay for the mortgage or rent? That emergency car repair bill? Your kids' school fees? Your tax bill? There is a trick that freelancers can use every month to put their…
Contractors get the chop
ContractorCalculator urges in a press release for agencies and end-clients to terminate contractor contracts before April
When Freelance Informer received the below press release in its Inbox, it was taken aback by the headline, and…
YunoJuno hiring to scale up for “freelance revolution”
YunoJuno, a job platform for tech and creative freelancers, is looking to expand its team in almost every area of the company, Runar Reistrup, the company's CEO announced in a LinkedIn post.
"The freelance revolution is happening…
Under 50s: NHS bosses expect COVID jab shortage in April yet vaccine makers deny claims
News that the UK has impressively vaccinated 25 million people was overshadowed this week after it was revealed that the NHS faces major shortages of vaccine doses next month, it has been reported by Politics Home.
The news report said…
Startup Challenge: £60,000-worth of free PR consultancy up for grabs
Influence EMobility has announced a challenge for e-mobility startups offering a year's free global PR consultancy to the winning entrant. Don't think your business concept fits this sector? Think again.
E-mobility is not just about…
Want to freelance or trade with the EU? Here’s some free VAT tips
If you want to provide freelance services to clients based in the EU, or are a business that imports or exports products with the EU, there are some tax issues you need to be aware of, such as, how do you account for VAT?
The Freelance…
Cyber insurance: the new must-have for freelancers?
Figures collected by cyber security company Nexor found that the UK experienced a 31% rise in cybercrime amid the pandemic. How did freelancers react?
Cyber-attacks on UK home workers were up 48% in the first six weeks of lockdown, so…
Battle of the sexes: divorce spurs demand for female IFAs
A growing number of women in their 50s and 60s who are going through a divorce or managing a sudden inheritance are having initial encounters with male financial advisers leaving them "underwhelmed" and "patronised", according to…
IR35: Freelancers urged to update their contracts before April
In advance of IR35 legislation coming to fruition this April, now is the time to comb through your freelancer contracts to ensure that they are an accurate description of your working relationship with your clients. It could also be an…
Fourth SEISS to affect future claims of existing claimants
Now that the fourth Self-Employed Income Support Scheme (SEISS) will finally provide grant support to the self-employed and partnerships who began trading during the 2019/20 tax year, it could mean existing claimants might get a…
It’s been four years since the BBC Dad video
Robert Kelly, the international political analyst also known as the BBC Dad, that made 'working from home' famous long before Zoom meetings took over our daily lives, is celebrating four years since the famous BBC interview aired.
…
Want to work for the Royal Family? They’re hiring!
The British Royal Family has several job openings. If you have a background or interest in Sustainability and Digital Learning, then you could make a good fit for the following positions.
The Household of TRH The Prince of Wales and The…
COVID: what has happened to all the self-employed dentists?
The measures announced by the Chancellor last year to support the self-employed during the COVID-19 outbreak did not support the majority of self-employed dentists, The British Dental Association (BDA) has reported.
…
“Smartless” mystery guest podcast with Jason Bateman, Sean Hayes and Will Arnett proving…
On the hunt for something to listen to that does not ask much of you other than your willingness to listen to hilarious banter and learn some interesting facts about famous and successful people? Then "SmartLess", a podcast hosted by…
Royal family bill to UK taxpayers at all-time high. What are we paying for?
When one thinks of Britain some iconic images immediately come to mind, and the Royal Family is without a doubt one of them, alongside Queen Elizabeth II's corgis and dorgis, copious amounts of tea and biscuits, pubs, Big Ben, the Houses…
Domicile diversification: is it just for the rich?
Entrepreneurs, high-net-worths and nomadic remote workers opt for domicile diversification and a new form of global mobility
COVID-19 has led to a spike in affluent entrepreneurs and international investors building up a diversified…
Executive assistant’s life-long dream comes true after redundancy
After being made redundant from her full-time job after 19 years as an executive assistant during the first lockdown, Patricia J Valenti took the plunge and set up her own business. Valenti says Covid-19 has led her to embrace her talent…
Contract recruiter Outsource UK survives pandemic and expands national coverage
Specialist contract and freelance recruitment company Outsource UK has weathered one of the most trying economic periods for the recruitment sector and completed a management buyout.
The Swindon-based firm has expanded organically and…
IR35: legislation changes in Budget that freelancers may have missed
Important changes to the new IR35 regime were announced in the Budget (3 March 2021), according to an Insights report from the Osborne Clarke Workforce Solutions team.
The team reported that in addition to the Budget announcements,…
Hopin: why it’s the fastest-growing startup in the world and hiring like mad
Many of you may be surprised to learn that the fastest growing company - probably in the world - is not only British but is an international events company. That company is Hopin and it's hiring like mad. To learn more about this company's…
Top 10 sectors for freelancers and small businesses to get work in 2021
The beauty of being an entrepreneurial-minded freelancer or small business owner is your freedom to pivot your skills or assets to industries that are experiencing high growth. Don't know which industries those are? Wondering how you could…
How has the 2021 budget impacted freelancers and business owners?
The Chancellor's 2021 Budget has revealed that the corporation tax will increase, but not until April 2023. The rate will rise from 19% to 25%. However, smaller companies with profits below £50,000 will be exempt from the increase. The…
Budget 2021: Where to tune in and latest on Help to Grow Scheme, self-employed taxes
Millions of freelancers, contractors and business owners will be glued to their screens today to learn what the Chancellor's budget has in store for them. A gradual hike in corporation tax seems to be one of the sure bets, with national…
Footballers, sports pros struggle to get mortgages
Most sports professionals have short term contracts, which can often mean an onerous mortgage application process. Lloyd Wells Mortgages highlights the challenges and how sports pros, like other self-employed individuals, can boost their…
IR35: Royal Mail contractors to lose independent status and pay umbrella fees
The Royal Mail will likely place its off-payroll workforce, even those with a questionable or 'likely' inside IR35 status, into pay-as-you-earn (PAYE) working arrangements by this April, the company has confirmed with Computer Weekly.
…
Argos blanket bans UK contractors and outsources digital jobs overseas – another IR35 backfire…
Sainsbury's-owned Argos is preparing to offshore the work of its Milton Keynes-based digital team to Mumbai, India, having determined its contractors to be working inside IR35, Computer Weekly has reported. The news comes at a time…
Regular rapid COVID-19 tests for all households and bubbles with school children
Whole families and households with primary school, secondary school and college-age children, including childcare and support bubbles, will be able to get a COVID-19 test twice every week at home as schools return from 8 March.
"Tests…
Best advice for SaaS startups: for one, stop acting like a non-profit
Free trials for SaaS startups have their benefits, but at some point, you have to spot when big enterprise might be getting one over on you, according to Itxaso del Palacio, a partner at Notion Capital, a venture capital firm that invests…
IR35: HMRC to name and shame deliberate defaulters
The HMRC has said that it will identify and correct non-compliance with the off-payroll working rules by using a 'robust risk assessment'.
The tax body says it will identify and target the areas where hiring companies ('customers') are…
Government needs to abolish stamp duty tax says policy think tank
Stamp duty may well be the "worst tax on the UK’s statute books" and it might be high time the government "abolished" it, proposed a data analyst with the Centre for Policy Studies.
Jethro Elsden a data analyst and an author of a…
Grandpa just bought Bitcoin – why Bitcoin Boomers and Gen X are hopping on the digital gold…
Baby boomers and Gen X are piling into Bitcoin and other cryptocurrencies, according to Nigel Green, market observer and CEO of independent financial advisory firm deVere Group.
A global poll of clients aged over 55 found that 70% of…
British drivers avoid insurance hike
British drivers will avoid an estimated £50 a year increase in motor insurance costs as the government confirms it plans to do away with the controversial EU ‘Vnuk’ law, Transport Secretary Grant Shapps announced.
Government…
French Chateaus for sale: turning a dream home into a business
Some French chateaus and manor houses are coming in less expensive than the average sale price of a London home, so it is worth a look.
The benefits of remote working have granted many people across the UK the flexibility and…
‘Startup Starmer’: what he will do for entrepreneurs if he gets voted in as PM
Labour Party Leader Keir Starmer and The Institute of Directors (IoD) have something in common. They are both calling to put entrepreneurs at the heart of the recovery, and avoid damaging tax hikes. However, just days after the…
Are Contractors now King? Uber Supreme Court judgement has wider implications for all UK freelancer…
The 'Uber' Supreme Court case judgment Aslam & Farrar v Uber if tested wider could instigate a major shakeup of the UK's freelancer and contractor economy. Potentially, a welcome one for independent workers, that is if they retain…
Challenger banks – do small business owners trust them?
Alongside self-employed and side hustlers who are estimated to contribute £125 million to the UK's economic recovery in 2021, it’s thought that small and medium-sized businesses will contribute approximately £310.46 billion back into the…
Freelancers, take a bow. You will contribute £125bn to the UK’s economic recovery. But which…
Self-employed workers and side hustlers are estimated to contribute £125 billion to drive the UK’s economic recovery in 2021, according to a report by Mettle, Natwest's e-money account geared for the UK's self-employed, and YouGov.
The…
IR35 and the government’s broken equalisation argument: “Employment law doesn’t…
Could the Treasury's argument for private-sector IR35 tax equalisation scheme of freelancers be flawed? In some ways verging on the unjust? Will certain segments of the self-employed workforce now be paying for the privilege to work? These…
Which mortgage lenders have tightest restrictions on self-employed and contractors?
It’s becoming harder to get a mortgage if you’re self-employed, which is nothing new for those that have tried to apply for a self-employed mortgage while the stamp duty holiday is in effect.
However, news that Santander is the latest…
Help to Buy mortgage range launched for self-employed and contractors
The Mortgage Lender has expanded its recently launched residential range with the addition of Help to Buy in England and Wales. Initial rates, which are available for self-employed and complex income borrowers, start at 3.77 per cent for a…
Could your skills be adapted for the booming electric vehicle market?
The Electric vehicle (EV) market is booming. Sales are expected to reach 62 million units per year by 2050, with a total global EV stock of 700 million, according to new research from Wood Mackenzie. Will you get an early market…
Latest government funding for electric vehicles and charge points – plus the latest models and…
The UK's Department for Transport has reported that it will provide funding to small businesses and those in leasehold and rented accommodation to install electric vehicle (EV) charge points. That means small businesses, including…
PR and Comms salaries revealed – is it time to negotiate your pay rate and benefits?
Despite movement in salaries for in-house communications teams or agencies remaining stagnant, if you don't know how your pay and benefits package compares to others, you could find that you are seriously underpaid. This is especially the…
Freelancers behind this top stock’s growth in 2020 (only Tesla beat it)
The economic ramifications of the pandemic drove companies to pivot to digital business models and simultaneously cut back on permanent, office-based workforces. Freelancers were integral to this shift and the global economy's ability to…
‘Mask doubling and knotting’ method nearly doubles protection against COVID according to…
Many of us believe we are protecting ourselves and curbing the spread of the COVID virus by wearing a mask, but new research from the global health protection agency, the CDC, has revealed that we may be only protected by half. That's like…
Kickstart Scheme: small businesses can now apply thanks to gateways
Kickstart Scheme axes 30-job minimum requirement
Employers no longer need a minimum of 30 job placements to access the government’s Kickstart Scheme. This means small and medium-sized businesses can apply directly. But businesses can…
HMRC deferred VAT pilot scheme volunteers awarded interest-free perks – deadline to sign-up 12…
HMRC is urging businesses that deferred VAT payable between 20 March and 30 June 2020 to participate in a pilot scheme this week to test the new payment scheme before 12 February, the ICAEW reported.
VAT registered businesses could…
Glimmer of hope over stamp duty holiday extension (for some)
A campaign led by the property sector to extend the Stamp Duty Tax holiday saw a glimmer of hope last week when Jesse Norman, the Financial Secretary to the Treasury said the government and HM Treasury would consider ‘substantial…
Funny business: Stanford study shows how to use humour to land more clients
"Laughter is like exercising, meditating and having sex at the same time."Naomi Bagdonas, Lecturer at the Stanford Graduate School of Business and Executive Coach
Leaders with a sense of humour make more moneyTop executives (98 per…
FreelanceHER 100: How an accelerator is jump-starting freelance careers for women who lost their…
What's happening?
Over the next 12-weeks, 110 women will be kick-starting their careers as freelancers in the North West of England thanks to a fully-funded Accelerator programme called FreelancerHER 100. The accelerator's mission is to…
Amazon To Pay $61.7m in tips back to Flex Drivers
Amazon will pay more than $61.7m to settle US Federal Trade Commission charges that it failed to pay US-based Amazon Flex drivers the full amount of tips they received from Amazon customers over a two and a half year period. The…
Rishi Sunak live on Twitter discussing #PlanForJobs
https://twitter.com/RishiSunak/status/1357320399877406722?s=20
Former Depop CEO makes career move to scale up freelancer economy
Freelancer platform, YunoJuno, has appointed Runar Reistrup, former CEO of fashion marketplace Depop, as CEO. The hire comes at a time where YunoJuno has experienced a 150% month on month increase in clients looking for freelance talent…
COVID-19 Vaccine AstraZeneca trials confirm 100% protection against severe disease, hospitalisation…
Increased efficacy with longer inter-dose intervalProtection of over 70% starting after a first doseFirst indication of reduction in disease transmission of up to 67%AstraZeneca is also seeking Emergency Use Listing from the World Health…
Don’t be a tax relief loser – here’s how to protect your hard-earned cash
Time is of the essence to get the most out of your pension and savings tax relief for the 2020/21 tax year, especially with chatter that Chancellor Sunak may increase Capital Gains Tax. For company owners and directors in the process of…
Calling all car, cab and cyclist owners – has your policy been hit by this failed insurer?…
The Financial Services Compensation Scheme (FSCS) has reported that that Gibraltar-based Prometheus Insurance Company Ltd (PICL) "failed" on 27 January 2021. The company was previously trading as Tradewise Insurance Company Ltd.
FSCS is…
Government social media campaign warns holidays abroad are ‘illegal’
COVID-19 travel
It is illegal to travel abroad for holidays and other leisure purposes, the Foreign and Commonwealth office has reported. UK travel and leisure businesses must prepare for a bumper UK summer holiday season until…
UK professional services sector is hot, hiring, and boosting salaries – plus more recruitment…
Over a third (34%) of employees in professional services – banking and financial services, accounting & finance, legal, technology – will receive a pay increase this year, which goes to show the economic value and sustainability of the…
Most in-demand freelance services, according to Google
Online searches on Google for freelancers has increased over the past year, particularly for those with digital marketing skills, according to a report by insurance broker PolicyBee.
So, while the pandemic has been an understandable…
Create the home office of your dreams (even if you have to share it )
One of the benefits of #Workstyle, working from home, flexible working, or running your own business from home is that you have carte blanche to create the home office of your dreams. There is a space in your home waiting to get your…
Kwasi says pay up: Small business invoices must be paid in 30 days under new gov regs
Businesses owners, Finance Directors and CEOs will be required to take personal responsibility by signing the Prompt Payment Code. Breaches will be investigated and made public.
The UK government's Prompt Payment Code has been revised…
Closing your company? Companies House to pause voluntary and compulsory strike-off processes for one…
Companies House will pause its strike-off processes for companies closing their companies to cope with their reduced number of staff during Lockdown and related delays in processing correspondence, documents and forms.
Voluntary and…
MPs and HMRC could change terms of next SEISS to jump-start excluded businesses
A Parliamentary committee has expressed its belief that the Treasury could include the newly self-employed in the next round of SEISS grants, taking account of tax returns now being filed for 2019-20.
Others that have been left out,…
UK SMEs dash for last chance cash schemes
Small and medium businesses in the UK are hoping for a major breakthrough to be announced by the Treasury on the Directors Income Support Scheme (DISS) as they grapple with the prospects of an end to cash schemes and wage hikes among other…
Property industry petitions Sunak to extend Stamp Duty exemption for 6 months
With the March deadline for the stamp duty holiday on the horizon, the UK property industry has urged Chancellor Rishi Sunak to consider extending the exemption on the first £500,000 of residential property purchases.
MPs will debate…
IR 35 and UK’s gig and contractor economy: expect an exodus to umbrella companies in 2021
Gig workers and multi-sector contractors, popularly linked with cab-hailing, delivery platforms and staffing agencies, will see big changes in how they are classified on or off-payroll and how they are taxed after April. Many will feel…
Fate of limited company directors and PAYE contractors in HMRC’s hands
The Directors Income Support Scheme, known as DISS, is expected to hear of the Treasury's decision in a matter of days, Forgotten Ltd. has confirmed with The Freelance Informer.
Northern Ireland has outpaced the UK this month on its…
Ineligible COVID vaccine candidates jump jab queue through IT loophole
Covid vaccinations meant to protect the vulnerable and NHS health workers in the UK have gone to ineligible people due to an IT loophole, an Evening Standard investigation reported this week.
People who are not yet…
Goodbye 9 to 5 office life: UK companies must prep for flexible working boom after lockdown, says…
Employers and hiring companies ought to buckle up for a slew of flexible working applications once the current lockdown ends, according to Theta Global Advisors – a chartered accountancy and consultancy firm specialising in freelance…
Kids and chores: how to win the battle and create money-smart kids
When your child leaves the nest, you might look back with the hope that your child-rearing skills provided enough lessons on street smarts to get them by in this world. But as they venture off, another thought may come into your head: does…
UK businesses win right to COVID business interruption insurance payouts: Are you eligible to claim?
The UK's Supreme Court has ruled that hundreds of thousands of UK businesses that attempted to claim for coronavirus-related business interruption losses will receive insurance payouts. The court's decision follows the Financial…
Self-employed and freelancers fed up with late payments – is it time for the government to…
Freelancers’ financial situations have been seriously impacted by an increase in late payments during the pandemic with one million UK freelancers being pushed into debt since the pandemic hit, according to a report by IPSE (the…
No jab, no job? Mandatory COVID vaccination could take off in 2021 to keep staff and businesses…
Pimlico Plumbers Chairman Charlie Mullins thinks it is a "no brainer" that all his staff should be vaccinated against the coronavirus. He is willing to go one step further and encourage mandatory vaccination against the virus written into…
Fake news contractors for hire: ‘manipulated’ social media campaigns operating in 81…
Freelancers and third party contractors are being targeted for disinformation-for-hire services to run social media smear campaigns across 81 countries, according to the 2020 media manipulation survey from the Oxford University's Oxford…
Morrisons sets minimum wage at £10 an hour from April, enforces face mask rule for customers
Morrisons has become the first supermarket chain in the UK to reach a minimum pay milestone of £10 an hour for all colleagues who have passed their probation period.
In addition to the hourly pay increase, Morrisons will pay a…
Slack IR35 communication could spur contractor walkouts and skills shortage
More than half of the 1400 contractors surveyed by IR35 compliance specialist, Qdos, said that they had not been contacted by their end client regarding IR35. With less than three months to go before IR35 reform is active should…
How a Wiltshire ‘Beer Ambulance’ saved a pub and united a community
Gordon Edwards and his wife Sam may run the smallest pub in Wiltshire, but that hasn't stopped them from launching a grand idea that has been delivering much more than craft ales in lockdown: smiles and an entrepreneurial spirit.
In the…
Care homes turning hospital patients away due to COVID insurance premium hikes: should taxpayers or…
Care homes in the UK are getting hit with extortionate insurance premium rate hikes, some as high as 60% or more, albeit with COVID liability less coverage, as insurers look to avoid costly litigation should an outbreak occur onsite. The…
Level 5 restrictions coming into effect this week: “These restrictions will not last…
COVID UPDATE: Level 5 restrictions and extra measures taken by the public and corporate Britain have already started to become part of daily life this week: stricter mask-wearing protocols
Morrisons has led the challenge of the UK…
Livin’ the vida local: Airbnb hosts prep for bumper spring and summer
Airbnb's 4.4 million hosts should prepare for a bumper spring and summer of bookings as pandemic weary holidaymakers stay close to home. Jet setters will also divert their holiday plans to local destinations. That means luxury, remote and…
Testing times for travellers: how to avoid pre-travel COVID test fines and get airline tickets…
The UK has surpassed other nations in administering COVID vaccines, but with the COVID variant still a mystery to contend with, international travel will be restricted both for outbound and inbound travel. Then there are the strict…
Google and Alphabet workers form union – what will it mean for its 60,000 temps, vendors and…
Google and other Alphabet company workers have created a union. What makes it different is that it will be open to all employees and contractors at any Alphabet company. The union will have dues-paying members, an elected board of…
Solo self-employed numbers to rise in 2021 as will their ‘economic inequality’, says…
Many Freelance Informer readers are aware that self-employment has risen dramatically in the UK over the past decade. What many may not know is that it has been entirely driven by ‘solo’ self-employment – sole traders and owner-managers…
UK: “Billions of pounds of furlough support wasted” with another 7.5m jobs at stake…
Billions of pounds in taxpayer funds may have been wasted if a solutions-based support scheme is not put in place for limited company bosses, a tax policy proposal being examined this week by the government has warned. Up to 7.5 million…
BREXIT trade deal: what it means for globe-trotting freelancers, staffing agencies and their…
Welcome back to the Freelancers' Couch. This week we tackle a question from a globe-trotting freelancer on doing business in the EU in a post-Brexit marketplace.
Q: One of the reasons I became a contractor was to have the flexibility to…
No more margaritas: Restaurateur Brothers banned for failing to pay £173,000 in taxes
Brothers Carlos Enrique De La Cruz Vidal (51), from South East London, and Fernando De La Cruz Vidal (52), from Granada in Spain, are now banned from acting as directors or directly or indirectly becoming involved, without the permission…
BREXIT: Six UK credit rating agencies and four trade repositories stripped of UK trading rights
The European Securities and Markets Authority (ESMA), the supervisor of European Union (EU) credit rating agencies (CRAs) and trade repositories (TRs), has withdrawn the registrations of the following UK-based credit rating agencies…
The missing billions: ONS records miss £800bn in assets owned by ‘super-rich’
The ONS’ main data on wealth misses almost £800 billion of assets held by the wealthiest 1 per cent of UK households and correcting for this oversight means UK wealth inequality is higher than previously thought, according to new…
Sunak sets sights on self-employed and CGT tax hikes
The UK's Chancellor of the Exchequer, Rishi Sunak, has expressed that the self-employed should be expected to pay higher taxes.
In an effort to 'equalise' tax contributions and taxpayer support between the salaried, self-employed and…
Millions of business deposits could be unprotected under savings comp scheme – time to shop…
Many small businesses in the UK will bank with the same outfit for both their personal and business affairs thinking their personal and business deposits are protected under the Financial Services Compensation Scheme (FSCS). But that could…
Oxford University/AstraZeneca vaccine approved, jabs to be given as early as next week
Britain became the first country today to authorise the coronavirus vaccine developed by the University of Oxford and AstraZeneca. The first jabs will be administered as early as next week.
The medicines regulator has given the green…
Facebook to launch freelancer and gig jobs platform
Facebook is planning to enter the gig economy platform business by letting its users find and book services through its app. The bold move could position the social media giant as a competitor to gig economy marketplaces such as…
Half off gifts at The Natural History Museum – there’s something for everyone
The Natural History Museum Shop is offering a huge 50% discounts off selected ranges including homeware, adult and kid’s clothing, and toys from 21 December and throughout January while stocks last. Purchases will support the Natural…
Death of dear friend on building site inspires construction worker compensation startup
In 2014, when an accident on a building site resulted in the death of their mutual friend, the founders of US-Australian Safesite were inspired to launch a platform to streamline and digitize safety programmes. That app has since…
The most popular freelance and small business startups in 2020 – you won’t believe #1!
The freelancer and small business professions with the most growth over the past year may surprise you. According to Simply Business, a digital insurance broker that serves small businesses and landlords, the company had a record year for…
2021: New Year’s Resolutions that freelancers and the self-employed can actually achieve
The Freelance Informer is run by freelancers so we know first-hand that the roller coaster ride of self-employment is as exhilarating as it is scary.
The past year, was the mother of all roller coasters; jam-packed with thrills and…
China: Is it a good time for freelancers and SMEs to target the world’s fastest-growing…
E-commerce in China accounts for about a third of all retail sales in China, and therefore nearly half of all e-commerce globally, according to Shopify. With markets looking depressed in the UK and Europe could now be an…
Farm shop boom set for 2021 as government awards farmers £21m in grants and Brexit phases out direct…
If you have ever dreamed of opening up your own farm shop, 2021 could be your year. Farm shops are opening at a faster rate than ever and farmers’ markets are proving a great way for producers to test the retail water without a large…
🎁Freelance Informer’s Guide to Gift Giving (on a budget)🎁
Whether you are a freelancer on a budget or if you are shopping for a fellow freelancer, then get scrolling and clicking with our #Freelance Informer's Guide to Gift Giving on Budget
Brexit border delays: Tips on how small business owners can manage customer expectations and cash
The majority (61%) of UK business owners are optimistic that the UK government will be able to strike a Brexit deal with their European counterparts in the coming days, according to a survey of 5,000 UK business owners. However, most…
Universal Credit set to be paid early in December
Universal Credit Claimants could see their payments made slightly earlier this December to take into account of the bank holidays. We have provided the estimated dates below based on the government's website.
Bank holiday payment dates
…
Cybersecurity firms not safe from attack
The US Cybersecurity and Infrastructure Security Agency (CISA) on Sunday night issued Emergency Directive 21-01, in response to a known compromise involving SolarWinds Orion products that are currently being exploited by malicious…
Business charity calls on MP Paul Scully to initiate Self-employed Recovery Strategy and grants for…
The charity, Money Advice Trust, which is behind charities National Debtline and Business Debtline, has written to the Minister for Small Business, Paul Scully, to make the case for a dedicated ‘Covid-19 Self-employment Recovery…
No-deal Brexit means ALL UK business travellers and service engineers to face hefty fines without…
If you plan on carrying out work or services in the EU after January 1st, even if you are self-employed or a director of your own limited company, then you will need a special permit to do so. That includes visiting a conference or…
IR35 and ‘Indecisive’: HMRC CEST tool leaves freelancers and contractors in limbo
HMRC’s IR35 tool, Check Employment Status for Tax (CEST), has been monitored and the results have shown that the online tool has been unable to deliver a verdict for enquiring contractors and freelancers over 188,000 times in the past…
Fishy business: City of London’s market rights are conveniently ‘missing’ in…
The European Commission has not included financial services in an emergency no-deal contingency plan should the last ditch Brexit trade talks fail in Brussels on Sunday 13 December.
Why? On the grounds that further market access in…
File your taxes early to help secure third SEISS grant
Filing your taxes early may help you secure the third SEISS grant, according to a report by Which?
The UK’s third self-employed grant to cover eligible businesses between February 2021 to April 2021 must be claimed on or before the…
Top tips to handle your kids’ holiday gift expectations when money is tight
Many children across the UK, and pretty much every corner of the world, grew up a little faster than parents may have wished this year. That largely came down to lockdown social isolation, but probably more so, parental finances becoming…
Severe allergy sufferers advised to avoid Pfizer/BioNTech COVID vaccine but perhaps not forever say…
If more cases of allergic reactions do come to light, or a stance by the global medical profession takes a similar path to that now being taken for the flu jab, we could see regulators still encourage people to take the vaccine in time.…
Which governments have valued freelancers and startups the most during the pandemic?
As previously reported, The Freelance Informer has highlighted the failure of the UK government to support all its self-employed taxpayers whether that is in the form of a freelancer or limited company startup. This lack of support has…
Croatia luring tech, finance and marketing foreign talent with digital nomad visas
If you would like to live the Mediterranean lifestyle and have lower costs of living than those in the UK, then Croatia might be a destination you could call home thanks to a new digital nomad visa scheme.
The first concrete regulatory…
PayPal refuses customer fraud claims
Scammers are wise to how PayPal investigates fraud and as a result, PayPal users are falling into new traps, according to a Which? report.
For example, if a customer makes a buyer protection claim, PayPal will usually accept a…
Will Sunak welcome a UK Freelance Commissioner?
In a joint letter from IPSE, the Creative Industries Federation, Prospect and the Federation of Small Businesses, it has been argued that freelancers have made many UK industries “highly innovative, fast-growing and world-leading”.…
Greece entices international freelancers with tax breaks and residency in bid to replace lost…
Greece's parliament has passed a new law this month allowing digital nomads to half their income tax, which will likely attract more international freelancers and remote-working talent to the idyllic destination.
From January 2021,…
Sole traders banking app self-certifies for COVID support
Being your own boss has its perks, but when it comes to proving your creditworthiness, it's not so clear cut and can be a major source of dread for sole traders. That is why an app called 'Covid Credit' was developed by a consortium of…
Brits could be banned entry to EU from January 1st
British nationals planning to travel to any of the European Union Member States after January 1 for purposes that are not absolutely essential, risk being banned from entering these countries amid the Coronavirus pandemic, Schengen Visa…
App bags government funding to create the ‘Uber’ of the construction trade
The money will go towards ushering in a new dawn of transparency, safety and security features for the trade and home development sector
Benjamin Dyer, CEO of Powered Now, comments on the revolutionary technology and discusses how…
COVID Immunity passports: would you get one if it meant keeping a job or contract?
COVID Immunity passports could provide much-needed reassurances to businesses, employers, colleagues, transport companies, airlines, local communities and policymakers. However, some are debating civil liberties and health data could be…
Millions in funding opportunities available for UK businesses – we have the details and how to…
Please see below a list of all the current funding opportunities available to UK businesses on behalf of Innovate UK. Do make sure you check individual competition dates as they may have been extended.
For example, UK registered SMEs…
Tiered approach has curbed COVID cases, masks still vital even with vaccine say medical experts
Swab tests on over 105,000 people as part of a major research study have shown that coronavirus infections are declining in England.
An interim report from the Imperial College of London's REACT programme, which includes results from…
Brexit was deciding factor for swift UK COVID vaccine approval and deployment, rural areas to see…
The MHRA, EMA and FDA have different procedures which need to be completed before they can take a decision on an application for use of a new drug/vaccine. So, why is the UK's MHRA the first in the world to approve a COVID-19 vaccine? It…
Pfizer-BioNTech Vaccine to be made available next week
The UK government has authorised the first COVID-19 vaccine on independent advice of its medicines regulator, leading to the first vaccines to become available next week, the government has reported today.
The Government has today…
Retail & hospitality: how to operate in the new UK tiered restrictions and why it’s…
Welcome Back to The Freelance Informer Coffee Break Video Series.
In this session, we go to this week’s FT Business Clinic. The Q&A session focuses on how business leaders and smaller outfits must now adapt to operate within the…
COVID-19 Vaccine Update:UK medical regulator could approve COVID vaccines before the US; Cambridge…
There are several potential vaccines for COVID-19 in the later stages of phase III trials. If one or more is approved and authorised as safe and effective by the Medicines and Healthcare Regulatory Authority (MHRA), the NHS has stated in a…
Third self-employed grant: deadline and how to apply, fourth grant to become available says HMRC
The UK's third self-employed grant to cover eligible businesses between February 2021 to April 2021 must be claimed on or before the deadline of 29 January 2021.
The Freelance Informer has outlined how to apply below. The HMRC has said…
Delivery boom or doom: Couriers are hiring in the thousands, but at what cost to self-employed…
The courier business is booming and not just for those making the deliveries, but those serving the sector, such as the back-office software that makes the supply chain and delivery process tick over, such as Metapack, who is hiring.
…
Where to invest your cash? Here are the historically best performing assets
If you had to invest your cash over a long period of time, which asset would give you the best chance for a solid or good return? Stocks and commodities, such as coffee can fluctuate severely, but if you have a diversified bundle of…
Tory party ‘excludes’ 2m small companies that support 7.5million jobs – Has the…
"The government’s lack of support for directors has effectively demonised a class of businesses that support 7.5m UK jobs, which will be lost if these companies fail," writes Claer Barrett, a Financial Times Serious Money columnist.
…
Finndon to pay your rent/mortgage for a year!
To make 2021 kick off with a much-needed bang, Finndon, a soon to be launched challenger digital bank, is launching “It’s Live Rent Free Season” and are offering one lucky winner the chance to have their rent paid for ONE entire year.…
Company founders and execs race to sell down stakes over anticipated capital gains tax hike
The Office for Tax Simplification (OTS) proposals published this week could see the number of UK taxpayers subject to capital gains tax (CGT) triple, according to tax experts, who warn investors should be on "high alert" over the…
Remote workforce to spur new microbusiness opportunities and open barriers for talent
More than 20 per cent of the global workforce could work remotely three to five days a week as effectively as they could if working from an office, according to a report published by McKinsey.
"If remote work took hold at that…
World’s first First Femtech accelerator programme now open for applications – apply now!
The day has arrived! 😃 The FemTech Lab #accelerator programme is now opening for #applications. 🤗
The first FemTech Lab cohort is scheduled February-April 2021. Applications will open on December 1st.
If you have a great…
Construction companies in the dark over IR35 tax regs: are your clients up to speed to keep your job…
An IR35 education drive is urgently needed as the majority of construction businesses are unprepared for significant changes to contractor tax legislation, according to a survey by Randstad Construction, Property & Engineering (CPE).…
Contractors under pressure: HMRC re-opens IR35 enquiries and looks to open new cases, says Qdos…
With the effects of the pandemic on the UK economy, it is not surprising that HMRC’s compliance activity seems to be increasing in all areas, according to IR35 specialist Qdos.
"The Treasury will be looking for the effects of HMRC’s…
Growing sales in uncertain times – learn tips and tricks
In this Freelance Informer Coffee Break video session, we thought you'd like to hear what Head of Google for Startups, Marta Krupinska, had to say while speaking with fellow entrepreneurs and startup founders. The theme of the panel was…
Morrisons own-brand champagne beats luxury brands in taste test
A bottle of Morrisons Adrien Chopin Brut Champagne at just £18 beat big name luxury brands, such Moët & Chandon’s Imperial Brut Champagne at £36, in an expert panel taste test. Other supermarket own-brands also came up trumps,…
Local restrictions support grant available for closed businesses – are you eligible?
Businesses required to close due to the national restrictions which started on 5 November 2020, may be eligible for a grant.
Eligible businesses will receive a one-off grant to support them during the four-week closure and help…
The party’s not cancelled: the stars and companies creating the perfect ‘virtual’…
If you like this article please share on social media.
The Freelance Informer understands that not all of us will have the luxury of spending the holidays in-person or celebrating the back of 2020 with family and friends, that is why we…
Gov ban on movement of agency care staff follows first high court challenge on COVID hospital…
Staffing agencies and recruiters of temporary staff placed in care homes will be scrambling to put their concerns forward by Monday, 23 November, midday, as the government holds a consultation, only launched last Friday 13 November, which…
Top tech innovations to watch in 2021: how could they shape your career?
Some of the top tech innovations that will have the greatest impact over the next 10 years, may surprise you - excite you - and some might even get your nose right out of joint.
According to Lux Research, the technology that will…
Follow the green funding: environmental, forestry and STEM freelancers and SMEs in for a bumper 2021
Plans to help kickstart the UK's 'green recovery' have been unveiled this week, including the expansion of protected landscapes, increased access to nature, stronger flood resilience, and the creation and retention of thousands of green…
Self-employed estate agent ‘associate’ model reaps its rewards with uncapped earnings…
A regional wing of Fine & Country has reported a record month - and puts it down to the self-employed ‘associate’ business model which the agency operates, Estate Agent Today has reported.
Fine & Country Midlands…
PM names target sectors at heart of 250K green jobs plan – savvy freelancers will spot the…
Think the 'green' sector doesn't apply to your business? Think again. Any freelancer should read through the PM's target sectors and think of how they could pivot or blend their goods or services to any of those segments and the likely…
IR35 biggest threat to survival of UK freelance economy, says report
There is rising concern among limited company directors that the deliberate decision of the UK government to exclude limited company directors from SEISS may be set in stone as each furlough or self-employed package arises, yet again…
Roarsome Offers – 50% off this winter at the Natural History Museum Shop
The Natural History Museum Shop is offering some Roarsome discounts this winter with 50% off selected ranges including adult and kid’s gifts, t-shirts and homeware.
Between 16 November -23November there will be a 50% discount…
Deutsche WFH tax now referred to ‘WTF tax’ – here’s what startup founders…
Deutsche Bank's globally proposed 5% remote worker tax has had some mixed feedback, but for the most part, you can expect "outrageous," "ludicrous," "unnecessary," and even "discriminatory" to be among the responses of startups and their…
Life lessons according to deVere Group’s Nigel Green
Welcome back to the Freelance Informers' Coffee Break Video Series.
This week we found some inspiring videos from Nigel Green, the Chief Executive Officer of the deVere Group – one of the world’s largest Independent Financial…
UPDATE: UK government puts in order for Moderna COVID vaccine – how does it stack up against…
Moderna has 94.5% efficacy, longer shelf life, and effective in older and BAME individualsAccording to Dr Zoltán Kis, Research Associate at the Future Vaccine Manufacturing Hub, Imperial College London, BioNTech/Pfizer vaccine can be…
Want to be £47K better off and boost your confidence?
Financial advice not only pays for itself, but boosts confidence and preparedness for retirement, a new report finds.
People who take financial advice are, on average, £47,000 better off in retirement than people who don’t - and this is…
How to get a free NHS COVID home test kit if you have symptoms
Read the following before ordering a COVID test online. Please note England and Northern Ireland have different symptom and home test ordering timelines than Scotland and Wales. We have outlined, based on the latest government information,…
IR35 + Brexit: 2021 to be recruitment hell for UK interim contractors and UK Plc turnarounds
The pernicious effects of IR35 are bearing down on Interim Management contractors in the UK, according to Leigh Anderson, Managing Director at Bis Henderson Recruitment.
IR35, the HMRC’s reclassification of independent and self-employed…
Retailers relocate £4.2bn of manufacturing to home turf
Retailers to on-shore £4.2 billion of products to the UK over the next 12 months as COVID-19 resets supply chain strategies
70% of Europe’s largest 30 retailers have conducted a review of their supply chains because of COVID-19, with…
Trade and construction to be backbone of UK economy this winter
The construction and trade sectors have seen particular growth following the lift in the spring lockdown according to PMI data, and this upward trajectory is expected to continue. The continuation of trade in the construction sector will…
Brit freelancers in EU face bank account closures and disruption
Many of the 1.8 million British expats living in Europe will have their UK bank accounts closed imminently because of Brexit – and they should urgently seek alternatives to “sidestep avoidable issues.”
“We only have a matter of weeks…
IKEA #BuyBackBlackFriday: is it still on?
Forty per cent of UK consumers regret a Black Friday purchase, but only 14% will actually return anything, according to a recent USwitch survey report. If that purchase was made at IKEA there's a chance you could get some money back for…
New immigration rules take effect in December – how will they impact international…
The UK government has finally released the details of the proposed new Immigration Rules – some of which come into effect from 1 December. Those relating to EU nationals come into effect from 1 January 2021. Osborne Clarke's Employment and…
Want a career change? NHS Campaign aims to inspire New Recruits and kickstart careers
The NHS is launching a renewed recruitment drive to capitalise on the ‘Nightingale effect’ as the health services contend with the second wave of COVID-19 and the deployment of vaccines to curb the deadly virus across the UK.
The…
Pandemic profit levy targets self-employed and urges SEISS grant clawbacks
An independent think-tank focused on improving the living standards of those on low-to-middle incomes, has proposed in a new report, that the UK government should introduce a new Health and Social Care Levy, alongside a Pandemic Profits…
Breaking news: Pfizer COVID-19 vaccine has major glitch to contend with
The UK government has initially pre-ordered a reported 90 million COVID-19 vaccines from Pfizer and each person will need two doses, three weeks apart to guarantee immunity, it has been reported. That means that covers around 45 million…
#Black Friday & Singles’ Day: top tips to beat online queue boredom
We've all become bargain hunters in these lean times and it comes as no surprise that almost half of adults (46%) — more than 24 million people — in the UK plan to take part in Black Friday sales this year. Taking place on 24 November,…
UK COVID numbers so high China calls temp suspension on UK travellers
The number of lives lost to Covid-19 in the UK has passed 50,000, the government has confirmed on November 11th. The Department of Health said an additional 595 people had died after contracting the virus - bringing the official death toll…
Hopin is hiring (everywhere)!
Hopin, the London-based virtual venue for live online events, hasn't just made lemonade out of lemons during the COVID-19 pandemic, it has for the sake of an analogy, deployed virtual lemonade stands across the world. And event organisers,…
If Boris backs Hydrogen this week it could kickstart thousands of green jobs across the UK
The UK could see more than £3 billion invested in the emerging hydrogen sector as more businesses step forward to pledge funding – but only if PM Boris Johnson backs the low-carbon fuel in his forthcoming Net Zero speech expected this…
Vaccine deployment to spur job and business opportunities
UPDATE:
Since we first published this report it has since been declared in the media that England’s GP services could be scaled back so doctors can immunise people against coronavirus at seven-day-a-week clinics.
Health leaders…
Will writing a book make my business grow?
How to write your own future to lure new leads and clients. A quick guide to self-publishing and time management.
Dear Couch,
Can I write my own future? Can becoming self-published help my business grow and how do I find the time to…
Biden could rattle Brexit trade talks
Priorities first
“Dealing with the coronavirus pandemic is one of the most important battles our administration will face, and I will be informed by science and by experts,” said President-elect Biden. “The advisory board…
Trump’s next move
Donald Trump's star on the Hollywood Walk of Fame has been vandalised two times since he has been President, according to news reports. But like his Tweets, the Star keeps coming back for more time in the limelight. Will we be able to say…
WFH a bit chaotic? Hotel day-rates are still an option
While working from home is essential under the current UK Lockdown, there will be times, when you may need to 'escape' your work-from-home environment for business purposes.
The justification
Have a deal-breaking online presentation…
How to master your own luck in life and business
This is the Freelancer Informer's 1st Coffee Break Video Series. We are scouring out the best videos and also commissioning our own to inform, inspire and empower our readers. We hope that you enjoy this article and the accompanying video.…
Gillian Anderson ignites the drama as The Iron Lady in The Crown Season 4 – what’s in…
The much anticipated Season 4 of The Crown is airing in the UK on November 15, 2020 (8:00 AM GMT).
Here's what's in store, plus the Official Netflix Trailer, and a throwback video of Margaret Thatcher's famous 'The Iron Lady' Speech...
…
UK vaccine Tzar Kate Bingham is unpaid, but her PR bill to taxpayers casts doubts on cost control…
The head of Boris Johnson's vaccine task force, Kate Bingham, who according to her LinkedIn page is Managing Partner of Boston and London-based SV Health Investors, has billed the taxpayer £670,000 for a team of PR consultants from…
“Outside IR35” IT Contract vacancies back on track
It Contractor job site, Outside Spy, has reported that 'Outside IR35' IT Contract vacancies are now entering pre-Lockdown levels. The business has been monitoring the level of IT contract vacancies since the start of 2020, when they first…
Solopreneurs snubbed by Treasury
The UK's furlough scheme, which will be extended in full (80% of salary) until the end of March, with the Self-employment Income Support Scheme (SEISS) grant increased to 80% of profits for November to January, up to a maximum of £7,500,…
Student gigs sector heats up in Lockdown
Companies providing remote working opportunities for students make up a fast-growing new sector, according to a report by Osborne Clarke's Workforce Solutions Sector practice.
With the Covid-19 pandemic accelerating the digitalisation…
BOE pumps £150bn into economy and sees interest rates lowest in history- how could you benefit?
The Bank of England is pumping an extra £150bn of government bonds into the economy as it warned the resurgence of Covid-19 would lead to a slower recovery. The Bank of England's Monetary Policy Committee has reported that it has left…
Netflix for free?
For most of us, money is tight, and with the latest national Lockdown in place and socialising it a no-no, knowing Netflix offers a selection of TV programmes and films to watch for free, is welcome good news in these crazy times.
The…
How the minimum income floor works if you’re self-employed
COVID- changes to MIF
When the Department for Work and Pensions calculates your Universal Credit payment each month, in the recent past, they compared your real earnings with how much they expected you to earn each month - this…
Moving house? Estate agents and removals firms remain open in Lockdown, plus latest on financial…
If you have exchanged on your house during the Lockdown, you can still move home during the latest national Lockdown, according to the government's website. Estate and letting agents and removals firms can continue to work and people…
Gig Worker Prop 22 passed in California – now what?
Drivers and other workers for so-called gig economy companies in California will not become their employees, the New York Times reported.
"California voters carried Uber and Lyft to victory, overwhelmingly approving Proposition 22, a…
Home remedies loved by Freelancers – share yours!
Freelancers cannot afford to get ill. Literally. That is why The Freelance Informer has turned to its Recipe Book of home remedies for a healthy start to the cold season.
User discretion is advised on the following hacks and home…
Microsoft acts fast as hackers masquerade as conference organizers of high profile events
Nation-state cyberattackers are routinely pursuing think tanks, policy organizations and governmental and non-governmental organizations, seeking information that an attacker can use for their benefit. Therefore, if you are an IT…
SEISS: The latest details going into Lockdown
Here is the latest from the UK Government on the increased support for the UK's Self-Employment Income Support Scheme under this week's anticipated National Lockdown measures:
Government increases support under the third…
IR35: Answers to the 10 most frequently asked questions
Kevin Barrow and Frances Lewis, of Osborne Clarke's Workforce Solutions Sector practice, answer the IR35 questions that employers and staffing companies are asking. The questions indicate the line of thinking and concerns carried by these…
CJRS extended: what does this mean for employers, agencies and umbrella contractors?
The Coronavirus Job Retention Scheme (CJRS) which was due to end on 31 October 2020 has now been extended into December to tie in with the Prime Minister's latest announcement on a new national lockdown (which will start on Thursday 5…
Self-care spotlight: How to spot Grief in yourself and others and overcome it
Grief is often associated with the loss of a loved one, but it can manifest in many forms, and what it may 'look' like for one person is not necessarily the same for another.
According to an article in the McKinsey Quarterly, 'The…
Broke And Without a Buzz
Dear Couch,
Help! I’m broke, However, I need to create a buzz about my business to generate new leads. I can't afford a social media expert or an advertising budget right now. What do I do?
Sincerely,
Broke without a Buzz
…
Gousto is prepping for UK growth and serving up job opportunities
The UK-meal kit company, Gousto is hiring. If you have been following the venture capital press, that won't be a surprise to you. Gousto has become the UK's latest tech "unicorn" after raising £25m in a new funding round and has become the…
The Freelancers’ Couch answers your questions about national lockdown rules for business…
Dear Couch,
I am a tradesperson that carries out plumbing and other essential trade to both commercial and domestic customers, can I still go into customer's homes and places of work with the latest national lockdown? And if so, what…
Credit score to take a hit if you apply for mortgage payment deferral
Banks and building societies in the UK have agreed with regulators and HM Treasury to extend the provision of mortgage payment deferrals of up to a maximum of six months in the light of the tightened Covid-19 restrictions announced by the…
Russian hackers target US hospitals in heart of pandemic and US elections
Federal agencies warned that cybercriminals could unleash a wave of data-scrambling extortion attempts against the U.S. health care system, an effort that, if successful, could paralyze hospital information systems just as…
FSB calls on Chancellor to open up lender pool for ‘Excluded’ to boost business and…
Rather than excluding the newly self-employed and company directors in accessing Bounce Back loans, the government should be supporting them to keep their businesses alive, generate new business and create new jobs. This is the line of…
Have you grabbed your £800 in Google Ad credits?
The end of the year is near, so don't lose out on Google ad credits!
Search engine giant Google is giving its small-business customers $340m in ad credits, which can be used towards future ad spend, until the end of 2020 across Google’s…
New to the UK, need to register as self-employed, but don’t have an NI number? Here’s…
The HMRC has introduced a 'workaround' for those who have been unable to obtain a national insurance number and need to register for self-employment and obtain a Unique Taxpayer Reference (UTR), The Institute of Chartered Accountants of…
Majority of UK contractors are ‘outside IR35’, but big companies are still making…
Being self-employed is often a personal choice led by personal circumstances or an innate entrepreneurial drive to carve out your own career and destiny - you do what you love. But in the month leading to April 2021, many freelancers and…
Want a new job? Go for growth sectors to boost chances
Around one-in-five young people, and over one-in-five black, Asian and minority ethnic (BAME) workers, who were furloughed during lockdown have since their lost jobs – and just one-in-three young people who have lost their jobs have been…
COVID fraud on the rise – is your bank signed up to protect you?
The government should introduce new laws to protect people from losing life-changing sums of money to bank transfer fraud after the Brexit transition period is over, consumer finance and comparison site Which? has urged.
At…
Government’s £12.7bn SEISS ‘terribly targeted’, says report. What does this mean…
The Government’s £12.7bn Self-Employment Income Support Scheme (SEISS) has been terribly targeted at those in need, according to a major new Resolution Foundation report to be published later this week.
With over 400,000 workers…
IR35 could spark more power in the hands of umbrella companies and less for freelancers
Once IR35 comes around next year, the entrepreneurial spirit of the freelance economy could be driven out of the UK, leaving contractors and freelancers to have little choice than 'become employees' to umbrella companies - and pay for the…
New Section! Welcome to The Freelancers’ ‘Couch’: Your freelancer questions,…
The Freelance Informer team understands that sometimes friends, family, and co-workers just don't have all the answers to your freelancer questions, so hop on 'The Freelancers' Couch' and tell us your worries.. tell us your…
Music therapists could be NHS’ arsenal against Dementia and Alzheimer’s – join our…
Dementia and Alzheimer sufferers could be handed a rare gift in advance of the holidays this year if they were given the opportunity to take part in a series of music therapy sessions with a freelance or agency contracted music therapist.…
Adaptive on hunt for Business Analyst -Repo Trading Platform
Adaptive, a specialist software company that designs, builds and operates bespoke, real-time, front-to-back solutions for tier-one investment banks and commodity trading firms (see client stories), is looking or a highly skilled business…
Geek Retreat set to create 600 retail jobs
High street gaming specialist Geek Retreat has announced plans to create 600 new retail jobs in the UK, according to Employment for Students.
The company, which sells board games, toys and comics, says it will open 100 new stores…
Tax rises on self-employed could backfire on UK economic recovery, says IPSE
Tax rises on the self-employed would be the wrong option as the economy recovers from the coronavirus crisis, Derek Cribb, Interim CEO at IPSE (the Association of Independent Professionals and the Self-Employed) told the Treasury Select…
‘Looking for a job still sucks’- the Adriano Herdman story on launching recruitment…
Adriano "Adri" Herdman, co-founder of freelance talent consultancy, We are Move ('Move'), and recently launched tech job platform, Just Startup Jobs, talks to The Freelance Informer on why looking for a job in 2020 "still sucks," how his…
FSB Chair welcomes new self-employed grants but urges Sunak to give ‘Excluded’ access to…
The Chancellor Rishi Sunak announced today (22 October) that businesses affected by restrictions across the UK, will be given extra help to keep staff on with additional support through the Job Support Scheme including a drop in employer…
BANKSY’s art just banked £7.5m- the story behind one of the most successful (yet anonymous)…
"BANKSY ‘Show me the Monet’ just sold in Sotheby’s London auction Tuesday night for UK£7,551,600 including commission! (£6.4 million hammer price)," according to James Nicolls, Chairman, Maddox Gallery Group (London, Los Angeles &…
Covid-hit freelance creatives in Wales must act fast to apply for £2500 grant and join…
The second phase of a fund to support creative freelancers living and working in Wales affected by Covid-19 was launched this week. The Freelance Informer outlines everything you need to know to apply.
Individuals can apply for a £2,500…
Aged 40+? Your salary is about to plateau. What can you do to change that?
Wisdom comes with age and experience, goes the adage, so remuneration should be commensurate. That is not the case for the global IT worker, according to data that shows that salaries of IT candidates over the age of 45 become “stagnant…
Retirement scrapped? Self-employed need to get their financial act together, according to new report
If the UK's self-employed do not start saving and investing for their retirement they will be working out their twilight days working, rather than relaxing. This is the stark reality revealed in a new report.
The proportion of…
Get paid for watching TV (seriously!)
The UK’s biggest TV and movies website, Digital Spy, is looking for a freelance news reporter to write for the bustling Digital Spy website.This is a paid freelance position, reporting to the news editor and night news editor. You will be…
Energy suppliers required to offer emergency credit for struggling customers
Ofgem, the UK energy regulator, has confirmed plans to strengthen protections for customers who are struggling to pay their energy bills this winter. Following a consultation in June, Ofgem is introducing new licence rules for…
Full Employment Alliance formed as Wales prepares for lockdown; Gordon Brown calls for ‘wage…
An Alliance for Full Employment, encompassing all regions and nations of the United Kingdom, has been formed to fight for nationwide economic recovery policies that claims can prevent rapidly-rising redundancies and unemployment.
…
Childcare bubbles – what’s allowed in tier 2 lockdown?
With half-term for most schools set to start next week, and with news that London, Essex, York, Chesterfield and parts of Surrey, Derbyshire and Cumbria are to join tier 2 lockdown from midnight Friday, parents are scrambling to find…
Taxman sends letters to 24K who may have made false SEISS claims, says report
HMRC has written to 24,000 people who may have falsely claimed on the government's coronavirus Self-Employment Income Support Scheme, The FT Advisor has reported.
The HM Revenue & Customs paid out £7.8bn to the 2.7m self-employed…
Backlash over HMGov ‘Fatima’ ballerina re-skill ad as PM Johnson rejects three million…
Prime Minister Boris Johnson told the Commons on Monday: “The self-employed, which is a group that I think we all care about very much, have received so far £13.5 billion of support and we’ll continue to look after them as well.”
…
Freelance Informer launches #getrealhmrc Campaign to urge HMRC to use realistic calculations for tax…
The Freelance Informer is calling on the HMRC to have a two-pronged and realistic approach to handling self-employed tax bills in 2021 to fairly reflect for the sudden and considerable drop in earnings since the onset of the March lockdown…
Panto could be on this Christmas thanks to a group of crowdfunding freelancers creating a theatre in…
'There will be no panto this year - oh yes there will, oh no there won't - oh yes there will...' No, this isn't a Cabinet Office scuffle between PM Boris Johnson, chief medical officer Professor Chris Whitty and Chancellor Rishi Sunak, it…
Hiring companies & IR35: Does recent news mean that umbrella companies should not be used?
Recent reports that a final amendment to the IR35 legislation means that staffing companies or end-users, who rely on so-called umbrella companies to pay contingent workers, will technically become the "fee-payer".
In other words, the…
New research indicates NHS must ramp up rehab recruitment to cope with ‘Long COVID’…
The NHS will have to hire more than 1,000 new consultants, physios and counsellors to treat patients with the lingering and sometimes life-threatening 'side effects' of COVID-19, a new report presented by Trisha Greenhalgh, Professor of…
Inside IR35 – Are contractors paying over the odds to indirectly cover ENI and umbrella…
Limited company contractors may need to look to smaller companies and startups for future work so that they can determine their own destiny, ensure their correct IR35 status, and avoid weekly umbrella company fees they cannot afford. The…
British doctors call on Westminster to make UK-wide stricter restrictions to reduce COVID –…
The British Medical Association (BMA) says current government restrictions to stop the spread of COVID-19 are not working and that clearer additional measures are needed to avoid communities suffering the paralysing and economic impact of…
Seek and Ye Shall Find: The Jobseekrs story with Elsa Zekeng. After tackling Ebola, she thought…
You know when you meet someone for the first time and you walk away thinking, ‘Damn, they’ve got it together.’ That’s what happened after I had my first encounter with Dr. Elsa Zekeng – the doctor - the Queen’s medal recipient - turned…
Sunak extends Job Support Scheme – ‘Excluded’ self-employed still left in the dark…
Job Support Scheme will be expanded to support businesses across the UK required to close their premises due to coronavirus restrictionsgovernment will pay two thirds of employees’ salaries to protect jobs over the coming monthscash grants…
‘Gizza job’: PM allocates billions in upskilling funding
The Prime Minister has set out long term plans to transform the training and skills system, claiming he is making it fit for the 21st century economy and to ensure that, as work changes, people can retrain, upskill, and find new…
Role of contract carers in flux; music therapists call for ‘essential worker’ status for…
Thousands of care home residents are missing out on vital music therapy sessions and social interaction, which significantly alleviate the symptoms of disorders such as dementia because those who deliver them are not classed as essential…
Budget-driven businesses opt for freelancers; Fiverr sees market cap surge during pandemic
Covid-19 has many business owners on tighter budgets, making online marketplaces, affordably priced cloud apps and freelance gig sites new go-to resources, according to a CNBC report.
At a fraction of typical costs and sometimes even…
Self-employed and scared: millions in the UK are on brink of ruin and policy is at the heart of it
Conditions for economic growth, are 'not a mystery', says the Institute of Economic Affairs (IEA) in an open letter to Chancellor Rishi Sunak. But if current policies continue and the Chancellor goes into austerity mode, ignores the…
Interserve sells apprenticeship and education business ILE to Enact Fund
Interserve Group Limited, the international Support Services, Construction and Equipment Group, has sold its Interserve Learning & Employment (ILE) business for an undisclosed sum to The Enact Fund, which invests capital of up to £5…
Overclaimed a COVID grant? Get the facts or be forced to fork out penalty fees
The Institute of Chartered Accountants in England and Wales (ICAEW) has warned taxpayers that they have 90 days to notify HMRC of overclaimed coronavirus (COVID-19) grants. The Tax Faculty recommends that taxpayers who have claimed grants…
Tax-free £1K bonus for nanny employers
Parents who used the Coronavirus Job Retention Scheme (CJRS) to furlough their nanny during the pandemic will be eligible to claim the £1,000 Job Retention Bonus and will not be liable for tax, the ICAEW has reported.
The Job Retention…
IR35: HMRC could change its tactics overnight
Businesses should be prepared for the HMRC to change tactics on IR35 if current actions are anything to go by, according to Penny Simmons, a tax risk expert at Pinsent Masons, the law firm behind Out- Law News.
"Businesses should…
Mum of 5 Bridget Daley of ‘Parents in Biz’ on how raising kids and running a business is…
Serial entrepreneur and parent, or more aptly, Parentpreneur, Bridget Daley, might just have a recipe that works for today's self-employed parents. The secret sauce includes a group of gorgeous kids, two self-employed parents, a splash of…
Podding: Why this new homeschooling trend could be a lifeline for working parents in ‘COVID…
‘Podding up’ is a phenomenon that has taken on quickly with working parents and children in these uncertain times of local lockdowns and job insecurity. Podding is a direct response to the ongoing COVID-19 pandemic and its impact on…
Automated Hardship – why the government’s flawed tech is failing families and pushing…
A report says a flawed algorithm in the UK’s Social Security System could be causing more families to go hungry and pushing even more into poverty every week. What's going wrong?
A new report by the Human Rights Watch claims the…
Manchester building up construction jobs with £1bn in development approvals
US stadium developer Oak View Group has secured consent to create a 23,500-capacity arena in East Manchester, a project worth £350m.
Contractor, Bam Construction, will start building the venue in November, but not without some dissent…
YunoJuno reveals freelancer ‘pandemic’ pay rates
According to one case study, many businesses are, "writing blank cheques in the race for survival."
During the pandemic, some specialist freelancers saw significant increases in their day rates as they became more in demand,…
How ‘Workstyle’ is transforming freelancers’ lives, careers and the companies that embrace it
The Freelance Informer speaks to workstyle movement gurus Alex Hirst and Lizzie Penny, the two minds behind Hoxby, a Virtual Consultancy and Agency powered by freelancers.
We get the background story on what drove this inspiring duo…
The OLIO Interview: Free food never tasted (or felt) so good – would you consider becoming a…
Since we last spoke with Olio, the food sharing site has launched a great side hustle business tool.
OLIO MADE is a new section in the app which allows their OLIO community to sell their sustainable handmade crafts and…
COVID Bounce Back loans running on empty as CBILS deadline looms this month: how are borrowers…
Bounce Back loans, the most popular HM Treasury support measure, used by SMEs are running low, according to new findings.1
Despite the small and medium-sized businesses surveyed being aware that they can get more HM Treasury support by…
Femtech: why men shouldn’t shy away from this mass-market opportunity
Femtech. It’s an “emerging term,” according to researcher Frost & Sullivan, and as is the case with most new concepts, is poorly understood.
Femtech is arguably an awkward topic for some male freelancers, executives and investors.…
Accenture’s FinTech Innovation Lab: amazing mentoring and networking support and they take no…
If you are a fintech product developer or a freelancer working with a fintech startup have you considered applying to The FinTech Innovation Lab London? The annual accelerator programme run by Accenture, in collaboration with some of the…
TikTokers to Teens: Instagram influencers banding together for better pay as influencer industry set…
As brand influencers become more plentiful and proven, so too will their ability to call for greater industry protections, such as inclusivity-linked fairer pay, formal contracts, and the ability to unionise.
The influencer marketing…
Is Fiverr losing its human touch?
When does digital convenience become a pleasure and when does it become a pain? We look into the latest offerings and Trustpilot ratings of freelancer gig marketplace, Fiverr.
Fiverr, an Israel-based online marketplace for freelancer…
News site to empower freelancers and start-up economy in ‘new normal’
The Freelance Informer - “Empowering the Freelance Economy”
Millions of freelancers from tech developers to tutors now have a voice in the media.
LONDON, UK, 16 September, 2020/BuzzVestor Media/ -- Freelancers contribute more than…
Amazon job creation linked to SMEs and self-employed scaling up; Boumphrey new UK Country Manager
Amazon is on a hiring spree thanks to the growing customer demand of UK small and medium-sized enterprises, solopreneurs and sole traders scaling their businesses through the company's online platform. Its newly appointed UK manager will…
Foodtech: Could your passion for food + tech land you a sweet freelance gig?
Venture investors poured $3.7 billion into foodtech startups in the second quarter of 2020, according to Pitchbook. That accounts for an increase of roughly 28% year-over-year at a time when dealmaking has sharply dropped elsewhere.
…
What Big Bird and the gang on Sesame Street could teach Edtech talent and the startups that hire…
In 1969, one of the most successful and longest-running TV shows in history was born - "Sesame Street." In its first season, the children's educational entertainment show won three Emmys, a Peabody, and was featured on the cover…
What’s it going to take to put faith back into Fintech for Freelancers?
When Germany’s Wirecard filed for insolvency following the revelation that EUR1.9 billion ($2.1 billion) of cash had gone missing from its accounts, the UK’s Financial Conduct Authority (FCA) acted fast. But some…
Why Tesco is becoming a Tech Titan and creating thousands of jobs worldwide
In April, Tesco became the first retailer in the UK to fulfil one million online grocery orders in a week. Tesco now serves nearly 1.5m customers a week online, up from around 600,000 at the start of the pandemic. By shifting the majority…
Most in-demand tech skills to land a job in 2020 (and some free courses to attain them)
Demand for web designers and developers skyrocketed by 15.5%, according to the Recruitment & Employment Confederation (REC)'s June figures.
"We've seen two years of digital transformation happening in the space of two weeks,"…
White-collar professions facing worst jobs crisis, according to IoD economist
For three decades the UK's office-based or white-collar workers have enjoyed (for the most part), stable, job security. Today, as the UK and other nations around the world face the possibility of another COVID-19 spike, white-collar…
Caroline Ramade is on a mission to double the number of #WomenInTech
Caroline Ramade, CEO & Co-Founder of 50inTech speaks to The Freelance Informer on why recruitment has got it wrong for so long when it comes to attracting and retaining #WomenInTech.
Caroline Ramade is calling in for backup. Anyone…
Women and tech-savvy at heart of recruitment drive for Europe’s largest construction project
Digging the dirt on HS2’s recruitment drive and why construction is no longer a ‘Man’s World’
Females, under 25s, engineers and ‘techies’ are the core focus of the Balfour Beatty VINCI recruitment and skills drive for the £100bn HS2…
MT Newswires hiring reporters across US, Canada, APAC and EMEA
Real-time financial news company, MT Newswires, is looking for experienced financial journalists and reporters to cover their newsroom capital markets and stock news.
There are several telecommuting positions to fill (part…
Love property? Proptech recruiter Rayner Personnel joins forces with estate agencies to access…
The self-employed estate agent is nothing new and with more home buyers and renters using the internet to do their property searches, the need for brick and mortar agency offices is waning, according to Tim Lawler, a self-employed estate…
Are you tapping into the home improvements and services market for the super-rich?
Learn more about the £28m home improvements of the super-rich homebuyer and if you could tap into this marketplace as a self-employed consultant or contractor based on your skills.
High expectations
“You might imagine that when…
Who will take care of our kids? Early childcare worker and childminder numbers falling fast, says…
Low pay, a high workload and a lack of career development for early years workers risk having a serious impact on the provision of care and education services for the under-fives, says the Social Mobility Commission in its report, The…
Single-person limited company figures on the rise, says ONS
The Office for National Statistics (ONS) has reported that the UK's Companies House register has indicated that there has been a recent growth in company creation figures of single-person limited companies, largely those that are often…
The Paul Hawksbee case: Exclusivity doesn’t pay off
Paul Hawksbee, one half of Talksport's Hawksbee & Jacobs, the hilarious afternoon sports show, will not be laughing over the HMRC's successful overturn of an IR35 case at Upper Tribunal involving the sports presenter.
The latest…
22% of Brits motivated to set up their own business, says study
An entrepreneurial spirit has been cultivated during the lockdown period, according to a new study that reported that 22% of Brits have been motivated to begin their own businesses in the creative industry during COVID. This could be…
Chancellor not budging on offering new schemes for UK’s ‘excluded’
Chancellor Sunak shows no signs of budging on conscious and previously made COVID-19 support scheme decisions that have impacted millions of excluded self-employed people.
Court software so fast on facts, it’s practically criminal
Journalists are turning to AI software to fast-track story leads
Hiring companies: millions of freelancers’ fates are in your hands come April 2021
Tax reform must reflect the modern workforce, which is increasingly made up of independent workers who are self-employed. Close to 5 million people, not including millions of gig workers.
Can’t pay your tax bill on time? There’s still hope. That is if you are not among…
The HMRC has extended the payment on account deadline for Self Assessment to 2021 and also set up self-employed loan support in these lean times. But not all taxpayers are feeling the love. Some 3 million have been left in a taxpayer's…
IR35: There are larger economic ramifications at play.
Just when the UK workforce could be going into freefall when an anticipated quarter of furloughed workers will be made redundant by this Autumn, the option to put their skills to work by going freelance will be overshadowed by what many…
New work? Great if you can get paid for it
Anil Stocker, CEO at MarketFinance, likens the current late-payments plight of UK SMEs as a “three-pronged assault” on SME finances.
Algorithms are biased, and it looks like designers could be to blame.
Humans and Artificial Intelligence have something in common. They are both biased, according to the brand managers, web designers, futurists, and UX design agencies that have experienced data set bias in the fashion and beauty industry…